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Side-by-side financial comparison of Currenc Group Inc. (CURR) and RIVERVIEW BANCORP INC (RVSB). Click either name above to swap in a different company.

RIVERVIEW BANCORP INC is the larger business by last-quarter revenue ($14.0M vs $10.1M, roughly 1.4× Currenc Group Inc.). RIVERVIEW BANCORP INC runs the higher net margin — 9.8% vs -46.5%, a 56.3% gap on every dollar of revenue. On growth, RIVERVIEW BANCORP INC posted the faster year-over-year revenue change (10.4% vs -23.3%). RIVERVIEW BANCORP INC produced more free cash flow last quarter ($-736.0K vs $-1.7M).

Riverview Bancorp Inc. is a U.S.-based bank holding company operating Riverview Community Bank, primarily serving the Pacific Northwest region. It offers personal and commercial banking products including savings accounts, consumer loans, mortgages, commercial lending, and small business financial solutions for retail customers and local enterprises.

CURR vs RVSB — Head-to-Head

Bigger by revenue
RVSB
RVSB
1.4× larger
RVSB
$14.0M
$10.1M
CURR
Growing faster (revenue YoY)
RVSB
RVSB
+33.6% gap
RVSB
10.4%
-23.3%
CURR
Higher net margin
RVSB
RVSB
56.3% more per $
RVSB
9.8%
-46.5%
CURR
More free cash flow
RVSB
RVSB
$927.1K more FCF
RVSB
$-736.0K
$-1.7M
CURR

Income Statement — Q1 FY2025 vs Q3 FY2026

Metric
CURR
CURR
RVSB
RVSB
Revenue
$10.1M
$14.0M
Net Profit
$-4.7M
$1.4M
Gross Margin
31.8%
Operating Margin
-43.0%
12.4%
Net Margin
-46.5%
9.8%
Revenue YoY
-23.3%
10.4%
Net Profit YoY
-54.0%
11.8%
EPS (diluted)
$-0.13
$0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CURR
CURR
RVSB
RVSB
Q4 25
$14.0M
Q3 25
$13.6M
Q2 25
$13.3M
Q1 25
$10.1M
$12.9M
Q4 24
$12.7M
Q3 24
$11.3M
$12.8M
Q2 24
$12.2M
Q1 24
$13.1M
$9.0M
Net Profit
CURR
CURR
RVSB
RVSB
Q4 25
$1.4M
Q3 25
$1.1M
Q2 25
$1.2M
Q1 25
$-4.7M
$1.1M
Q4 24
$1.2M
Q3 24
$-5.0M
$1.6M
Q2 24
$966.0K
Q1 24
$-3.0M
$-3.0M
Gross Margin
CURR
CURR
RVSB
RVSB
Q4 25
Q3 25
Q2 25
Q1 25
31.8%
Q4 24
Q3 24
27.8%
Q2 24
Q1 24
33.6%
Operating Margin
CURR
CURR
RVSB
RVSB
Q4 25
12.4%
Q3 25
10.2%
Q2 25
11.7%
Q1 25
-43.0%
11.3%
Q4 24
12.4%
Q3 24
-141.5%
15.5%
Q2 24
10.0%
Q1 24
-10.8%
-47.5%
Net Margin
CURR
CURR
RVSB
RVSB
Q4 25
9.8%
Q3 25
8.1%
Q2 25
9.2%
Q1 25
-46.5%
8.9%
Q4 24
9.7%
Q3 24
-44.1%
12.2%
Q2 24
7.9%
Q1 24
-23.2%
-34.7%
EPS (diluted)
CURR
CURR
RVSB
RVSB
Q4 25
$0.07
Q3 25
$0.05
Q2 25
$0.06
Q1 25
$-0.13
$0.05
Q4 24
$0.06
Q3 24
$-0.13
$0.07
Q2 24
$0.05
Q1 24
$-0.09
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CURR
CURR
RVSB
RVSB
Cash + ST InvestmentsLiquidity on hand
$62.3M
$28.6M
Total DebtLower is stronger
$3.7M
Stockholders' EquityBook value
$-68.4M
$164.2M
Total Assets
$110.8M
$1.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CURR
CURR
RVSB
RVSB
Q4 25
$28.6M
Q3 25
$32.8M
Q2 25
$34.2M
Q1 25
$62.3M
$29.4M
Q4 24
$25.3M
Q3 24
$49.1M
$31.0M
Q2 24
$27.8M
Q1 24
$23.6M
Total Debt
CURR
CURR
RVSB
RVSB
Q4 25
Q3 25
Q2 25
Q1 25
$3.7M
Q4 24
Q3 24
$20.1M
Q2 24
Q1 24
Stockholders' Equity
CURR
CURR
RVSB
RVSB
Q4 25
$164.2M
Q3 25
$163.5M
Q2 25
$162.0M
Q1 25
$-68.4M
$160.0M
Q4 24
$158.3M
Q3 24
$-47.0M
$160.8M
Q2 24
$155.9M
Q1 24
$-10.9M
$155.6M
Total Assets
CURR
CURR
RVSB
RVSB
Q4 25
$1.5B
Q3 25
$1.5B
Q2 25
$1.5B
Q1 25
$110.8M
$1.5B
Q4 24
$1.5B
Q3 24
$115.0M
$1.5B
Q2 24
$1.5B
Q1 24
$54.5M
$1.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CURR
CURR
RVSB
RVSB
Operating Cash FlowLast quarter
$-1.5M
$-506.0K
Free Cash FlowOCF − Capex
$-1.7M
$-736.0K
FCF MarginFCF / Revenue
-16.5%
-5.2%
Capex IntensityCapex / Revenue
1.7%
1.6%
Cash ConversionOCF / Net Profit
-0.37×
TTM Free Cash FlowTrailing 4 quarters
$20.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CURR
CURR
RVSB
RVSB
Q4 25
$-506.0K
Q3 25
$16.8M
Q2 25
$-697.0K
Q1 25
$-1.5M
$8.3M
Q4 24
$2.2M
Q3 24
$-11.3M
$764.0K
Q2 24
$5.4M
Q1 24
$-221.0K
$12.8M
Free Cash Flow
CURR
CURR
RVSB
RVSB
Q4 25
$-736.0K
Q3 25
$16.4M
Q2 25
$-773.0K
Q1 25
$-1.7M
$5.6M
Q4 24
$1.9M
Q3 24
$-1.4M
Q2 24
$5.3M
Q1 24
$-233.0K
$7.1M
FCF Margin
CURR
CURR
RVSB
RVSB
Q4 25
-5.2%
Q3 25
120.1%
Q2 25
-5.8%
Q1 25
-16.5%
43.1%
Q4 24
15.0%
Q3 24
-11.3%
Q2 24
43.7%
Q1 24
-1.8%
79.0%
Capex Intensity
CURR
CURR
RVSB
RVSB
Q4 25
1.6%
Q3 25
2.9%
Q2 25
0.6%
Q1 25
1.7%
21.0%
Q4 24
2.4%
Q3 24
17.3%
Q2 24
0.9%
Q1 24
0.1%
62.0%
Cash Conversion
CURR
CURR
RVSB
RVSB
Q4 25
-0.37×
Q3 25
15.25×
Q2 25
-0.57×
Q1 25
7.20×
Q4 24
1.79×
Q3 24
0.49×
Q2 24
5.63×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CURR
CURR

Sales Of Airtime$5.5M54%
Fiat Remittance Service$4.4M44%

RVSB
RVSB

Segment breakdown not available.

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