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Side-by-side financial comparison of CytomX Therapeutics, Inc. (CTMX) and CITIZENS FINANCIAL SERVICES INC (CZFS). Click either name above to swap in a different company.

CITIZENS FINANCIAL SERVICES INC is the larger business by last-quarter revenue ($29.6M vs $18.7M, roughly 1.6× CytomX Therapeutics, Inc.). CITIZENS FINANCIAL SERVICES INC runs the higher net margin — 35.4% vs -0.8%, a 36.2% gap on every dollar of revenue. On growth, CITIZENS FINANCIAL SERVICES INC posted the faster year-over-year revenue change (13.0% vs -25.7%). CITIZENS FINANCIAL SERVICES INC produced more free cash flow last quarter ($35.2M vs $-15.8M). Over the past eight quarters, CITIZENS FINANCIAL SERVICES INC's revenue compounded faster (6.9% CAGR vs -15.9%).

CytomX Therapeutics is a clinical-stage biotechnology company specializing in innovative cancer immunotherapies. It leverages its proprietary Probody technology platform to develop targeted therapies that activate exclusively in tumor microenvironments, minimizing off-target toxicities, with a pipeline covering multiple solid tumor indications and partnerships with leading global pharmaceutical firms.

Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

CTMX vs CZFS — Head-to-Head

Bigger by revenue
CZFS
CZFS
1.6× larger
CZFS
$29.6M
$18.7M
CTMX
Growing faster (revenue YoY)
CZFS
CZFS
+38.7% gap
CZFS
13.0%
-25.7%
CTMX
Higher net margin
CZFS
CZFS
36.2% more per $
CZFS
35.4%
-0.8%
CTMX
More free cash flow
CZFS
CZFS
$51.0M more FCF
CZFS
$35.2M
$-15.8M
CTMX
Faster 2-yr revenue CAGR
CZFS
CZFS
Annualised
CZFS
6.9%
-15.9%
CTMX

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
CTMX
CTMX
CZFS
CZFS
Revenue
$18.7M
$29.6M
Net Profit
$-154.0K
$10.5M
Gross Margin
Operating Margin
-6.9%
44.2%
Net Margin
-0.8%
35.4%
Revenue YoY
-25.7%
13.0%
Net Profit YoY
97.6%
31.3%
EPS (diluted)
$2.17

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CTMX
CTMX
CZFS
CZFS
Q4 25
$29.6M
Q3 25
$29.0M
Q2 25
$18.7M
$27.3M
Q1 25
$50.9M
$26.4M
Q4 24
$38.1M
$26.2M
Q3 24
$33.4M
$25.1M
Q2 24
$25.1M
$24.6M
Q1 24
$41.5M
$25.9M
Net Profit
CTMX
CTMX
CZFS
CZFS
Q4 25
$10.5M
Q3 25
$10.0M
Q2 25
$-154.0K
$8.5M
Q1 25
$23.5M
$7.6M
Q4 24
$18.9M
$8.0M
Q3 24
$5.7M
$7.5M
Q2 24
$-6.5M
$5.3M
Q1 24
$13.8M
$7.0M
Operating Margin
CTMX
CTMX
CZFS
CZFS
Q4 25
44.2%
Q3 25
42.6%
Q2 25
-6.9%
38.1%
Q1 25
44.4%
35.5%
Q4 24
46.4%
37.2%
Q3 24
12.3%
36.9%
Q2 24
-33.7%
25.9%
Q1 24
28.1%
32.8%
Net Margin
CTMX
CTMX
CZFS
CZFS
Q4 25
35.4%
Q3 25
34.5%
Q2 25
-0.8%
31.0%
Q1 25
46.2%
28.8%
Q4 24
49.6%
30.5%
Q3 24
17.2%
30.0%
Q2 24
-26.0%
21.4%
Q1 24
33.3%
27.1%
EPS (diluted)
CTMX
CTMX
CZFS
CZFS
Q4 25
$2.17
Q3 25
$2.09
Q2 25
$1.76
Q1 25
$1.60
Q4 24
$1.64
Q3 24
$1.57
Q2 24
$1.10
Q1 24
$1.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CTMX
CTMX
CZFS
CZFS
Cash + ST InvestmentsLiquidity on hand
$49.0M
$34.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$119.9M
$338.1M
Total Assets
$175.1M
$3.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CTMX
CTMX
CZFS
CZFS
Q4 25
$34.3M
Q3 25
$31.1M
Q2 25
$49.0M
$49.5M
Q1 25
$47.6M
$36.8M
Q4 24
$38.1M
$42.2M
Q3 24
$40.6M
$36.8M
Q2 24
$43.2M
$38.4M
Q1 24
$36.2M
$29.6M
Stockholders' Equity
CTMX
CTMX
CZFS
CZFS
Q4 25
$338.1M
Q3 25
$327.7M
Q2 25
$119.9M
$313.7M
Q1 25
$25.0M
$308.3M
Q4 24
$-456.0K
$299.7M
Q3 24
$-23.5M
$298.7M
Q2 24
$-31.2M
$286.5M
Q1 24
$-31.7M
$282.7M
Total Assets
CTMX
CTMX
CZFS
CZFS
Q4 25
$3.1B
Q3 25
$3.1B
Q2 25
$175.1M
$3.0B
Q1 25
$98.5M
$3.0B
Q4 24
$120.5M
$3.0B
Q3 24
$139.0M
$3.0B
Q2 24
$159.2M
$2.9B
Q1 24
$184.7M
$2.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CTMX
CTMX
CZFS
CZFS
Operating Cash FlowLast quarter
$-15.8M
$36.5M
Free Cash FlowOCF − Capex
$-15.8M
$35.2M
FCF MarginFCF / Revenue
-84.6%
119.0%
Capex IntensityCapex / Revenue
0.1%
4.4%
Cash ConversionOCF / Net Profit
3.49×
TTM Free Cash FlowTrailing 4 quarters
$-77.7M
$53.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CTMX
CTMX
CZFS
CZFS
Q4 25
$36.5M
Q3 25
$2.9M
Q2 25
$-15.8M
$6.0M
Q1 25
$-21.0M
$10.9M
Q4 24
$-19.9M
$33.2M
Q3 24
$-20.7M
$6.2M
Q2 24
$-19.5M
$3.0M
Q1 24
$-26.0M
$13.5M
Free Cash Flow
CTMX
CTMX
CZFS
CZFS
Q4 25
$35.2M
Q3 25
$2.7M
Q2 25
$-15.8M
$5.5M
Q1 25
$-21.2M
$10.4M
Q4 24
$-20.0M
$31.9M
Q3 24
$-20.7M
$5.6M
Q2 24
$-19.6M
$2.9M
Q1 24
$-26.2M
$13.4M
FCF Margin
CTMX
CTMX
CZFS
CZFS
Q4 25
119.0%
Q3 25
9.4%
Q2 25
-84.6%
20.1%
Q1 25
-41.6%
39.2%
Q4 24
-52.5%
121.6%
Q3 24
-62.1%
22.3%
Q2 24
-78.2%
11.8%
Q1 24
-63.1%
51.5%
Capex Intensity
CTMX
CTMX
CZFS
CZFS
Q4 25
4.4%
Q3 25
0.5%
Q2 25
0.1%
1.8%
Q1 25
0.2%
2.2%
Q4 24
0.2%
5.0%
Q3 24
0.1%
2.5%
Q2 24
0.4%
0.5%
Q1 24
0.3%
0.4%
Cash Conversion
CTMX
CTMX
CZFS
CZFS
Q4 25
3.49×
Q3 25
0.29×
Q2 25
0.71×
Q1 25
-0.89×
1.44×
Q4 24
-1.05×
4.16×
Q3 24
-3.61×
0.83×
Q2 24
0.57×
Q1 24
-1.89×
1.92×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CTMX
CTMX

Bristol Myers Squibb Company$11.6M62%
Astellas Pharma Inc$4.6M25%
Regeneron Pharmaceuticals Inc$2.1M11%

CZFS
CZFS

Segment breakdown not available.

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