vs

Side-by-side financial comparison of CTO Realty Growth, Inc. (CTO) and FRANKLIN COVEY CO (FC). Click either name above to swap in a different company.

FRANKLIN COVEY CO is the larger business by last-quarter revenue ($64.0M vs $41.2M, roughly 1.6× CTO Realty Growth, Inc.). CTO Realty Growth, Inc. runs the higher net margin — 15.1% vs -5.1%, a 20.2% gap on every dollar of revenue. On growth, CTO Realty Growth, Inc. posted the faster year-over-year revenue change (15.0% vs -7.3%). Over the past eight quarters, CTO Realty Growth, Inc.'s revenue compounded faster (19.5% CAGR vs 2.2%).

Keller Williams Realty is an American technology and international real estate franchise with headquarters in Austin, Texas. It is the largest real estate franchise in the United States by sales volume as of 2022.

Franklin Covey Co., trading as FranklinCovey and based in Salt Lake City, Utah, is a coaching company which provides training and assessment services in the areas of leadership, individual effectiveness, and business execution for organizations and individuals. The company was formed on May 30, 1997, as a result of merger between Hyrum W. Smith's Franklin Quest and Stephen R. Covey's Covey Leadership Center. Among other products, the company has marketed the FranklinCovey planning system, mod...

CTO vs FC — Head-to-Head

Bigger by revenue
FC
FC
1.6× larger
FC
$64.0M
$41.2M
CTO
Growing faster (revenue YoY)
CTO
CTO
+22.3% gap
CTO
15.0%
-7.3%
FC
Higher net margin
CTO
CTO
20.2% more per $
CTO
15.1%
-5.1%
FC
Faster 2-yr revenue CAGR
CTO
CTO
Annualised
CTO
19.5%
2.2%
FC

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CTO
CTO
FC
FC
Revenue
$41.2M
$64.0M
Net Profit
$6.2M
$-3.3M
Gross Margin
75.5%
Operating Margin
175.0%
-5.7%
Net Margin
15.1%
-5.1%
Revenue YoY
15.0%
-7.3%
Net Profit YoY
174.4%
-378.5%
EPS (diluted)
$0.13
$-0.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CTO
CTO
FC
FC
Q1 26
$41.2M
Q4 25
$38.3M
$64.0M
Q3 25
$37.8M
$71.2M
Q2 25
$37.6M
$67.1M
Q1 25
$35.8M
$59.6M
Q4 24
$35.7M
$69.1M
Q3 24
$31.8M
$84.1M
Q2 24
$28.8M
$73.4M
Net Profit
CTO
CTO
FC
FC
Q1 26
$6.2M
Q4 25
$28.3M
$-3.3M
Q3 25
$2.9M
$4.4M
Q2 25
$-23.4M
$-1.4M
Q1 25
$2.3M
$-1.1M
Q4 24
$-15.2M
$1.2M
Q3 24
$6.2M
$12.0M
Q2 24
$1.2M
$5.7M
Gross Margin
CTO
CTO
FC
FC
Q1 26
Q4 25
75.0%
75.5%
Q3 25
75.4%
75.5%
Q2 25
73.0%
76.5%
Q1 25
75.2%
76.7%
Q4 24
74.4%
76.3%
Q3 24
74.4%
78.1%
Q2 24
71.1%
76.6%
Operating Margin
CTO
CTO
FC
FC
Q1 26
175.0%
Q4 25
75.1%
-5.7%
Q3 25
26.6%
11.1%
Q2 25
-33.7%
-3.3%
Q1 25
22.0%
-2.4%
Q4 24
-20.4%
2.1%
Q3 24
15.6%
21.3%
Q2 24
18.8%
11.4%
Net Margin
CTO
CTO
FC
FC
Q1 26
15.1%
Q4 25
73.9%
-5.1%
Q3 25
7.7%
6.1%
Q2 25
-62.2%
-2.1%
Q1 25
6.3%
-1.8%
Q4 24
-42.6%
1.7%
Q3 24
19.6%
14.2%
Q2 24
4.1%
7.8%
EPS (diluted)
CTO
CTO
FC
FC
Q1 26
$0.13
Q4 25
$0.81
$-0.27
Q3 25
$0.03
$0.34
Q2 25
$-0.77
$-0.11
Q1 25
$0.01
$-0.08
Q4 24
$-0.69
$0.09
Q3 24
$0.17
$0.89
Q2 24
$-0.03
$0.43

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CTO
CTO
FC
FC
Cash + ST InvestmentsLiquidity on hand
$8.3M
$17.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$575.4M
$54.0M
Total Assets
$1.3B
$221.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CTO
CTO
FC
FC
Q1 26
$8.3M
Q4 25
$6.5M
$17.5M
Q3 25
$9.3M
$31.7M
Q2 25
$8.6M
$33.7M
Q1 25
$8.4M
$40.4M
Q4 24
$9.0M
$53.3M
Q3 24
$8.2M
$48.7M
Q2 24
$4.8M
$36.6M
Total Debt
CTO
CTO
FC
FC
Q1 26
Q4 25
$616.3M
Q3 25
$604.2M
Q2 25
$605.4M
Q1 25
$602.2M
Q4 24
$519.0M
Q3 24
$526.8M
Q2 24
$482.7M
Stockholders' Equity
CTO
CTO
FC
FC
Q1 26
$575.4M
Q4 25
$567.3M
$54.0M
Q3 25
$557.3M
$66.9M
Q2 25
$574.1M
$65.6M
Q1 25
$593.9M
$72.5M
Q4 24
$612.8M
$80.6M
Q3 24
$595.8M
$83.1M
Q2 24
$491.8M
$72.2M
Total Assets
CTO
CTO
FC
FC
Q1 26
$1.3B
Q4 25
$1.3B
$221.3M
Q3 25
$1.2B
$242.9M
Q2 25
$1.2B
$218.3M
Q1 25
$1.2B
$221.3M
Q4 24
$1.2B
$239.9M
Q3 24
$1.2B
$261.5M
Q2 24
$1.0B
$221.0M
Debt / Equity
CTO
CTO
FC
FC
Q1 26
Q4 25
1.09×
Q3 25
1.08×
Q2 25
1.05×
Q1 25
1.01×
Q4 24
0.85×
Q3 24
0.88×
Q2 24
0.98×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CTO
CTO
FC
FC
Operating Cash FlowLast quarter
$98.0K
Free Cash FlowOCF − Capex
$-1.6M
FCF MarginFCF / Revenue
-2.5%
Capex IntensityCapex / Revenue
2.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$5.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CTO
CTO
FC
FC
Q1 26
Q4 25
$64.6M
$98.0K
Q3 25
$25.5M
$9.9M
Q2 25
$21.9M
$6.3M
Q1 25
$10.3M
$-1.4M
Q4 24
$59.9M
$14.1M
Q3 24
$21.2M
$21.9M
Q2 24
$12.9M
$8.2M
Free Cash Flow
CTO
CTO
FC
FC
Q1 26
Q4 25
$-1.6M
Q3 25
$5.7M
Q2 25
$4.5M
Q1 25
$-2.6M
Q4 24
$13.1M
Q3 24
$20.8M
Q2 24
$7.3M
FCF Margin
CTO
CTO
FC
FC
Q1 26
Q4 25
-2.5%
Q3 25
8.0%
Q2 25
6.7%
Q1 25
-4.4%
Q4 24
19.0%
Q3 24
24.7%
Q2 24
9.9%
Capex Intensity
CTO
CTO
FC
FC
Q1 26
Q4 25
2.7%
Q3 25
5.9%
Q2 25
2.7%
Q1 25
2.1%
Q4 24
1.4%
Q3 24
1.3%
Q2 24
1.2%
Cash Conversion
CTO
CTO
FC
FC
Q1 26
Q4 25
2.28×
Q3 25
8.75×
2.27×
Q2 25
Q1 25
4.56×
Q4 24
11.98×
Q3 24
3.40×
1.83×
Q2 24
10.89×
1.43×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons