vs

Side-by-side financial comparison of Custom Truck One Source, Inc. (CTOS) and VALLEY NATIONAL BANCORP (VLY). Click either name above to swap in a different company.

VALLEY NATIONAL BANCORP is the larger business by last-quarter revenue ($540.4M vs $422.2M, roughly 1.3× Custom Truck One Source, Inc.). VALLEY NATIONAL BANCORP runs the higher net margin — 30.3% vs -4.2%, a 34.5% gap on every dollar of revenue. On growth, VALLEY NATIONAL BANCORP posted the faster year-over-year revenue change (13.0% vs -8.5%). Over the past eight quarters, VALLEY NATIONAL BANCORP's revenue compounded faster (16.0% CAGR vs 14.8%).

Custom Truck One Source, Inc. is a leading provider of specialized heavy truck and equipment solutions in North America. It offers custom vehicle manufacturing, equipment sales and rentals, aftermarket parts, and maintenance services, serving core infrastructure, utility, construction, and energy industry segments.

North Valley Bancorp was a bank holding company headquartered in Redding, California. The company operated 22 branches. The company was acquired by TriCo Bancshares in October 2014, in a merger valued at more than $178 million.

CTOS vs VLY — Head-to-Head

Bigger by revenue
VLY
VLY
1.3× larger
VLY
$540.4M
$422.2M
CTOS
Growing faster (revenue YoY)
VLY
VLY
+21.5% gap
VLY
13.0%
-8.5%
CTOS
Higher net margin
VLY
VLY
34.5% more per $
VLY
30.3%
-4.2%
CTOS
Faster 2-yr revenue CAGR
VLY
VLY
Annualised
VLY
16.0%
14.8%
CTOS

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CTOS
CTOS
VLY
VLY
Revenue
$422.2M
$540.4M
Net Profit
$-17.8M
$163.9M
Gross Margin
20.3%
Operating Margin
2.9%
Net Margin
-4.2%
30.3%
Revenue YoY
-8.5%
13.0%
Net Profit YoY
-333.7%
54.6%
EPS (diluted)
$-0.08
$0.29

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CTOS
CTOS
VLY
VLY
Q1 26
$422.2M
$540.4M
Q4 25
$387.3M
$464.9M
Q3 25
$359.9M
$446.2M
Q2 25
$392.2M
$432.4M
Q1 25
$307.1M
$420.1M
Q4 24
$398.3M
$423.0M
Q3 24
$337.5M
$410.5M
Q2 24
$320.6M
$401.7M
Net Profit
CTOS
CTOS
VLY
VLY
Q1 26
$-17.8M
$163.9M
Q4 25
$20.9M
$195.4M
Q3 25
$-5.8M
$163.4M
Q2 25
$-28.4M
$133.2M
Q1 25
$-17.8M
$106.1M
Q4 24
$27.6M
$115.7M
Q3 24
$-17.4M
$97.9M
Q2 24
$-24.5M
$70.4M
Gross Margin
CTOS
CTOS
VLY
VLY
Q1 26
20.3%
Q4 25
31.8%
Q3 25
28.0%
Q2 25
26.1%
Q1 25
27.9%
Q4 24
29.7%
Q3 24
27.2%
Q2 24
27.8%
Operating Margin
CTOS
CTOS
VLY
VLY
Q1 26
2.9%
Q4 25
13.4%
47.7%
Q3 25
9.1%
47.1%
Q2 25
7.1%
40.0%
Q1 25
4.0%
33.1%
Q4 24
16.9%
21.1%
Q3 24
6.8%
30.9%
Q2 24
5.5%
23.2%
Net Margin
CTOS
CTOS
VLY
VLY
Q1 26
-4.2%
30.3%
Q4 25
5.4%
42.0%
Q3 25
-1.6%
36.6%
Q2 25
-7.2%
30.8%
Q1 25
-5.8%
25.2%
Q4 24
6.9%
27.4%
Q3 24
-5.2%
23.8%
Q2 24
-7.6%
17.5%
EPS (diluted)
CTOS
CTOS
VLY
VLY
Q1 26
$-0.08
$0.29
Q4 25
$0.10
$0.33
Q3 25
$-0.03
$0.28
Q2 25
$-0.13
$0.22
Q1 25
$-0.08
$0.18
Q4 24
$0.11
$0.20
Q3 24
$-0.07
$0.18
Q2 24
$-0.10
$0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CTOS
CTOS
VLY
VLY
Cash + ST InvestmentsLiquidity on hand
$6.3M
Total DebtLower is stronger
$25.9M
$2.6B
Stockholders' EquityBook value
$809.1M
$7.9B
Total Assets
$3.4B
$64.5B
Debt / EquityLower = less leverage
0.03×
0.33×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CTOS
CTOS
VLY
VLY
Q1 26
$6.3M
Q4 25
$6.3M
Q3 25
$13.1M
Q2 25
$5.3M
Q1 25
$5.4M
Q4 24
$3.8M
Q3 24
$8.4M
Q2 24
$8.1M
Total Debt
CTOS
CTOS
VLY
VLY
Q1 26
$25.9M
$2.6B
Q4 25
$1.6B
Q3 25
$1.6B
Q2 25
$1.6B
Q1 25
$1.6B
Q4 24
$1.5B
Q3 24
$1.6B
Q2 24
$1.5B
Stockholders' Equity
CTOS
CTOS
VLY
VLY
Q1 26
$809.1M
$7.9B
Q4 25
$809.1M
$7.8B
Q3 25
$784.7M
$7.7B
Q2 25
$790.1M
$7.6B
Q1 25
$813.4M
$7.5B
Q4 24
$861.3M
$7.4B
Q3 24
$837.5M
$7.0B
Q2 24
$856.7M
$6.7B
Total Assets
CTOS
CTOS
VLY
VLY
Q1 26
$3.4B
$64.5B
Q4 25
$3.4B
$64.1B
Q3 25
$3.5B
$63.0B
Q2 25
$3.6B
$62.7B
Q1 25
$3.5B
$61.9B
Q4 24
$3.5B
$62.5B
Q3 24
$3.6B
$62.1B
Q2 24
$3.5B
$62.1B
Debt / Equity
CTOS
CTOS
VLY
VLY
Q1 26
0.03×
0.33×
Q4 25
2.03×
Q3 25
2.10×
Q2 25
2.04×
Q1 25
1.97×
Q4 24
1.77×
Q3 24
1.87×
Q2 24
1.79×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CTOS
CTOS

Equipment sales$273.9M65%
Rental revenue$116.3M28%
Parts sales and services$32.1M8%

VLY
VLY

Segment breakdown not available.

Related Comparisons