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Side-by-side financial comparison of Custom Truck One Source, Inc. (CTOS) and FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG). Click either name above to swap in a different company.

FLAGSTAR BANK, NATIONAL ASSOCIATION is the larger business by last-quarter revenue ($498.0M vs $422.2M, roughly 1.2× Custom Truck One Source, Inc.). FLAGSTAR BANK, NATIONAL ASSOCIATION runs the higher net margin — 4.2% vs -4.2%, a 8.4% gap on every dollar of revenue. On growth, FLAGSTAR BANK, NATIONAL ASSOCIATION posted the faster year-over-year revenue change (1.6% vs -8.5%). Over the past eight quarters, Custom Truck One Source, Inc.'s revenue compounded faster (14.8% CAGR vs -10.7%).

Custom Truck One Source, Inc. is a leading provider of specialized heavy truck and equipment solutions in North America. It offers custom vehicle manufacturing, equipment sales and rentals, aftermarket parts, and maintenance services, serving core infrastructure, utility, construction, and energy industry segments.

Flagstar Bank was an American commercial bank headquartered in Troy, Michigan. The bank was founded in 1987 and operated as a consumer and commercial bank, mortgage lender, and offered financial services. Flagstar Bancorp, Inc. was acquired by New York Community Bancorp, Inc. on December 1, 2022. New York Community Bancorp subsequently rebranded all of its branches under the Flagstar name and changed its name to Flagstar Financial in 2024. In a corporate restructuring in 2025 Flagstar Financi...

CTOS vs FLG — Head-to-Head

Bigger by revenue
FLG
FLG
1.2× larger
FLG
$498.0M
$422.2M
CTOS
Growing faster (revenue YoY)
FLG
FLG
+10.2% gap
FLG
1.6%
-8.5%
CTOS
Higher net margin
FLG
FLG
8.4% more per $
FLG
4.2%
-4.2%
CTOS
Faster 2-yr revenue CAGR
CTOS
CTOS
Annualised
CTOS
14.8%
-10.7%
FLG

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CTOS
CTOS
FLG
FLG
Revenue
$422.2M
$498.0M
Net Profit
$-17.8M
$21.0M
Gross Margin
20.3%
Operating Margin
2.9%
11.4%
Net Margin
-4.2%
4.2%
Revenue YoY
-8.5%
1.6%
Net Profit YoY
-333.7%
-38.1%
EPS (diluted)
$-0.08
$0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CTOS
CTOS
FLG
FLG
Q1 26
$422.2M
$498.0M
Q4 25
$387.3M
$2.1B
Q3 25
$359.9M
$425.0M
Q2 25
$392.2M
$419.0M
Q1 25
$307.1M
Q4 24
$398.3M
$461.0M
Q3 24
$337.5M
$510.0M
Q2 24
$320.6M
$557.0M
Net Profit
CTOS
CTOS
FLG
FLG
Q1 26
$-17.8M
$21.0M
Q4 25
$20.9M
$29.0M
Q3 25
$-5.8M
$-36.0M
Q2 25
$-28.4M
$-70.0M
Q1 25
$-17.8M
Q4 24
$27.6M
$-188.0M
Q3 24
$-17.4M
$-280.0M
Q2 24
$-24.5M
$-323.0M
Gross Margin
CTOS
CTOS
FLG
FLG
Q1 26
20.3%
Q4 25
31.8%
Q3 25
28.0%
Q2 25
26.1%
Q1 25
27.9%
Q4 24
29.7%
Q3 24
27.2%
Q2 24
27.8%
Operating Margin
CTOS
CTOS
FLG
FLG
Q1 26
2.9%
11.4%
Q4 25
13.4%
Q3 25
9.1%
-9.6%
Q2 25
7.1%
-19.3%
Q1 25
4.0%
Q4 24
16.9%
-51.6%
Q3 24
6.8%
-65.7%
Q2 24
5.5%
-76.1%
Net Margin
CTOS
CTOS
FLG
FLG
Q1 26
-4.2%
4.2%
Q4 25
5.4%
1.4%
Q3 25
-1.6%
-8.5%
Q2 25
-7.2%
-16.7%
Q1 25
-5.8%
Q4 24
6.9%
-40.8%
Q3 24
-5.2%
-54.9%
Q2 24
-7.6%
-58.0%
EPS (diluted)
CTOS
CTOS
FLG
FLG
Q1 26
$-0.08
$0.03
Q4 25
$0.10
$0.05
Q3 25
$-0.03
$-0.11
Q2 25
$-0.13
$-0.19
Q1 25
$-0.08
Q4 24
$0.11
$-1.11
Q3 24
$-0.07
$-0.79
Q2 24
$-0.10
$-1.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CTOS
CTOS
FLG
FLG
Cash + ST InvestmentsLiquidity on hand
$6.3M
Total DebtLower is stronger
$25.9M
Stockholders' EquityBook value
$809.1M
$8.1B
Total Assets
$3.4B
$87.1B
Debt / EquityLower = less leverage
0.03×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CTOS
CTOS
FLG
FLG
Q1 26
$6.3M
Q4 25
$6.3M
Q3 25
$13.1M
$23.6B
Q2 25
$5.3M
$22.9B
Q1 25
$5.4M
Q4 24
$3.8M
$25.8B
Q3 24
$8.4M
$33.6B
Q2 24
$8.1M
$29.5B
Total Debt
CTOS
CTOS
FLG
FLG
Q1 26
$25.9M
Q4 25
$1.6B
Q3 25
$1.6B
$13.2B
Q2 25
$1.6B
$13.2B
Q1 25
$1.6B
Q4 24
$1.5B
$14.4B
Q3 24
$1.6B
$20.3B
Q2 24
$1.5B
$28.9B
Stockholders' Equity
CTOS
CTOS
FLG
FLG
Q1 26
$809.1M
$8.1B
Q4 25
$809.1M
$8.1M
Q3 25
$784.7M
$8.1B
Q2 25
$790.1M
$8.1B
Q1 25
$813.4M
Q4 24
$861.3M
$8.2B
Q3 24
$837.5M
$8.6B
Q2 24
$856.7M
$8.4B
Total Assets
CTOS
CTOS
FLG
FLG
Q1 26
$3.4B
$87.1B
Q4 25
$3.4B
$87.5M
Q3 25
$3.5B
$91.7B
Q2 25
$3.6B
$92.2B
Q1 25
$3.5B
Q4 24
$3.5B
$100.2B
Q3 24
$3.6B
$114.4B
Q2 24
$3.5B
$119.1B
Debt / Equity
CTOS
CTOS
FLG
FLG
Q1 26
0.03×
Q4 25
2.03×
Q3 25
2.10×
1.63×
Q2 25
2.04×
1.63×
Q1 25
1.97×
Q4 24
1.77×
1.77×
Q3 24
1.87×
2.37×
Q2 24
1.79×
3.44×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CTOS
CTOS

Equipment sales$273.9M65%
Rental revenue$116.3M28%
Parts sales and services$32.1M8%

FLG
FLG

Segment breakdown not available.

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