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Side-by-side financial comparison of CANTALOUPE, INC. (CTLP) and MID PENN BANCORP INC (MPB). Click either name above to swap in a different company.

CANTALOUPE, INC. is the larger business by last-quarter revenue ($78.7M vs $62.0M, roughly 1.3× MID PENN BANCORP INC). MID PENN BANCORP INC runs the higher net margin — 31.4% vs -0.1%, a 31.4% gap on every dollar of revenue. On growth, MID PENN BANCORP INC posted the faster year-over-year revenue change (30.8% vs 6.8%). MID PENN BANCORP INC produced more free cash flow last quarter ($71.8M vs $-614.0K). Over the past eight quarters, MID PENN BANCORP INC's revenue compounded faster (21.1% CAGR vs 7.7%).

Cantaloupe, Inc., previously known as USA Technologies Inc., is an American company known for its work with ePort cashless acceptance technology running on its patented ePort Connect service, a PCI compliant services. ePort Connect wirelessly facilitates electronic payment options to consumers with credit, debit, or NFC enabled electronic wallets like Apple Pay and Google Pay while providing operators with both telemetry and machine-to-machine (M2M) services. ePort technology is primarily fou...

Commerce Bancorp was a Cherry Hill, New Jersey–based bank created in 1973. In 2007, it was purchased by Toronto-Dominion Bank, which merged Commerce into TD Banknorth, the latter of which was rebranded to TD Bank.

CTLP vs MPB — Head-to-Head

Bigger by revenue
CTLP
CTLP
1.3× larger
CTLP
$78.7M
$62.0M
MPB
Growing faster (revenue YoY)
MPB
MPB
+24.0% gap
MPB
30.8%
6.8%
CTLP
Higher net margin
MPB
MPB
31.4% more per $
MPB
31.4%
-0.1%
CTLP
More free cash flow
MPB
MPB
$72.4M more FCF
MPB
$71.8M
$-614.0K
CTLP
Faster 2-yr revenue CAGR
MPB
MPB
Annualised
MPB
21.1%
7.7%
CTLP

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
CTLP
CTLP
MPB
MPB
Revenue
$78.7M
$62.0M
Net Profit
$-70.0K
$19.4M
Gross Margin
Operating Margin
2.0%
43.6%
Net Margin
-0.1%
31.4%
Revenue YoY
6.8%
30.8%
Net Profit YoY
-101.4%
47.0%
EPS (diluted)
$0.00
$0.83

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CTLP
CTLP
MPB
MPB
Q4 25
$78.7M
$62.0M
Q3 25
$80.9M
$61.8M
Q2 25
$82.6M
$54.3M
Q1 25
$75.4M
$47.7M
Q4 24
$73.7M
$47.4M
Q3 24
$70.8M
$45.3M
Q2 24
$72.7M
$44.1M
Q1 24
$67.9M
$42.3M
Net Profit
CTLP
CTLP
MPB
MPB
Q4 25
$-70.0K
$19.4M
Q3 25
$-919.0K
$18.3M
Q2 25
$6.8M
$4.8M
Q1 25
$49.2M
$13.7M
Q4 24
$5.0M
$13.2M
Q3 24
$3.6M
$12.3M
Q2 24
$2.2M
$11.8M
Q1 24
$4.7M
$12.1M
Gross Margin
CTLP
CTLP
MPB
MPB
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
39.6%
Operating Margin
CTLP
CTLP
MPB
MPB
Q4 25
2.0%
43.6%
Q3 25
2.0%
39.3%
Q2 25
6.3%
7.9%
Q1 25
9.1%
35.2%
Q4 24
8.4%
34.1%
Q3 24
5.8%
32.8%
Q2 24
4.9%
32.4%
Q1 24
6.3%
34.8%
Net Margin
CTLP
CTLP
MPB
MPB
Q4 25
-0.1%
31.4%
Q3 25
-1.1%
29.6%
Q2 25
8.3%
8.8%
Q1 25
65.2%
28.8%
Q4 24
6.7%
27.9%
Q3 24
5.0%
27.1%
Q2 24
3.0%
26.7%
Q1 24
6.9%
28.7%
EPS (diluted)
CTLP
CTLP
MPB
MPB
Q4 25
$0.00
$0.83
Q3 25
$-0.02
$0.79
Q2 25
$0.10
$0.22
Q1 25
$0.65
$0.71
Q4 24
$0.07
$0.72
Q3 24
$0.04
$0.74
Q2 24
$0.03
$0.71
Q1 24
$0.06
$0.73

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CTLP
CTLP
MPB
MPB
Cash + ST InvestmentsLiquidity on hand
$53.0M
Total DebtLower is stronger
$37.7M
Stockholders' EquityBook value
$252.5M
$814.1M
Total Assets
$381.9M
$6.1B
Debt / EquityLower = less leverage
0.15×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CTLP
CTLP
MPB
MPB
Q4 25
$53.0M
Q3 25
$55.0M
Q2 25
$51.1M
Q1 25
$46.3M
Q4 24
$27.7M
Q3 24
$33.1M
Q2 24
$58.9M
Q1 24
$50.2M
Total Debt
CTLP
CTLP
MPB
MPB
Q4 25
$37.7M
Q3 25
$38.3M
Q2 25
$38.7M
Q1 25
$39.2M
Q4 24
$37.0M
Q3 24
$37.3M
Q2 24
$37.5M
Q1 24
$38.1M
Stockholders' Equity
CTLP
CTLP
MPB
MPB
Q4 25
$252.5M
$814.1M
Q3 25
$251.8M
$796.3M
Q2 25
$251.0M
$775.7M
Q1 25
$240.7M
$667.9M
Q4 24
$190.1M
$655.0M
Q3 24
$186.2M
$573.1M
Q2 24
$181.7M
$559.7M
Q1 24
$178.8M
$551.0M
Total Assets
CTLP
CTLP
MPB
MPB
Q4 25
$381.9M
$6.1B
Q3 25
$389.5M
$6.3B
Q2 25
$381.9M
$6.4B
Q1 25
$370.5M
$5.5B
Q4 24
$303.0M
$5.5B
Q3 24
$312.1M
$5.5B
Q2 24
$335.6M
$5.4B
Q1 24
$319.9M
$5.3B
Debt / Equity
CTLP
CTLP
MPB
MPB
Q4 25
0.15×
Q3 25
0.15×
Q2 25
0.15×
Q1 25
0.16×
Q4 24
0.19×
Q3 24
0.20×
Q2 24
0.21×
Q1 24
0.21×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CTLP
CTLP
MPB
MPB
Operating Cash FlowLast quarter
$3.1M
$80.0M
Free Cash FlowOCF − Capex
$-614.0K
$71.8M
FCF MarginFCF / Revenue
-0.8%
115.8%
Capex IntensityCapex / Revenue
4.8%
13.3%
Cash ConversionOCF / Net Profit
4.12×
TTM Free Cash FlowTrailing 4 quarters
$25.8M
$132.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CTLP
CTLP
MPB
MPB
Q4 25
$3.1M
$80.0M
Q3 25
$7.0M
$26.3M
Q2 25
$9.4M
$29.0M
Q1 25
$22.4M
$11.5M
Q4 24
$522.0K
$51.4M
Q3 24
$-12.0M
$16.9M
Q2 24
$14.3M
$18.0M
Q1 24
$14.7M
$12.4M
Free Cash Flow
CTLP
CTLP
MPB
MPB
Q4 25
$-614.0K
$71.8M
Q3 25
$3.5M
$24.3M
Q2 25
$4.3M
$27.2M
Q1 25
$18.6M
$8.8M
Q4 24
$-3.8M
$44.5M
Q3 24
$-15.8M
$16.8M
Q2 24
$8.5M
$17.7M
Q1 24
$11.4M
$12.1M
FCF Margin
CTLP
CTLP
MPB
MPB
Q4 25
-0.8%
115.8%
Q3 25
4.4%
39.4%
Q2 25
5.3%
50.1%
Q1 25
24.6%
18.4%
Q4 24
-5.1%
93.8%
Q3 24
-22.3%
37.1%
Q2 24
11.7%
40.2%
Q1 24
16.9%
28.5%
Capex Intensity
CTLP
CTLP
MPB
MPB
Q4 25
4.8%
13.3%
Q3 25
4.2%
3.1%
Q2 25
6.2%
3.2%
Q1 25
5.1%
5.7%
Q4 24
5.8%
14.6%
Q3 24
5.4%
0.0%
Q2 24
7.9%
0.7%
Q1 24
4.8%
0.8%
Cash Conversion
CTLP
CTLP
MPB
MPB
Q4 25
4.12×
Q3 25
1.44×
Q2 25
1.38×
6.08×
Q1 25
0.46×
0.84×
Q4 24
0.10×
3.88×
Q3 24
-3.36×
1.37×
Q2 24
6.47×
1.53×
Q1 24
3.16×
1.02×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CTLP
CTLP

Transaction Processing$47.9M61%
Subscription Revenue$21.8M28%
Products$9.0M11%

MPB
MPB

Segment breakdown not available.

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