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Side-by-side financial comparison of CULP INC (CULP) and GREAT SOUTHERN BANCORP, INC. (GSBC). Click either name above to swap in a different company.

GREAT SOUTHERN BANCORP, INC. is the larger business by last-quarter revenue ($56.4M vs $53.2M, roughly 1.1× CULP INC). GREAT SOUTHERN BANCORP, INC. runs the higher net margin — 28.9% vs -8.1%, a 37.0% gap on every dollar of revenue. On growth, GREAT SOUTHERN BANCORP, INC. posted the faster year-over-year revenue change (-0.2% vs -4.4%). GREAT SOUTHERN BANCORP, INC. produced more free cash flow last quarter ($70.1M vs $-510.0K). Over the past eight quarters, GREAT SOUTHERN BANCORP, INC.'s revenue compounded faster (4.5% CAGR vs -6.2%).

Culp Inc is a leading global textile manufacturer specializing in upholstery fabrics for residential and commercial furniture, as well as mattress fabrics for bedding producers. It runs production and distribution facilities across North America, Asia, and Europe, serving clients across the global home furnishing and bedding sectors.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

CULP vs GSBC — Head-to-Head

Bigger by revenue
GSBC
GSBC
1.1× larger
GSBC
$56.4M
$53.2M
CULP
Growing faster (revenue YoY)
GSBC
GSBC
+4.2% gap
GSBC
-0.2%
-4.4%
CULP
Higher net margin
GSBC
GSBC
37.0% more per $
GSBC
28.9%
-8.1%
CULP
More free cash flow
GSBC
GSBC
$70.6M more FCF
GSBC
$70.1M
$-510.0K
CULP
Faster 2-yr revenue CAGR
GSBC
GSBC
Annualised
GSBC
4.5%
-6.2%
CULP

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CULP
CULP
GSBC
GSBC
Revenue
$53.2M
$56.4M
Net Profit
$-4.3M
$16.3M
Gross Margin
10.9%
Operating Margin
-6.5%
34.5%
Net Margin
-8.1%
28.9%
Revenue YoY
-4.4%
-0.2%
Net Profit YoY
23.7%
9.1%
EPS (diluted)
$-0.34
$1.44

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CULP
CULP
GSBC
GSBC
Q4 25
$53.2M
$56.4M
Q3 25
$50.7M
$57.8M
Q2 25
$48.8M
$59.2M
Q1 25
$52.3M
$55.9M
Q4 24
$55.7M
$56.5M
Q3 24
$56.5M
$55.0M
Q2 24
$49.5M
$56.7M
Q1 24
$60.4M
$51.6M
Net Profit
CULP
CULP
GSBC
GSBC
Q4 25
$-4.3M
$16.3M
Q3 25
$-231.0K
$17.8M
Q2 25
$-2.1M
$19.8M
Q1 25
$-4.1M
$17.2M
Q4 24
$-5.6M
$14.9M
Q3 24
$-7.3M
$16.5M
Q2 24
$-4.9M
$17.0M
Q1 24
$-3.2M
$13.4M
Gross Margin
CULP
CULP
GSBC
GSBC
Q4 25
10.9%
Q3 25
14.3%
Q2 25
15.7%
Q1 25
12.1%
Q4 24
10.8%
Q3 24
9.0%
Q2 24
10.5%
Q1 24
12.7%
Operating Margin
CULP
CULP
GSBC
GSBC
Q4 25
-6.5%
34.5%
Q3 25
3.2%
38.2%
Q2 25
-4.6%
41.0%
Q1 25
-7.4%
38.4%
Q4 24
-9.7%
31.8%
Q3 24
-12.1%
36.6%
Q2 24
-8.6%
36.8%
Q1 24
-2.9%
32.1%
Net Margin
CULP
CULP
GSBC
GSBC
Q4 25
-8.1%
28.9%
Q3 25
-0.5%
30.7%
Q2 25
-4.2%
33.4%
Q1 25
-7.9%
30.7%
Q4 24
-10.1%
26.4%
Q3 24
-12.8%
30.0%
Q2 24
-9.8%
30.0%
Q1 24
-5.3%
26.0%
EPS (diluted)
CULP
CULP
GSBC
GSBC
Q4 25
$-0.34
$1.44
Q3 25
$-0.02
$1.56
Q2 25
$-0.17
$1.72
Q1 25
$-0.33
$1.47
Q4 24
$-0.45
$1.27
Q3 24
$-0.58
$1.41
Q2 24
$-0.39
$1.45
Q1 24
$-0.26
$1.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CULP
CULP
GSBC
GSBC
Cash + ST InvestmentsLiquidity on hand
$10.7M
$189.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$53.6M
$636.1M
Total Assets
$125.2M
$5.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CULP
CULP
GSBC
GSBC
Q4 25
$10.7M
$189.6M
Q3 25
$11.1M
$196.2M
Q2 25
$5.6M
$245.9M
Q1 25
$5.3M
$217.2M
Q4 24
$10.5M
$195.8M
Q3 24
$13.5M
$208.4M
Q2 24
$10.0M
$186.5M
Q1 24
$12.6M
$171.4M
Stockholders' Equity
CULP
CULP
GSBC
GSBC
Q4 25
$53.6M
$636.1M
Q3 25
$57.6M
$632.9M
Q2 25
$57.6M
$622.4M
Q1 25
$59.6M
$613.3M
Q4 24
$63.6M
$599.6M
Q3 24
$69.1M
$612.1M
Q2 24
$76.1M
$568.8M
Q1 24
$80.8M
$565.2M
Total Assets
CULP
CULP
GSBC
GSBC
Q4 25
$125.2M
$5.6B
Q3 25
$126.4M
$5.7B
Q2 25
$123.4M
$5.9B
Q1 25
$127.6M
$6.0B
Q4 24
$129.0M
$6.0B
Q3 24
$129.1M
$6.0B
Q2 24
$132.1M
$6.0B
Q1 24
$142.0M
$5.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CULP
CULP
GSBC
GSBC
Operating Cash FlowLast quarter
$-471.0K
$81.5M
Free Cash FlowOCF − Capex
$-510.0K
$70.1M
FCF MarginFCF / Revenue
-1.0%
124.3%
Capex IntensityCapex / Revenue
0.1%
20.3%
Cash ConversionOCF / Net Profit
5.01×
TTM Free Cash FlowTrailing 4 quarters
$-17.8M
$121.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CULP
CULP
GSBC
GSBC
Q4 25
$-471.0K
$81.5M
Q3 25
$-695.0K
$5.6M
Q2 25
$-8.2M
$39.3M
Q1 25
$-6.8M
$15.0M
Q4 24
$-2.4M
$44.1M
Q3 24
$-206.0K
$17.7M
Q2 24
$-2.3M
$43.5M
Q1 24
$-1.5M
$-26.9M
Free Cash Flow
CULP
CULP
GSBC
GSBC
Q4 25
$-510.0K
$70.1M
Q3 25
$-874.0K
$3.9M
Q2 25
$-8.7M
$34.9M
Q1 25
$-7.7M
$13.1M
Q4 24
$-3.5M
$39.1M
Q3 24
$-707.0K
$16.5M
Q2 24
$-2.7M
$42.0M
Q1 24
$-2.8M
$-27.7M
FCF Margin
CULP
CULP
GSBC
GSBC
Q4 25
-1.0%
124.3%
Q3 25
-1.7%
6.7%
Q2 25
-17.9%
59.0%
Q1 25
-14.6%
23.4%
Q4 24
-6.3%
69.3%
Q3 24
-1.3%
30.1%
Q2 24
-5.5%
74.1%
Q1 24
-4.6%
-53.7%
Capex Intensity
CULP
CULP
GSBC
GSBC
Q4 25
0.1%
20.3%
Q3 25
0.4%
3.0%
Q2 25
1.0%
7.4%
Q1 25
1.6%
3.5%
Q4 24
1.9%
8.7%
Q3 24
0.9%
2.1%
Q2 24
0.9%
2.7%
Q1 24
2.1%
1.6%
Cash Conversion
CULP
CULP
GSBC
GSBC
Q4 25
5.01×
Q3 25
0.31×
Q2 25
1.99×
Q1 25
0.87×
Q4 24
2.95×
Q3 24
1.07×
Q2 24
2.56×
Q1 24
-2.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CULP
CULP

Bedding Fabrics$30.8M58%
Upholstery$22.4M42%

GSBC
GSBC

Segment breakdown not available.

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