vs

Side-by-side financial comparison of CVB FINANCIAL CORP (CVBF) and 4D Molecular Therapeutics, Inc. (FDMT). Click either name above to swap in a different company.

CVB FINANCIAL CORP is the larger business by last-quarter revenue ($133.8M vs $85.1M, roughly 1.6× 4D Molecular Therapeutics, Inc.). On growth, 4D Molecular Therapeutics, Inc. posted the faster year-over-year revenue change (8508900.0% vs 8.4%). CVB FINANCIAL CORP produced more free cash flow last quarter ($217.3M vs $28.5M). Over the past eight quarters, 4D Molecular Therapeutics, Inc.'s revenue compounded faster (5412.6% CAGR vs 2.8%).

CVB Financial Corp is a U.S. bank holding company operating Citizens Business Bank, serving mainly California markets. It offers commercial banking, personal banking and wealth management solutions for small to medium enterprises, professional firms and individual consumers, with core services including loans, deposit accounts and asset management.

4D Molecular Therapeutics is a clinical-stage biotechnology company specializing in the research and development of targeted adeno-associated virus (AAV) gene therapies. Its core product candidates address unmet medical needs in ophthalmology, cardiology, and pulmonary disease segments, serving global patient populations with rare and common hard-to-treat conditions.

CVBF vs FDMT — Head-to-Head

Bigger by revenue
CVBF
CVBF
1.6× larger
CVBF
$133.8M
$85.1M
FDMT
Growing faster (revenue YoY)
FDMT
FDMT
+8508891.6% gap
FDMT
8508900.0%
8.4%
CVBF
More free cash flow
CVBF
CVBF
$188.9M more FCF
CVBF
$217.3M
$28.5M
FDMT
Faster 2-yr revenue CAGR
FDMT
FDMT
Annualised
FDMT
5412.6%
2.8%
CVBF

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CVBF
CVBF
FDMT
FDMT
Revenue
$133.8M
$85.1M
Net Profit
$19.4M
Gross Margin
Operating Margin
55.6%
17.3%
Net Margin
22.8%
Revenue YoY
8.4%
8508900.0%
Net Profit YoY
139.1%
EPS (diluted)
$0.41
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CVBF
CVBF
FDMT
FDMT
Q4 25
$133.8M
$85.1M
Q3 25
$128.6M
$90.0K
Q2 25
$126.4M
$15.0K
Q1 25
$126.7M
$14.0K
Q4 24
$123.5M
$1.0K
Q3 24
$126.5M
$3.0K
Q2 24
$125.3M
$5.0K
Q1 24
$126.6M
$28.0K
Net Profit
CVBF
CVBF
FDMT
FDMT
Q4 25
$19.4M
Q3 25
$52.6M
$-56.9M
Q2 25
$50.6M
$-54.7M
Q1 25
$51.1M
$-48.0M
Q4 24
Q3 24
$51.2M
$-43.8M
Q2 24
$50.0M
$-35.0M
Q1 24
$48.6M
$-32.4M
Operating Margin
CVBF
CVBF
FDMT
FDMT
Q4 25
55.6%
17.3%
Q3 25
53.7%
-67983.3%
Q2 25
54.4%
-396373.3%
Q1 25
54.9%
-383007.1%
Q4 24
55.1%
Q3 24
53.5%
-1704400.0%
Q2 24
54.9%
-849120.0%
Q1 24
52.8%
-136200.0%
Net Margin
CVBF
CVBF
FDMT
FDMT
Q4 25
22.8%
Q3 25
40.9%
-63195.6%
Q2 25
40.0%
-364386.7%
Q1 25
40.3%
-342657.1%
Q4 24
Q3 24
40.5%
-1461433.3%
Q2 24
39.9%
-699060.0%
Q1 24
38.4%
-115717.9%
EPS (diluted)
CVBF
CVBF
FDMT
FDMT
Q4 25
$0.41
$0.43
Q3 25
$0.38
$-1.01
Q2 25
$0.37
$-0.98
Q1 25
$0.36
$-0.86
Q4 24
$0.36
Q3 24
$0.37
$-0.79
Q2 24
$0.36
$-0.63
Q1 24
$0.35
$-0.66

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CVBF
CVBF
FDMT
FDMT
Cash + ST InvestmentsLiquidity on hand
$376.4M
$402.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.3B
$505.7M
Total Assets
$15.6B
$566.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CVBF
CVBF
FDMT
FDMT
Q4 25
$376.4M
$402.7M
Q3 25
$783.9M
$305.1M
Q2 25
$738.6M
$293.2M
Q1 25
$529.1M
$321.4M
Q4 24
$204.7M
$424.9M
Q3 24
$453.5M
$501.9M
Q2 24
$844.2M
$541.9M
Q1 24
$949.6M
$525.9M
Stockholders' Equity
CVBF
CVBF
FDMT
FDMT
Q4 25
$2.3B
$505.7M
Q3 25
$2.3B
$369.0M
Q2 25
$2.2B
$420.9M
Q1 25
$2.2B
$469.7M
Q4 24
$2.2B
$510.6M
Q3 24
$2.2B
$552.9M
Q2 24
$2.1B
$588.3M
Q1 24
$2.1B
$600.6M
Total Assets
CVBF
CVBF
FDMT
FDMT
Q4 25
$15.6B
$566.7M
Q3 25
$15.7B
$424.0M
Q2 25
$15.4B
$473.6M
Q1 25
$15.3B
$515.7M
Q4 24
$15.2B
$560.4M
Q3 24
$15.4B
$604.0M
Q2 24
$16.2B
$620.1M
Q1 24
$16.5B
$629.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CVBF
CVBF
FDMT
FDMT
Operating Cash FlowLast quarter
$221.4M
$28.6M
Free Cash FlowOCF − Capex
$217.3M
$28.5M
FCF MarginFCF / Revenue
162.4%
33.5%
Capex IntensityCapex / Revenue
3.0%
0.1%
Cash ConversionOCF / Net Profit
1.47×
TTM Free Cash FlowTrailing 4 quarters
$391.5M
$-109.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CVBF
CVBF
FDMT
FDMT
Q4 25
$221.4M
$28.6M
Q3 25
$81.5M
$-46.5M
Q2 25
$53.1M
$-43.4M
Q1 25
$41.9M
$-47.8M
Q4 24
$249.8M
$-134.6M
Q3 24
$71.4M
$-29.4M
Q2 24
$26.1M
$-30.2M
Q1 24
$77.5M
$-29.1M
Free Cash Flow
CVBF
CVBF
FDMT
FDMT
Q4 25
$217.3M
$28.5M
Q3 25
$80.7M
$-46.6M
Q2 25
$52.3M
$-43.4M
Q1 25
$41.2M
$-48.4M
Q4 24
$244.6M
$-138.4M
Q3 24
$70.2M
$-31.2M
Q2 24
$24.4M
$-30.6M
Q1 24
$77.3M
$-29.8M
FCF Margin
CVBF
CVBF
FDMT
FDMT
Q4 25
162.4%
33.5%
Q3 25
62.8%
-51765.6%
Q2 25
41.4%
-289620.0%
Q1 25
32.5%
-345635.7%
Q4 24
198.0%
-13837100.0%
Q3 24
55.5%
-1038966.7%
Q2 24
19.5%
-611840.0%
Q1 24
61.1%
-106421.4%
Capex Intensity
CVBF
CVBF
FDMT
FDMT
Q4 25
3.0%
0.1%
Q3 25
0.7%
101.1%
Q2 25
0.7%
440.0%
Q1 25
0.5%
4507.1%
Q4 24
4.2%
378600.0%
Q3 24
1.0%
59266.7%
Q2 24
1.4%
6980.0%
Q1 24
0.1%
2535.7%
Cash Conversion
CVBF
CVBF
FDMT
FDMT
Q4 25
1.47×
Q3 25
1.55×
Q2 25
1.05×
Q1 25
0.82×
Q4 24
Q3 24
1.39×
Q2 24
0.52×
Q1 24
1.59×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons