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Side-by-side financial comparison of CVB FINANCIAL CORP (CVBF) and FOSTER L B CO (FSTR). Click either name above to swap in a different company.

FOSTER L B CO is the larger business by last-quarter revenue ($160.4M vs $133.8M, roughly 1.2× CVB FINANCIAL CORP). On growth, FOSTER L B CO posted the faster year-over-year revenue change (25.1% vs 8.4%). CVB FINANCIAL CORP produced more free cash flow last quarter ($217.3M vs $19.8M). Over the past eight quarters, FOSTER L B CO's revenue compounded faster (13.6% CAGR vs 2.8%).

CVB Financial Corp is a U.S. bank holding company operating Citizens Business Bank, serving mainly California markets. It offers commercial banking, personal banking and wealth management solutions for small to medium enterprises, professional firms and individual consumers, with core services including loans, deposit accounts and asset management.

Foster L B Co. is a U.S.-headquartered industrial manufacturing firm that develops, produces and distributes engineered access solutions, construction components, and rail infrastructure products. It serves commercial construction, transportation, and industrial end markets across North America and selected international regions.

CVBF vs FSTR — Head-to-Head

Bigger by revenue
FSTR
FSTR
1.2× larger
FSTR
$160.4M
$133.8M
CVBF
Growing faster (revenue YoY)
FSTR
FSTR
+16.8% gap
FSTR
25.1%
8.4%
CVBF
More free cash flow
CVBF
CVBF
$197.5M more FCF
CVBF
$217.3M
$19.8M
FSTR
Faster 2-yr revenue CAGR
FSTR
FSTR
Annualised
FSTR
13.6%
2.8%
CVBF

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CVBF
CVBF
FSTR
FSTR
Revenue
$133.8M
$160.4M
Net Profit
$2.4M
Gross Margin
19.7%
Operating Margin
55.6%
4.9%
Net Margin
1.5%
Revenue YoY
8.4%
25.1%
Net Profit YoY
1098.3%
EPS (diluted)
$0.41
$0.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CVBF
CVBF
FSTR
FSTR
Q4 25
$133.8M
$160.4M
Q3 25
$128.6M
$138.3M
Q2 25
$126.4M
$143.6M
Q1 25
$126.7M
$97.8M
Q4 24
$123.5M
$128.2M
Q3 24
$126.5M
$137.5M
Q2 24
$125.3M
$140.8M
Q1 24
$126.6M
$124.3M
Net Profit
CVBF
CVBF
FSTR
FSTR
Q4 25
$2.4M
Q3 25
$52.6M
$4.4M
Q2 25
$50.6M
$2.9M
Q1 25
$51.1M
$-2.1M
Q4 24
$-242.0K
Q3 24
$51.2M
$35.9M
Q2 24
$50.0M
$2.8M
Q1 24
$48.6M
$4.4M
Gross Margin
CVBF
CVBF
FSTR
FSTR
Q4 25
19.7%
Q3 25
22.5%
Q2 25
21.5%
Q1 25
20.6%
Q4 24
22.3%
Q3 24
23.8%
Q2 24
21.7%
Q1 24
21.1%
Operating Margin
CVBF
CVBF
FSTR
FSTR
Q4 25
55.6%
4.9%
Q3 25
53.7%
6.0%
Q2 25
54.4%
5.3%
Q1 25
54.9%
-2.0%
Q4 24
55.1%
2.4%
Q3 24
53.5%
5.3%
Q2 24
54.9%
3.2%
Q1 24
52.8%
4.5%
Net Margin
CVBF
CVBF
FSTR
FSTR
Q4 25
1.5%
Q3 25
40.9%
3.1%
Q2 25
40.0%
2.0%
Q1 25
40.3%
-2.2%
Q4 24
-0.2%
Q3 24
40.5%
26.1%
Q2 24
39.9%
2.0%
Q1 24
38.4%
3.6%
EPS (diluted)
CVBF
CVBF
FSTR
FSTR
Q4 25
$0.41
$0.22
Q3 25
$0.38
$0.40
Q2 25
$0.37
$0.27
Q1 25
$0.36
$-0.20
Q4 24
$0.36
$-0.04
Q3 24
$0.37
$3.27
Q2 24
$0.36
$0.26
Q1 24
$0.35
$0.40

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CVBF
CVBF
FSTR
FSTR
Cash + ST InvestmentsLiquidity on hand
$376.4M
$4.3M
Total DebtLower is stronger
$42.6M
Stockholders' EquityBook value
$2.3B
$175.3M
Total Assets
$15.6B
$330.4M
Debt / EquityLower = less leverage
0.24×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CVBF
CVBF
FSTR
FSTR
Q4 25
$376.4M
$4.3M
Q3 25
$783.9M
$3.4M
Q2 25
$738.6M
$4.2M
Q1 25
$529.1M
$2.6M
Q4 24
$204.7M
$2.5M
Q3 24
$453.5M
$3.1M
Q2 24
$844.2M
$4.0M
Q1 24
$949.6M
$3.1M
Total Debt
CVBF
CVBF
FSTR
FSTR
Q4 25
$42.6M
Q3 25
$58.6M
Q2 25
$81.4M
Q1 25
$82.3M
Q4 24
$46.8M
Q3 24
$68.4M
Q2 24
$87.0M
Q1 24
$77.9M
Stockholders' Equity
CVBF
CVBF
FSTR
FSTR
Q4 25
$2.3B
$175.3M
Q3 25
$2.3B
$174.8M
Q2 25
$2.2B
$174.4M
Q1 25
$2.2B
$170.8M
Q4 24
$2.2B
$178.3M
Q3 24
$2.2B
$181.9M
Q2 24
$2.1B
$147.1M
Q1 24
$2.1B
$144.6M
Total Assets
CVBF
CVBF
FSTR
FSTR
Q4 25
$15.6B
$330.4M
Q3 25
$15.7B
$333.9M
Q2 25
$15.4B
$349.9M
Q1 25
$15.3B
$342.8M
Q4 24
$15.2B
$334.6M
Q3 24
$15.4B
$344.5M
Q2 24
$16.2B
$333.3M
Q1 24
$16.5B
$326.4M
Debt / Equity
CVBF
CVBF
FSTR
FSTR
Q4 25
0.24×
Q3 25
0.33×
Q2 25
0.47×
Q1 25
0.48×
Q4 24
0.26×
Q3 24
0.38×
Q2 24
0.59×
Q1 24
0.54×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CVBF
CVBF
FSTR
FSTR
Operating Cash FlowLast quarter
$221.4M
$22.2M
Free Cash FlowOCF − Capex
$217.3M
$19.8M
FCF MarginFCF / Revenue
162.4%
12.3%
Capex IntensityCapex / Revenue
3.0%
1.5%
Cash ConversionOCF / Net Profit
9.18×
TTM Free Cash FlowTrailing 4 quarters
$391.5M
$25.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CVBF
CVBF
FSTR
FSTR
Q4 25
$221.4M
$22.2M
Q3 25
$81.5M
$29.2M
Q2 25
$53.1M
$10.4M
Q1 25
$41.9M
$-26.1M
Q4 24
$249.8M
$24.3M
Q3 24
$71.4M
$24.7M
Q2 24
$26.1M
$-5.0M
Q1 24
$77.5M
$-21.4M
Free Cash Flow
CVBF
CVBF
FSTR
FSTR
Q4 25
$217.3M
$19.8M
Q3 25
$80.7M
$26.4M
Q2 25
$52.3M
$7.7M
Q1 25
$41.2M
$-28.7M
Q4 24
$244.6M
$22.3M
Q3 24
$70.2M
$21.7M
Q2 24
$24.4M
$-7.0M
Q1 24
$77.3M
$-24.2M
FCF Margin
CVBF
CVBF
FSTR
FSTR
Q4 25
162.4%
12.3%
Q3 25
62.8%
19.1%
Q2 25
41.4%
5.4%
Q1 25
32.5%
-29.4%
Q4 24
198.0%
17.4%
Q3 24
55.5%
15.8%
Q2 24
19.5%
-5.0%
Q1 24
61.1%
-19.4%
Capex Intensity
CVBF
CVBF
FSTR
FSTR
Q4 25
3.0%
1.5%
Q3 25
0.7%
2.0%
Q2 25
0.7%
1.9%
Q1 25
0.5%
2.6%
Q4 24
4.2%
1.5%
Q3 24
1.0%
2.2%
Q2 24
1.4%
1.5%
Q1 24
0.1%
2.2%
Cash Conversion
CVBF
CVBF
FSTR
FSTR
Q4 25
9.18×
Q3 25
1.55×
6.70×
Q2 25
1.05×
3.61×
Q1 25
0.82×
Q4 24
Q3 24
1.39×
0.69×
Q2 24
0.52×
-1.74×
Q1 24
1.59×
-4.83×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CVBF
CVBF

Segment breakdown not available.

FSTR
FSTR

Rail Technologies And Services Segment$98.0M61%
Over Time Output Method$26.3M16%
Services$19.4M12%
Rail Technologies Products$10.0M6%
Over Time Input Method$8.3M5%

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