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Side-by-side financial comparison of Centuri Holdings, Inc. (CTRI) and Fair Isaac (FICO). Click either name above to swap in a different company.

Centuri Holdings, Inc. is the larger business by last-quarter revenue ($858.6M vs $512.0M, roughly 1.7× Fair Isaac). Fair Isaac runs the higher net margin — 30.9% vs 3.5%, a 27.4% gap on every dollar of revenue. On growth, Centuri Holdings, Inc. posted the faster year-over-year revenue change (19.7% vs 16.4%). Fair Isaac produced more free cash flow last quarter ($173.9M vs $66.3M). Over the past eight quarters, Centuri Holdings, Inc.'s revenue compounded faster (27.5% CAGR vs 8.6%).

Centuri, formerly known as Allied Leisure, was an American arcade game manufacturer. They were based in Hialeah, Florida, and were one of the top six suppliers of coin-operated arcade video game machinery in the United States during the early 1980s. Centuri in its modern inception was formed when former Taito America president Ed Miller and his partner Bill Olliges took over Allied Leisure, Inc. They renamed it "Centuri" in 1980. The company's vice president was Joel Hochberg from about 1976 ...

FICO, originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States.

CTRI vs FICO — Head-to-Head

Bigger by revenue
CTRI
CTRI
1.7× larger
CTRI
$858.6M
$512.0M
FICO
Growing faster (revenue YoY)
CTRI
CTRI
+3.4% gap
CTRI
19.7%
16.4%
FICO
Higher net margin
FICO
FICO
27.4% more per $
FICO
30.9%
3.5%
CTRI
More free cash flow
FICO
FICO
$107.6M more FCF
FICO
$173.9M
$66.3M
CTRI
Faster 2-yr revenue CAGR
CTRI
CTRI
Annualised
CTRI
27.5%
8.6%
FICO

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CTRI
CTRI
FICO
FICO
Revenue
$858.6M
$512.0M
Net Profit
$30.4M
$158.4M
Gross Margin
9.4%
83.0%
Operating Margin
4.3%
45.7%
Net Margin
3.5%
30.9%
Revenue YoY
19.7%
16.4%
Net Profit YoY
194.1%
3.8%
EPS (diluted)
$0.34
$6.61

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CTRI
CTRI
FICO
FICO
Q4 25
$858.6M
$512.0M
Q3 25
$850.0M
$515.8M
Q2 25
$724.1M
$536.4M
Q1 25
$550.1M
$498.7M
Q4 24
$717.1M
$440.0M
Q3 24
$720.1M
$453.8M
Q2 24
$672.1M
$447.8M
Q1 24
$528.0M
$433.8M
Net Profit
CTRI
CTRI
FICO
FICO
Q4 25
$30.4M
$158.4M
Q3 25
$2.1M
$155.0M
Q2 25
$8.1M
$181.8M
Q1 25
$-17.9M
$162.6M
Q4 24
$10.3M
$152.5M
Q3 24
$-3.7M
$135.7M
Q2 24
$11.7M
$126.3M
Q1 24
$-25.1M
$129.8M
Gross Margin
CTRI
CTRI
FICO
FICO
Q4 25
9.4%
83.0%
Q3 25
9.2%
82.3%
Q2 25
9.4%
83.7%
Q1 25
3.7%
82.4%
Q4 24
9.9%
80.1%
Q3 24
10.5%
80.3%
Q2 24
9.0%
80.3%
Q1 24
2.5%
80.0%
Operating Margin
CTRI
CTRI
FICO
FICO
Q4 25
4.3%
45.7%
Q3 25
4.3%
46.0%
Q2 25
4.4%
48.9%
Q1 25
-2.3%
49.3%
Q4 24
4.7%
40.8%
Q3 24
5.8%
43.4%
Q2 24
4.9%
42.5%
Q1 24
-4.2%
44.9%
Net Margin
CTRI
CTRI
FICO
FICO
Q4 25
3.5%
30.9%
Q3 25
0.2%
30.1%
Q2 25
1.1%
33.9%
Q1 25
-3.3%
32.6%
Q4 24
1.4%
34.7%
Q3 24
-0.5%
29.9%
Q2 24
1.7%
28.2%
Q1 24
-4.7%
29.9%
EPS (diluted)
CTRI
CTRI
FICO
FICO
Q4 25
$0.34
$6.61
Q3 25
$0.02
$6.41
Q2 25
$0.09
$7.40
Q1 25
$-0.20
$6.59
Q4 24
$0.17
$6.14
Q3 24
$-0.04
$5.44
Q2 24
$0.14
$5.05
Q1 24
$-0.35
$5.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CTRI
CTRI
FICO
FICO
Cash + ST InvestmentsLiquidity on hand
$126.6M
$162.0M
Total DebtLower is stronger
$3.2B
Stockholders' EquityBook value
$873.0M
$-1.8B
Total Assets
$2.4B
$1.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CTRI
CTRI
FICO
FICO
Q4 25
$126.6M
$162.0M
Q3 25
$16.1M
$134.1M
Q2 25
$28.3M
$189.0M
Q1 25
$15.3M
$146.6M
Q4 24
$49.0M
$184.3M
Q3 24
$52.5M
$150.7M
Q2 24
$30.9M
$156.0M
Q1 24
$18.4M
$135.7M
Total Debt
CTRI
CTRI
FICO
FICO
Q4 25
$3.2B
Q3 25
$3.1B
Q2 25
$2.8B
Q1 25
$2.5B
Q4 24
$2.4B
Q3 24
$2.2B
Q2 24
$2.1B
Q1 24
$2.0B
Stockholders' Equity
CTRI
CTRI
FICO
FICO
Q4 25
$873.0M
$-1.8B
Q3 25
$585.2M
$-1.7B
Q2 25
$567.1M
$-1.4B
Q1 25
$536.5M
$-1.1B
Q4 24
$555.6M
$-1.1B
Q3 24
$527.3M
$-962.7M
Q2 24
$530.4M
$-829.3M
Q1 24
$197.8M
$-735.7M
Total Assets
CTRI
CTRI
FICO
FICO
Q4 25
$2.4B
$1.9B
Q3 25
$2.2B
$1.9B
Q2 25
$2.1B
$1.9B
Q1 25
$2.0B
$1.8B
Q4 24
$2.1B
$1.7B
Q3 24
$2.1B
$1.7B
Q2 24
$2.2B
$1.7B
Q1 24
$2.1B
$1.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CTRI
CTRI
FICO
FICO
Operating Cash FlowLast quarter
$83.9M
$174.1M
Free Cash FlowOCF − Capex
$66.3M
$173.9M
FCF MarginFCF / Revenue
7.7%
34.0%
Capex IntensityCapex / Revenue
2.0%
0.0%
Cash ConversionOCF / Net Profit
2.76×
1.10×
TTM Free Cash FlowTrailing 4 quarters
$-8.2M
$750.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CTRI
CTRI
FICO
FICO
Q4 25
$83.9M
$174.1M
Q3 25
$5.2M
$223.7M
Q2 25
$-27.7M
$286.2M
Q1 25
$16.7M
$74.9M
Q4 24
$61.0M
$194.0M
Q3 24
$180.2M
$226.5M
Q2 24
$-56.6M
$213.3M
Q1 24
$-26.5M
$71.0M
Free Cash Flow
CTRI
CTRI
FICO
FICO
Q4 25
$66.3M
$173.9M
Q3 25
$-18.4M
$219.5M
Q2 25
$-48.5M
$284.4M
Q1 25
$-7.7M
$72.8M
Q4 24
$27.8M
$193.2M
Q3 24
$160.7M
$224.7M
Q2 24
$-76.9M
$211.6M
Q1 24
$-52.7M
$67.0M
FCF Margin
CTRI
CTRI
FICO
FICO
Q4 25
7.7%
34.0%
Q3 25
-2.2%
42.6%
Q2 25
-6.7%
53.0%
Q1 25
-1.4%
14.6%
Q4 24
3.9%
43.9%
Q3 24
22.3%
49.5%
Q2 24
-11.4%
47.2%
Q1 24
-10.0%
15.4%
Capex Intensity
CTRI
CTRI
FICO
FICO
Q4 25
2.0%
0.0%
Q3 25
2.8%
0.8%
Q2 25
2.9%
0.3%
Q1 25
4.4%
0.4%
Q4 24
4.6%
0.2%
Q3 24
2.7%
0.4%
Q2 24
3.0%
0.4%
Q1 24
5.0%
0.9%
Cash Conversion
CTRI
CTRI
FICO
FICO
Q4 25
2.76×
1.10×
Q3 25
2.48×
1.44×
Q2 25
-3.43×
1.57×
Q1 25
0.46×
Q4 24
5.90×
1.27×
Q3 24
1.67×
Q2 24
-4.84×
1.69×
Q1 24
0.55×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CTRI
CTRI

Master Services Agreement$660.7M77%
Non Union Electric Segment$163.4M19%
Related Party$25.6M3%

FICO
FICO

Business To Business Scores$248.6M49%
Saa S Products$115.7M23%
Platform Software$73.9M14%
Business To Consumer Scores$55.9M11%
Technology Service$19.2M4%

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