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Side-by-side financial comparison of CVB FINANCIAL CORP (CVBF) and GRAFTECH INTERNATIONAL LTD (EAF). Click either name above to swap in a different company.

CVB FINANCIAL CORP is the larger business by last-quarter revenue ($133.8M vs $125.1M, roughly 1.1× GRAFTECH INTERNATIONAL LTD). On growth, GRAFTECH INTERNATIONAL LTD posted the faster year-over-year revenue change (11.9% vs 8.4%). CVB FINANCIAL CORP produced more free cash flow last quarter ($217.3M vs $-27.1M). Over the past eight quarters, CVB FINANCIAL CORP's revenue compounded faster (2.8% CAGR vs -4.6%).

CVB Financial Corp is a U.S. bank holding company operating Citizens Business Bank, serving mainly California markets. It offers commercial banking, personal banking and wealth management solutions for small to medium enterprises, professional firms and individual consumers, with core services including loans, deposit accounts and asset management.

GrafTech International Ltd. is a manufacturer of graphite electrodes and petroleum coke, which are essential for the production of electric arc furnace steel and other metals. Headquartered in Brooklyn Heights, Ohio, it has manufacturing facilities in Calais, France;Pamplona, Spain; Monterrey, Mexico; and St. Marys, Pennsylvania.

CVBF vs EAF — Head-to-Head

Bigger by revenue
CVBF
CVBF
1.1× larger
CVBF
$133.8M
$125.1M
EAF
Growing faster (revenue YoY)
EAF
EAF
+3.5% gap
EAF
11.9%
8.4%
CVBF
More free cash flow
CVBF
CVBF
$244.4M more FCF
CVBF
$217.3M
$-27.1M
EAF
Faster 2-yr revenue CAGR
CVBF
CVBF
Annualised
CVBF
2.8%
-4.6%
EAF

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CVBF
CVBF
EAF
EAF
Revenue
$133.8M
$125.1M
Net Profit
$-43.3M
Gross Margin
-7.8%
Operating Margin
55.6%
Net Margin
-34.6%
Revenue YoY
8.4%
11.9%
Net Profit YoY
-10.0%
EPS (diluted)
$0.41

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CVBF
CVBF
EAF
EAF
Q1 26
$125.1M
Q4 25
$133.8M
$116.5M
Q3 25
$128.6M
$144.0M
Q2 25
$126.4M
$131.8M
Q1 25
$126.7M
$111.8M
Q4 24
$123.5M
$134.2M
Q3 24
$126.5M
$130.7M
Q2 24
$125.3M
$137.3M
Net Profit
CVBF
CVBF
EAF
EAF
Q1 26
$-43.3M
Q4 25
$-65.1M
Q3 25
$52.6M
$-28.5M
Q2 25
$50.6M
$-86.9M
Q1 25
$51.1M
$-39.4M
Q4 24
$-49.5M
Q3 24
$51.2M
$-36.1M
Q2 24
$50.0M
$-14.8M
Gross Margin
CVBF
CVBF
EAF
EAF
Q1 26
-7.8%
Q4 25
-20.9%
Q3 25
7.2%
Q2 25
0.0%
Q1 25
-1.5%
Q4 24
-7.8%
Q3 24
-9.2%
Q2 24
2.9%
Operating Margin
CVBF
CVBF
EAF
EAF
Q1 26
Q4 25
55.6%
-33.6%
Q3 25
53.7%
-3.6%
Q2 25
54.4%
-11.0%
Q1 25
54.9%
-16.3%
Q4 24
55.1%
-18.6%
Q3 24
53.5%
-20.1%
Q2 24
54.9%
-2.0%
Net Margin
CVBF
CVBF
EAF
EAF
Q1 26
-34.6%
Q4 25
-55.9%
Q3 25
40.9%
-19.8%
Q2 25
40.0%
-65.9%
Q1 25
40.3%
-35.2%
Q4 24
-36.9%
Q3 24
40.5%
-27.6%
Q2 24
39.9%
-10.7%
EPS (diluted)
CVBF
CVBF
EAF
EAF
Q1 26
Q4 25
$0.41
$-6.86
Q3 25
$0.38
$-1.10
Q2 25
$0.37
$-0.34
Q1 25
$0.36
$-0.15
Q4 24
$0.36
$-3.51
Q3 24
$0.37
$-1.40
Q2 24
$0.36
$-0.06

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CVBF
CVBF
EAF
EAF
Cash + ST InvestmentsLiquidity on hand
$376.4M
$120.2M
Total DebtLower is stronger
$1.1B
Stockholders' EquityBook value
$2.3B
Total Assets
$15.6B
$997.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CVBF
CVBF
EAF
EAF
Q1 26
$120.2M
Q4 25
$376.4M
Q3 25
$783.9M
Q2 25
$738.6M
Q1 25
$529.1M
Q4 24
$204.7M
Q3 24
$453.5M
Q2 24
$844.2M
$120.7M
Total Debt
CVBF
CVBF
EAF
EAF
Q1 26
$1.1B
Q4 25
$1.1B
Q3 25
$1.1B
Q2 25
$1.1B
Q1 25
$1.1B
Q4 24
$1.1B
Q3 24
$929.5M
Q2 24
$928.2M
Stockholders' Equity
CVBF
CVBF
EAF
EAF
Q1 26
Q4 25
$2.3B
$-259.6M
Q3 25
$2.3B
$-194.4M
Q2 25
$2.2B
$-168.4M
Q1 25
$2.2B
$-105.3M
Q4 24
$2.2B
$-78.9M
Q3 24
$2.2B
$-9.0M
Q2 24
$2.1B
$16.2M
Total Assets
CVBF
CVBF
EAF
EAF
Q1 26
$997.2M
Q4 25
$15.6B
$1.0B
Q3 25
$15.7B
$1.1B
Q2 25
$15.4B
$1.1B
Q1 25
$15.3B
$1.2B
Q4 24
$15.2B
$1.2B
Q3 24
$15.4B
$1.1B
Q2 24
$16.2B
$1.2B
Debt / Equity
CVBF
CVBF
EAF
EAF
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
57.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CVBF
CVBF
EAF
EAF
Operating Cash FlowLast quarter
$221.4M
$-14.9M
Free Cash FlowOCF − Capex
$217.3M
$-27.1M
FCF MarginFCF / Revenue
162.4%
-21.6%
Capex IntensityCapex / Revenue
3.0%
9.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$391.5M
$-105.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CVBF
CVBF
EAF
EAF
Q1 26
$-14.9M
Q4 25
$221.4M
$-20.9M
Q3 25
$81.5M
$24.7M
Q2 25
$53.1M
$-53.2M
Q1 25
$41.9M
$-32.2M
Q4 24
$249.8M
$-26.4M
Q3 24
$71.4M
$23.7M
Q2 24
$26.1M
$-36.9M
Free Cash Flow
CVBF
CVBF
EAF
EAF
Q1 26
$-27.1M
Q4 25
$217.3M
$-39.3M
Q3 25
$80.7M
$18.4M
Q2 25
$52.3M
$-57.1M
Q1 25
$41.2M
$-42.5M
Q4 24
$244.6M
$-39.2M
Q3 24
$70.2M
$19.7M
Q2 24
$24.4M
$-43.8M
FCF Margin
CVBF
CVBF
EAF
EAF
Q1 26
-21.6%
Q4 25
162.4%
-33.7%
Q3 25
62.8%
12.8%
Q2 25
41.4%
-43.3%
Q1 25
32.5%
-38.0%
Q4 24
198.0%
-29.2%
Q3 24
55.5%
15.1%
Q2 24
19.5%
-31.9%
Capex Intensity
CVBF
CVBF
EAF
EAF
Q1 26
9.7%
Q4 25
3.0%
15.8%
Q3 25
0.7%
4.4%
Q2 25
0.7%
3.0%
Q1 25
0.5%
9.2%
Q4 24
4.2%
9.5%
Q3 24
1.0%
3.1%
Q2 24
1.4%
5.1%
Cash Conversion
CVBF
CVBF
EAF
EAF
Q1 26
Q4 25
Q3 25
1.55×
Q2 25
1.05×
Q1 25
0.82×
Q4 24
Q3 24
1.39×
Q2 24
0.52×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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