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Side-by-side financial comparison of Customers Bancorp, Inc. (CUBI) and Figma, Inc. (FIG). Click either name above to swap in a different company.

Figma, Inc. is the larger business by last-quarter revenue ($274.2M vs $236.9M, roughly 1.2× Customers Bancorp, Inc.). On growth, Figma, Inc. posted the faster year-over-year revenue change (38.0% vs 21.8%). Customers Bancorp, Inc. produced more free cash flow last quarter ($481.0M vs $49.5M).

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

Figma is a collaborative web application for interface design, with additional offline features enabled by desktop applications for macOS and Windows. The feature set of Figma focuses on user interface and user experience design, with an emphasis on real-time collaboration, utilizing a variety of vector graphics editor and prototyping tools. The Figma mobile app for Android and iOS allows viewing and interacting with Figma prototypes in real-time on mobile and tablet devices.

CUBI vs FIG — Head-to-Head

Bigger by revenue
FIG
FIG
1.2× larger
FIG
$274.2M
$236.9M
CUBI
Growing faster (revenue YoY)
FIG
FIG
+16.2% gap
FIG
38.0%
21.8%
CUBI
More free cash flow
CUBI
CUBI
$431.6M more FCF
CUBI
$481.0M
$49.5M
FIG

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
CUBI
CUBI
FIG
FIG
Revenue
$236.9M
$274.2M
Net Profit
$-1.1B
Gross Margin
69.4%
Operating Margin
41.1%
-414.6%
Net Margin
-400.1%
Revenue YoY
21.8%
38.0%
Net Profit YoY
-6933.0%
EPS (diluted)
$2.04
$-2.72

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CUBI
CUBI
FIG
FIG
Q4 25
$236.9M
Q3 25
$232.1M
$274.2M
Q2 25
$206.3M
$249.6M
Q1 25
$143.0M
Q4 24
$167.8M
Q3 24
$167.1M
$198.6M
Q2 24
$198.7M
$177.2M
Q1 24
$181.6M
Net Profit
CUBI
CUBI
FIG
FIG
Q4 25
Q3 25
$75.7M
$-1.1B
Q2 25
$60.9M
$28.2M
Q1 25
$12.9M
Q4 24
Q3 24
$46.7M
$-15.6M
Q2 24
$58.1M
$-827.9M
Q1 24
$49.7M
Gross Margin
CUBI
CUBI
FIG
FIG
Q4 25
Q3 25
69.4%
Q2 25
88.8%
Q1 25
Q4 24
Q3 24
90.6%
Q2 24
77.7%
Q1 24
Operating Margin
CUBI
CUBI
FIG
FIG
Q4 25
41.1%
Q3 25
43.2%
-414.6%
Q2 25
38.2%
0.8%
Q1 25
8.3%
Q4 24
21.4%
Q3 24
27.5%
-23.8%
Q2 24
38.8%
-504.7%
Q1 24
36.0%
Net Margin
CUBI
CUBI
FIG
FIG
Q4 25
Q3 25
32.6%
-400.1%
Q2 25
29.5%
11.3%
Q1 25
9.0%
Q4 24
Q3 24
28.0%
-7.9%
Q2 24
29.2%
-467.2%
Q1 24
27.4%
EPS (diluted)
CUBI
CUBI
FIG
FIG
Q4 25
$2.04
Q3 25
$2.20
$-2.72
Q2 25
$1.73
$0.00
Q1 25
$0.29
Q4 24
$0.72
Q3 24
$1.31
$-0.07
Q2 24
$1.66
$-4.39
Q1 24
$1.40

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CUBI
CUBI
FIG
FIG
Cash + ST InvestmentsLiquidity on hand
$4.4B
$1.6B
Total DebtLower is stronger
Stockholders' EquityBook value
$2.1B
$1.4B
Total Assets
$24.9B
$2.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CUBI
CUBI
FIG
FIG
Q4 25
$4.4B
Q3 25
$4.2B
$1.6B
Q2 25
$3.5B
$1.6B
Q1 25
$3.4B
Q4 24
$3.8B
Q3 24
$3.1B
$416.1M
Q2 24
$3.0B
$586.1M
Q1 24
$3.7B
Stockholders' Equity
CUBI
CUBI
FIG
FIG
Q4 25
$2.1B
Q3 25
$2.1B
$1.4B
Q2 25
$1.9B
$1.4B
Q1 25
$1.9B
Q4 24
$1.8B
Q3 24
$1.8B
$1.2B
Q2 24
$1.7B
$862.4M
Q1 24
$1.7B
Total Assets
CUBI
CUBI
FIG
FIG
Q4 25
$24.9B
Q3 25
$24.3B
$2.1B
Q2 25
$22.6B
$2.0B
Q1 25
$22.4B
Q4 24
$22.3B
Q3 24
$21.5B
Q2 24
$20.9B
Q1 24
$21.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CUBI
CUBI
FIG
FIG
Operating Cash FlowLast quarter
$494.8M
$51.2M
Free Cash FlowOCF − Capex
$481.0M
$49.5M
FCF MarginFCF / Revenue
203.0%
18.0%
Capex IntensityCapex / Revenue
5.8%
0.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$843.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CUBI
CUBI
FIG
FIG
Q4 25
$494.8M
Q3 25
$116.9M
$51.2M
Q2 25
$162.2M
Q1 25
$94.1M
Q4 24
$145.1M
Q3 24
$24.4M
Q2 24
$6.1M
Q1 24
$-18.8M
Free Cash Flow
CUBI
CUBI
FIG
FIG
Q4 25
$481.0M
Q3 25
$106.4M
$49.5M
Q2 25
$162.1M
Q1 25
$93.4M
Q4 24
$143.6M
Q3 24
$24.1M
Q2 24
$5.8M
Q1 24
$-19.2M
FCF Margin
CUBI
CUBI
FIG
FIG
Q4 25
203.0%
Q3 25
45.9%
18.0%
Q2 25
78.6%
Q1 25
65.4%
Q4 24
85.5%
Q3 24
14.4%
Q2 24
2.9%
Q1 24
-10.6%
Capex Intensity
CUBI
CUBI
FIG
FIG
Q4 25
5.8%
Q3 25
4.5%
0.6%
Q2 25
0.0%
Q1 25
0.5%
Q4 24
0.9%
Q3 24
0.2%
Q2 24
0.2%
Q1 24
0.2%
Cash Conversion
CUBI
CUBI
FIG
FIG
Q4 25
Q3 25
1.54×
Q2 25
2.66×
Q1 25
7.29×
Q4 24
Q3 24
0.52×
Q2 24
0.10×
Q1 24
-0.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CUBI
CUBI

Segment breakdown not available.

FIG
FIG

Non Us$147.4M54%
US$126.8M46%

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