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Side-by-side financial comparison of CVB FINANCIAL CORP (CVBF) and GRID DYNAMICS HOLDINGS, INC. (GDYN). Click either name above to swap in a different company.

CVB FINANCIAL CORP is the larger business by last-quarter revenue ($133.8M vs $104.1M, roughly 1.3× GRID DYNAMICS HOLDINGS, INC.). On growth, CVB FINANCIAL CORP posted the faster year-over-year revenue change (8.4% vs 3.7%). Over the past eight quarters, GRID DYNAMICS HOLDINGS, INC.'s revenue compounded faster (12.0% CAGR vs 2.8%).

CVB Financial Corp is a U.S. bank holding company operating Citizens Business Bank, serving mainly California markets. It offers commercial banking, personal banking and wealth management solutions for small to medium enterprises, professional firms and individual consumers, with core services including loans, deposit accounts and asset management.

Escape Dynamics, Inc. was a Colorado-based technology company that operated 2010–2015 focused on bringing to market single-stage-to-orbit reusable electromagnetically powered spaceplanes.

CVBF vs GDYN — Head-to-Head

Bigger by revenue
CVBF
CVBF
1.3× larger
CVBF
$133.8M
$104.1M
GDYN
Growing faster (revenue YoY)
CVBF
CVBF
+4.7% gap
CVBF
8.4%
3.7%
GDYN
Faster 2-yr revenue CAGR
GDYN
GDYN
Annualised
GDYN
12.0%
2.8%
CVBF

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CVBF
CVBF
GDYN
GDYN
Revenue
$133.8M
$104.1M
Net Profit
$-1.5M
Gross Margin
34.8%
Operating Margin
55.6%
61.7%
Net Margin
-1.4%
Revenue YoY
8.4%
3.7%
Net Profit YoY
-150.6%
EPS (diluted)
$0.41
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CVBF
CVBF
GDYN
GDYN
Q1 26
$104.1M
Q4 25
$133.8M
$106.2M
Q3 25
$128.6M
$104.2M
Q2 25
$126.4M
$101.1M
Q1 25
$126.7M
$100.4M
Q4 24
$123.5M
$100.3M
Q3 24
$126.5M
$87.4M
Q2 24
$125.3M
$83.0M
Net Profit
CVBF
CVBF
GDYN
GDYN
Q1 26
$-1.5M
Q4 25
$306.0K
Q3 25
$52.6M
$1.2M
Q2 25
$50.6M
$5.3M
Q1 25
$51.1M
$2.9M
Q4 24
$4.5M
Q3 24
$51.2M
$4.3M
Q2 24
$50.0M
$-817.0K
Gross Margin
CVBF
CVBF
GDYN
GDYN
Q1 26
34.8%
Q4 25
34.0%
Q3 25
33.3%
Q2 25
34.1%
Q1 25
36.8%
Q4 24
36.9%
Q3 24
37.4%
Q2 24
35.6%
Operating Margin
CVBF
CVBF
GDYN
GDYN
Q1 26
61.7%
Q4 25
55.6%
0.5%
Q3 25
53.7%
-0.2%
Q2 25
54.4%
-0.1%
Q1 25
54.9%
-2.0%
Q4 24
55.1%
1.3%
Q3 24
53.5%
2.4%
Q2 24
54.9%
0.0%
Net Margin
CVBF
CVBF
GDYN
GDYN
Q1 26
-1.4%
Q4 25
0.3%
Q3 25
40.9%
1.1%
Q2 25
40.0%
5.2%
Q1 25
40.3%
2.9%
Q4 24
4.5%
Q3 24
40.5%
4.9%
Q2 24
39.9%
-1.0%
EPS (diluted)
CVBF
CVBF
GDYN
GDYN
Q1 26
$-0.02
Q4 25
$0.41
$0.01
Q3 25
$0.38
$0.01
Q2 25
$0.37
$0.06
Q1 25
$0.36
$0.03
Q4 24
$0.36
$0.06
Q3 24
$0.37
$0.05
Q2 24
$0.36
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CVBF
CVBF
GDYN
GDYN
Cash + ST InvestmentsLiquidity on hand
$376.4M
$327.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.3B
$530.1M
Total Assets
$15.6B
$605.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CVBF
CVBF
GDYN
GDYN
Q1 26
$327.5M
Q4 25
$376.4M
$342.1M
Q3 25
$783.9M
$338.6M
Q2 25
$738.6M
$336.8M
Q1 25
$529.1M
$325.5M
Q4 24
$204.7M
$334.7M
Q3 24
$453.5M
$231.3M
Q2 24
$844.2M
$256.0M
Stockholders' Equity
CVBF
CVBF
GDYN
GDYN
Q1 26
$530.1M
Q4 25
$2.3B
$542.1M
Q3 25
$2.3B
$537.7M
Q2 25
$2.2B
$532.2M
Q1 25
$2.2B
$517.4M
Q4 24
$2.2B
$517.8M
Q3 24
$2.2B
$400.2M
Q2 24
$2.1B
$388.4M
Total Assets
CVBF
CVBF
GDYN
GDYN
Q1 26
$605.0M
Q4 25
$15.6B
$612.9M
Q3 25
$15.7B
$613.2M
Q2 25
$15.4B
$608.9M
Q1 25
$15.3B
$590.9M
Q4 24
$15.2B
$592.2M
Q3 24
$15.4B
$477.3M
Q2 24
$16.2B
$443.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CVBF
CVBF
GDYN
GDYN
Operating Cash FlowLast quarter
$221.4M
Free Cash FlowOCF − Capex
$217.3M
FCF MarginFCF / Revenue
162.4%
Capex IntensityCapex / Revenue
3.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$391.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CVBF
CVBF
GDYN
GDYN
Q1 26
Q4 25
$221.4M
$9.9M
Q3 25
$81.5M
$7.0M
Q2 25
$53.1M
$14.4M
Q1 25
$41.9M
$9.4M
Q4 24
$249.8M
$7.1M
Q3 24
$71.4M
$9.2M
Q2 24
$26.1M
$10.7M
Free Cash Flow
CVBF
CVBF
GDYN
GDYN
Q1 26
Q4 25
$217.3M
$6.1M
Q3 25
$80.7M
$2.9M
Q2 25
$52.3M
$10.2M
Q1 25
$41.2M
$6.0M
Q4 24
$244.6M
$4.4M
Q3 24
$70.2M
$5.9M
Q2 24
$24.4M
$8.0M
FCF Margin
CVBF
CVBF
GDYN
GDYN
Q1 26
Q4 25
162.4%
5.7%
Q3 25
62.8%
2.8%
Q2 25
41.4%
10.1%
Q1 25
32.5%
6.0%
Q4 24
198.0%
4.4%
Q3 24
55.5%
6.8%
Q2 24
19.5%
9.7%
Capex Intensity
CVBF
CVBF
GDYN
GDYN
Q1 26
Q4 25
3.0%
3.6%
Q3 25
0.7%
3.9%
Q2 25
0.7%
4.1%
Q1 25
0.5%
3.3%
Q4 24
4.2%
2.6%
Q3 24
1.0%
3.7%
Q2 24
1.4%
3.2%
Cash Conversion
CVBF
CVBF
GDYN
GDYN
Q1 26
Q4 25
32.34×
Q3 25
1.55×
5.92×
Q2 25
1.05×
2.73×
Q1 25
0.82×
3.21×
Q4 24
1.56×
Q3 24
1.39×
2.15×
Q2 24
0.52×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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