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Side-by-side financial comparison of Curbline Properties Corp. (CURB) and Northfield Bancorp, Inc. (NFBK). Click either name above to swap in a different company.
Curbline Properties Corp. is the larger business by last-quarter revenue ($54.1M vs $41.3M, roughly 1.3× Northfield Bancorp, Inc.). Curbline Properties Corp. runs the higher net margin — 17.6% vs -1545.5%, a 1563.2% gap on every dollar of revenue.
Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.
CURB vs NFBK — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $54.1M | $41.3M |
| Net Profit | $9.6M | $-27.4M |
| Gross Margin | — | — |
| Operating Margin | 17.8% | -1263.3% |
| Net Margin | 17.6% | -1545.5% |
| Revenue YoY | — | 12.7% |
| Net Profit YoY | — | -343.6% |
| EPS (diluted) | $0.08 | $-0.68 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $54.1M | $41.3M | ||
| Q3 25 | $48.6M | $39.2M | ||
| Q2 25 | $41.4M | $38.9M | ||
| Q1 25 | $38.7M | $34.8M | ||
| Q4 24 | — | $36.7M | ||
| Q3 24 | $29.8M | $31.8M | ||
| Q2 24 | — | $31.5M | ||
| Q1 24 | — | $31.3M |
| Q4 25 | $9.6M | $-27.4M | ||
| Q3 25 | $9.4M | $10.8M | ||
| Q2 25 | $10.4M | $9.6M | ||
| Q1 25 | $10.6M | $7.9M | ||
| Q4 24 | — | $11.3M | ||
| Q3 24 | $-15.4M | $6.5M | ||
| Q2 24 | — | $6.0M | ||
| Q1 24 | — | $6.2M |
| Q4 25 | 17.8% | -1263.3% | ||
| Q3 25 | 19.3% | 37.7% | ||
| Q2 25 | 25.3% | 35.6% | ||
| Q1 25 | 27.6% | 31.0% | ||
| Q4 24 | — | 38.0% | ||
| Q3 24 | -51.8% | 27.9% | ||
| Q2 24 | — | 29.1% | ||
| Q1 24 | — | 27.2% |
| Q4 25 | 17.6% | -1545.5% | ||
| Q3 25 | 19.2% | 27.4% | ||
| Q2 25 | 25.1% | 24.6% | ||
| Q1 25 | 27.3% | 22.6% | ||
| Q4 24 | — | 30.7% | ||
| Q3 24 | -51.8% | 20.5% | ||
| Q2 24 | — | 18.9% | ||
| Q1 24 | — | 19.9% |
| Q4 25 | $0.08 | $-0.68 | ||
| Q3 25 | $0.09 | $0.27 | ||
| Q2 25 | $0.10 | $0.24 | ||
| Q1 25 | $0.10 | $0.19 | ||
| Q4 24 | — | $0.27 | ||
| Q3 24 | $-0.15 | $0.16 | ||
| Q2 24 | — | $0.14 | ||
| Q1 24 | — | $0.15 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $289.6M | $164.0M |
| Total DebtLower is stronger | $423.2M | — |
| Stockholders' EquityBook value | $1.9B | $690.1M |
| Total Assets | $2.5B | $5.8B |
| Debt / EquityLower = less leverage | 0.22× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $289.6M | $164.0M | ||
| Q3 25 | $430.1M | $131.7M | ||
| Q2 25 | $429.9M | $97.6M | ||
| Q1 25 | $594.0M | $101.7M | ||
| Q4 24 | — | $167.7M | ||
| Q3 24 | $2.5M | $232.9M | ||
| Q2 24 | — | $153.5M | ||
| Q1 24 | — | $238.8M |
| Q4 25 | $423.2M | — | ||
| Q3 25 | $396.4M | — | ||
| Q2 25 | $99.1M | — | ||
| Q1 25 | $99.0M | — | ||
| Q4 24 | — | $666.4M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $1.9B | $690.1M | ||
| Q3 25 | $1.9B | $719.6M | ||
| Q2 25 | $1.9B | $710.3M | ||
| Q1 25 | $1.9B | $711.1M | ||
| Q4 24 | — | $704.7M | ||
| Q3 24 | $1.1B | $699.6M | ||
| Q2 24 | — | $693.0M | ||
| Q1 24 | — | $698.4M |
| Q4 25 | $2.5B | $5.8B | ||
| Q3 25 | $2.4B | $5.7B | ||
| Q2 25 | $2.1B | $5.7B | ||
| Q1 25 | $2.1B | $5.7B | ||
| Q4 24 | — | $5.7B | ||
| Q3 24 | $1.2B | $5.7B | ||
| Q2 24 | — | $5.7B | ||
| Q1 24 | — | $5.9B |
| Q4 25 | 0.22× | — | ||
| Q3 25 | 0.21× | — | ||
| Q2 25 | 0.05× | — | ||
| Q1 25 | 0.05× | — | ||
| Q4 24 | — | 0.95× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $124.6M | $53.7M |
| Free Cash FlowOCF − Capex | — | $52.5M |
| FCF MarginFCF / Revenue | — | 127.1% |
| Capex IntensityCapex / Revenue | — | 2.8% |
| Cash ConversionOCF / Net Profit | 13.04× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $89.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $124.6M | $53.7M | ||
| Q3 25 | $39.2M | $13.9M | ||
| Q2 25 | $34.2M | $14.1M | ||
| Q1 25 | $25.4M | $9.4M | ||
| Q4 24 | — | $31.1M | ||
| Q3 24 | — | $14.0M | ||
| Q2 24 | — | $6.9M | ||
| Q1 24 | — | $4.2M |
| Q4 25 | — | $52.5M | ||
| Q3 25 | — | $13.6M | ||
| Q2 25 | — | $13.9M | ||
| Q1 25 | — | $9.2M | ||
| Q4 24 | — | $30.0M | ||
| Q3 24 | — | $13.7M | ||
| Q2 24 | — | $6.7M | ||
| Q1 24 | — | $3.8M |
| Q4 25 | — | 127.1% | ||
| Q3 25 | — | 34.6% | ||
| Q2 25 | — | 35.7% | ||
| Q1 25 | — | 26.3% | ||
| Q4 24 | — | 81.6% | ||
| Q3 24 | — | 43.2% | ||
| Q2 24 | — | 21.1% | ||
| Q1 24 | — | 12.1% |
| Q4 25 | — | 2.8% | ||
| Q3 25 | — | 0.8% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 0.7% | ||
| Q4 24 | — | 3.1% | ||
| Q3 24 | — | 0.7% | ||
| Q2 24 | — | 0.8% | ||
| Q1 24 | — | 1.4% |
| Q4 25 | 13.04× | — | ||
| Q3 25 | 4.19× | 1.29× | ||
| Q2 25 | 3.28× | 1.48× | ||
| Q1 25 | 2.40× | 1.20× | ||
| Q4 24 | — | 2.76× | ||
| Q3 24 | — | 2.14× | ||
| Q2 24 | — | 1.16× | ||
| Q1 24 | — | 0.68× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
