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Side-by-side financial comparison of CULP INC (CULP) and MID PENN BANCORP INC (MPB). Click either name above to swap in a different company.

MID PENN BANCORP INC is the larger business by last-quarter revenue ($62.0M vs $53.2M, roughly 1.2× CULP INC). MID PENN BANCORP INC runs the higher net margin — 31.4% vs -8.1%, a 39.4% gap on every dollar of revenue. On growth, MID PENN BANCORP INC posted the faster year-over-year revenue change (30.8% vs -4.4%). MID PENN BANCORP INC produced more free cash flow last quarter ($71.8M vs $-510.0K). Over the past eight quarters, MID PENN BANCORP INC's revenue compounded faster (21.1% CAGR vs -6.2%).

Culp Inc is a leading global textile manufacturer specializing in upholstery fabrics for residential and commercial furniture, as well as mattress fabrics for bedding producers. It runs production and distribution facilities across North America, Asia, and Europe, serving clients across the global home furnishing and bedding sectors.

Commerce Bancorp was a Cherry Hill, New Jersey–based bank created in 1973. In 2007, it was purchased by Toronto-Dominion Bank, which merged Commerce into TD Banknorth, the latter of which was rebranded to TD Bank.

CULP vs MPB — Head-to-Head

Bigger by revenue
MPB
MPB
1.2× larger
MPB
$62.0M
$53.2M
CULP
Growing faster (revenue YoY)
MPB
MPB
+35.2% gap
MPB
30.8%
-4.4%
CULP
Higher net margin
MPB
MPB
39.4% more per $
MPB
31.4%
-8.1%
CULP
More free cash flow
MPB
MPB
$72.3M more FCF
MPB
$71.8M
$-510.0K
CULP
Faster 2-yr revenue CAGR
MPB
MPB
Annualised
MPB
21.1%
-6.2%
CULP

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CULP
CULP
MPB
MPB
Revenue
$53.2M
$62.0M
Net Profit
$-4.3M
$19.4M
Gross Margin
10.9%
Operating Margin
-6.5%
43.6%
Net Margin
-8.1%
31.4%
Revenue YoY
-4.4%
30.8%
Net Profit YoY
23.7%
47.0%
EPS (diluted)
$-0.34
$0.83

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CULP
CULP
MPB
MPB
Q4 25
$53.2M
$62.0M
Q3 25
$50.7M
$61.8M
Q2 25
$48.8M
$54.3M
Q1 25
$52.3M
$47.7M
Q4 24
$55.7M
$47.4M
Q3 24
$56.5M
$45.3M
Q2 24
$49.5M
$44.1M
Q1 24
$60.4M
$42.3M
Net Profit
CULP
CULP
MPB
MPB
Q4 25
$-4.3M
$19.4M
Q3 25
$-231.0K
$18.3M
Q2 25
$-2.1M
$4.8M
Q1 25
$-4.1M
$13.7M
Q4 24
$-5.6M
$13.2M
Q3 24
$-7.3M
$12.3M
Q2 24
$-4.9M
$11.8M
Q1 24
$-3.2M
$12.1M
Gross Margin
CULP
CULP
MPB
MPB
Q4 25
10.9%
Q3 25
14.3%
Q2 25
15.7%
Q1 25
12.1%
Q4 24
10.8%
Q3 24
9.0%
Q2 24
10.5%
Q1 24
12.7%
Operating Margin
CULP
CULP
MPB
MPB
Q4 25
-6.5%
43.6%
Q3 25
3.2%
39.3%
Q2 25
-4.6%
7.9%
Q1 25
-7.4%
35.2%
Q4 24
-9.7%
34.1%
Q3 24
-12.1%
32.8%
Q2 24
-8.6%
32.4%
Q1 24
-2.9%
34.8%
Net Margin
CULP
CULP
MPB
MPB
Q4 25
-8.1%
31.4%
Q3 25
-0.5%
29.6%
Q2 25
-4.2%
8.8%
Q1 25
-7.9%
28.8%
Q4 24
-10.1%
27.9%
Q3 24
-12.8%
27.1%
Q2 24
-9.8%
26.7%
Q1 24
-5.3%
28.7%
EPS (diluted)
CULP
CULP
MPB
MPB
Q4 25
$-0.34
$0.83
Q3 25
$-0.02
$0.79
Q2 25
$-0.17
$0.22
Q1 25
$-0.33
$0.71
Q4 24
$-0.45
$0.72
Q3 24
$-0.58
$0.74
Q2 24
$-0.39
$0.71
Q1 24
$-0.26
$0.73

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CULP
CULP
MPB
MPB
Cash + ST InvestmentsLiquidity on hand
$10.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$53.6M
$814.1M
Total Assets
$125.2M
$6.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CULP
CULP
MPB
MPB
Q4 25
$10.7M
Q3 25
$11.1M
Q2 25
$5.6M
Q1 25
$5.3M
Q4 24
$10.5M
Q3 24
$13.5M
Q2 24
$10.0M
Q1 24
$12.6M
Stockholders' Equity
CULP
CULP
MPB
MPB
Q4 25
$53.6M
$814.1M
Q3 25
$57.6M
$796.3M
Q2 25
$57.6M
$775.7M
Q1 25
$59.6M
$667.9M
Q4 24
$63.6M
$655.0M
Q3 24
$69.1M
$573.1M
Q2 24
$76.1M
$559.7M
Q1 24
$80.8M
$551.0M
Total Assets
CULP
CULP
MPB
MPB
Q4 25
$125.2M
$6.1B
Q3 25
$126.4M
$6.3B
Q2 25
$123.4M
$6.4B
Q1 25
$127.6M
$5.5B
Q4 24
$129.0M
$5.5B
Q3 24
$129.1M
$5.5B
Q2 24
$132.1M
$5.4B
Q1 24
$142.0M
$5.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CULP
CULP
MPB
MPB
Operating Cash FlowLast quarter
$-471.0K
$80.0M
Free Cash FlowOCF − Capex
$-510.0K
$71.8M
FCF MarginFCF / Revenue
-1.0%
115.8%
Capex IntensityCapex / Revenue
0.1%
13.3%
Cash ConversionOCF / Net Profit
4.12×
TTM Free Cash FlowTrailing 4 quarters
$-17.8M
$132.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CULP
CULP
MPB
MPB
Q4 25
$-471.0K
$80.0M
Q3 25
$-695.0K
$26.3M
Q2 25
$-8.2M
$29.0M
Q1 25
$-6.8M
$11.5M
Q4 24
$-2.4M
$51.4M
Q3 24
$-206.0K
$16.9M
Q2 24
$-2.3M
$18.0M
Q1 24
$-1.5M
$12.4M
Free Cash Flow
CULP
CULP
MPB
MPB
Q4 25
$-510.0K
$71.8M
Q3 25
$-874.0K
$24.3M
Q2 25
$-8.7M
$27.2M
Q1 25
$-7.7M
$8.8M
Q4 24
$-3.5M
$44.5M
Q3 24
$-707.0K
$16.8M
Q2 24
$-2.7M
$17.7M
Q1 24
$-2.8M
$12.1M
FCF Margin
CULP
CULP
MPB
MPB
Q4 25
-1.0%
115.8%
Q3 25
-1.7%
39.4%
Q2 25
-17.9%
50.1%
Q1 25
-14.6%
18.4%
Q4 24
-6.3%
93.8%
Q3 24
-1.3%
37.1%
Q2 24
-5.5%
40.2%
Q1 24
-4.6%
28.5%
Capex Intensity
CULP
CULP
MPB
MPB
Q4 25
0.1%
13.3%
Q3 25
0.4%
3.1%
Q2 25
1.0%
3.2%
Q1 25
1.6%
5.7%
Q4 24
1.9%
14.6%
Q3 24
0.9%
0.0%
Q2 24
0.9%
0.7%
Q1 24
2.1%
0.8%
Cash Conversion
CULP
CULP
MPB
MPB
Q4 25
4.12×
Q3 25
1.44×
Q2 25
6.08×
Q1 25
0.84×
Q4 24
3.88×
Q3 24
1.37×
Q2 24
1.53×
Q1 24
1.02×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CULP
CULP

Bedding Fabrics$30.8M58%
Upholstery$22.4M42%

MPB
MPB

Segment breakdown not available.

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