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Side-by-side financial comparison of Customers Bancorp, Inc. (CUBI) and FOX FACTORY HOLDING CORP (FOXF). Click either name above to swap in a different company.

FOX FACTORY HOLDING CORP is the larger business by last-quarter revenue ($361.1M vs $236.9M, roughly 1.5× Customers Bancorp, Inc.). On growth, Customers Bancorp, Inc. posted the faster year-over-year revenue change (21.8% vs 2.3%). Over the past eight quarters, Customers Bancorp, Inc.'s revenue compounded faster (14.2% CAGR vs 1.8%).

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

Fox Factory Holding Corp. is an American company best known for their Fox Racing Shox brand of off-road racing suspension components.

CUBI vs FOXF — Head-to-Head

Bigger by revenue
FOXF
FOXF
1.5× larger
FOXF
$361.1M
$236.9M
CUBI
Growing faster (revenue YoY)
CUBI
CUBI
+19.5% gap
CUBI
21.8%
2.3%
FOXF
Faster 2-yr revenue CAGR
CUBI
CUBI
Annualised
CUBI
14.2%
1.8%
FOXF

Income Statement — Q4 FY2025 vs Q4 FY2027

Metric
CUBI
CUBI
FOXF
FOXF
Revenue
$236.9M
$361.1M
Net Profit
Gross Margin
28.3%
Operating Margin
41.1%
-13.0%
Net Margin
Revenue YoY
21.8%
2.3%
Net Profit YoY
EPS (diluted)
$2.04
$-6.86

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CUBI
CUBI
FOXF
FOXF
Q4 26
$361.1M
Q1 26
$368.7M
Q4 25
$236.9M
$376.4M
Q3 25
$232.1M
$374.9M
Q2 25
$206.3M
$355.0M
Q1 25
$143.0M
$352.8M
Q4 24
$167.8M
Q3 24
$167.1M
$359.1M
Net Profit
CUBI
CUBI
FOXF
FOXF
Q4 26
Q1 26
$-15.0M
Q4 25
$-634.0K
Q3 25
$75.7M
$2.7M
Q2 25
$60.9M
$-259.7M
Q1 25
$12.9M
$-141.0K
Q4 24
Q3 24
$46.7M
$4.8M
Gross Margin
CUBI
CUBI
FOXF
FOXF
Q4 26
28.3%
Q1 26
28.9%
Q4 25
30.4%
Q3 25
31.2%
Q2 25
30.9%
Q1 25
28.9%
Q4 24
Q3 24
29.9%
Operating Margin
CUBI
CUBI
FOXF
FOXF
Q4 26
-13.0%
Q1 26
72.8%
Q4 25
41.1%
4.0%
Q3 25
43.2%
4.9%
Q2 25
38.2%
-70.6%
Q1 25
8.3%
3.2%
Q4 24
21.4%
Q3 24
27.5%
5.2%
Net Margin
CUBI
CUBI
FOXF
FOXF
Q4 26
Q1 26
-4.1%
Q4 25
-0.2%
Q3 25
32.6%
0.7%
Q2 25
29.5%
-73.1%
Q1 25
9.0%
-0.0%
Q4 24
Q3 24
28.0%
1.3%
EPS (diluted)
CUBI
CUBI
FOXF
FOXF
Q4 26
$-6.86
Q1 26
$-0.36
Q4 25
$2.04
$-0.02
Q3 25
$2.20
$0.07
Q2 25
$1.73
$-6.23
Q1 25
$0.29
$0.00
Q4 24
$0.72
Q3 24
$1.31
$0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CUBI
CUBI
FOXF
FOXF
Cash + ST InvestmentsLiquidity on hand
$4.4B
$58.0M
Total DebtLower is stronger
$26.9M
Stockholders' EquityBook value
$2.1B
$670.2M
Total Assets
$24.9B
$1.7B
Debt / EquityLower = less leverage
0.04×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CUBI
CUBI
FOXF
FOXF
Q4 26
$58.0M
Q1 26
$53.9M
Q4 25
$4.4B
Q3 25
$4.2B
Q2 25
$3.5B
Q1 25
$3.4B
$71.7M
Q4 24
$3.8B
Q3 24
$3.1B
Total Debt
CUBI
CUBI
FOXF
FOXF
Q4 26
$26.9M
Q1 26
$26.9M
Q4 25
$536.7M
Q3 25
$541.8M
Q2 25
$546.9M
Q1 25
$552.1M
Q4 24
Q3 24
$558.4M
Stockholders' Equity
CUBI
CUBI
FOXF
FOXF
Q4 26
$670.2M
Q1 26
$658.8M
Q4 25
$2.1B
$956.0M
Q3 25
$2.1B
$958.7M
Q2 25
$1.9B
$939.9M
Q1 25
$1.9B
$1.2B
Q4 24
$1.8B
Q3 24
$1.8B
$1.2B
Total Assets
CUBI
CUBI
FOXF
FOXF
Q4 26
$1.7B
Q1 26
$1.7B
Q4 25
$24.9B
$2.0B
Q3 25
$24.3B
$2.0B
Q2 25
$22.6B
$1.9B
Q1 25
$22.4B
$2.2B
Q4 24
$22.3B
Q3 24
$21.5B
$2.3B
Debt / Equity
CUBI
CUBI
FOXF
FOXF
Q4 26
0.04×
Q1 26
0.04×
Q4 25
0.56×
Q3 25
0.57×
Q2 25
0.58×
Q1 25
0.46×
Q4 24
Q3 24
0.47×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CUBI
CUBI
FOXF
FOXF
Operating Cash FlowLast quarter
$494.8M
$60.9M
Free Cash FlowOCF − Capex
$481.0M
FCF MarginFCF / Revenue
203.0%
Capex IntensityCapex / Revenue
5.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$843.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CUBI
CUBI
FOXF
FOXF
Q4 26
$60.9M
Q1 26
Q4 25
$494.8M
$5.3M
Q3 25
$116.9M
$36.8M
Q2 25
$162.2M
$680.0K
Q1 25
$94.1M
$81.7M
Q4 24
$145.1M
Q3 24
$24.4M
$14.1M
Free Cash Flow
CUBI
CUBI
FOXF
FOXF
Q4 26
Q1 26
Q4 25
$481.0M
$-2.5M
Q3 25
$106.4M
$24.6M
Q2 25
$162.1M
$-6.5M
Q1 25
$93.4M
$69.8M
Q4 24
$143.6M
Q3 24
$24.1M
$3.2M
FCF Margin
CUBI
CUBI
FOXF
FOXF
Q4 26
Q1 26
Q4 25
203.0%
-0.7%
Q3 25
45.9%
6.6%
Q2 25
78.6%
-1.8%
Q1 25
65.4%
19.8%
Q4 24
85.5%
Q3 24
14.4%
0.9%
Capex Intensity
CUBI
CUBI
FOXF
FOXF
Q4 26
Q1 26
Q4 25
5.8%
2.1%
Q3 25
4.5%
3.3%
Q2 25
0.0%
2.0%
Q1 25
0.5%
3.4%
Q4 24
0.9%
Q3 24
0.2%
3.0%
Cash Conversion
CUBI
CUBI
FOXF
FOXF
Q4 26
Q1 26
Q4 25
Q3 25
1.54×
13.41×
Q2 25
2.66×
Q1 25
7.29×
Q4 24
Q3 24
0.52×
2.94×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CUBI
CUBI

Segment breakdown not available.

FOXF
FOXF

Aftermarket Applications Group$126.2M35%
Specialty Sports Group$118.2M33%
Powered Vehicles Group$116.7M32%

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