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Side-by-side financial comparison of CVB FINANCIAL CORP (CVBF) and DOUGLAS DYNAMICS, INC (PLOW). Click either name above to swap in a different company.

DOUGLAS DYNAMICS, INC is the larger business by last-quarter revenue ($184.5M vs $133.8M, roughly 1.4× CVB FINANCIAL CORP). On growth, DOUGLAS DYNAMICS, INC posted the faster year-over-year revenue change (28.6% vs 8.4%). CVB FINANCIAL CORP produced more free cash flow last quarter ($217.3M vs $92.8M). Over the past eight quarters, DOUGLAS DYNAMICS, INC's revenue compounded faster (38.9% CAGR vs 2.8%).

CVB Financial Corp is a U.S. bank holding company operating Citizens Business Bank, serving mainly California markets. It offers commercial banking, personal banking and wealth management solutions for small to medium enterprises, professional firms and individual consumers, with core services including loans, deposit accounts and asset management.

General Dynamics Corporation (GD) is an American industrial and technology company based in Reston, Virginia. It is primarily a developer and producer of advanced military equipment of a wide variety, such as nuclear submarines, main battle tanks, and armoured fighting vehicles. It is also the manufacturer of the civilian aviation Gulfstream business jets and a provider of information technology services. The company is the 3rd largest of the top 100 contractors of the U.S. federal government...

CVBF vs PLOW — Head-to-Head

Bigger by revenue
PLOW
PLOW
1.4× larger
PLOW
$184.5M
$133.8M
CVBF
Growing faster (revenue YoY)
PLOW
PLOW
+20.2% gap
PLOW
28.6%
8.4%
CVBF
More free cash flow
CVBF
CVBF
$124.5M more FCF
CVBF
$217.3M
$92.8M
PLOW
Faster 2-yr revenue CAGR
PLOW
PLOW
Annualised
PLOW
38.9%
2.8%
CVBF

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CVBF
CVBF
PLOW
PLOW
Revenue
$133.8M
$184.5M
Net Profit
$12.8M
Gross Margin
26.1%
Operating Margin
55.6%
10.5%
Net Margin
7.0%
Revenue YoY
8.4%
28.6%
Net Profit YoY
62.3%
EPS (diluted)
$0.41
$0.54

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CVBF
CVBF
PLOW
PLOW
Q4 25
$133.8M
$184.5M
Q3 25
$128.6M
$162.1M
Q2 25
$126.4M
$194.3M
Q1 25
$126.7M
$115.1M
Q4 24
$123.5M
$143.5M
Q3 24
$126.5M
$129.4M
Q2 24
$125.3M
$199.9M
Q1 24
$126.6M
$95.7M
Net Profit
CVBF
CVBF
PLOW
PLOW
Q4 25
$12.8M
Q3 25
$52.6M
$8.0M
Q2 25
$50.6M
$26.0M
Q1 25
$51.1M
$148.0K
Q4 24
$7.9M
Q3 24
$51.2M
$32.3M
Q2 24
$50.0M
$24.3M
Q1 24
$48.6M
$-8.4M
Gross Margin
CVBF
CVBF
PLOW
PLOW
Q4 25
26.1%
Q3 25
23.5%
Q2 25
31.0%
Q1 25
24.5%
Q4 24
24.9%
Q3 24
23.9%
Q2 24
30.7%
Q1 24
19.8%
Operating Margin
CVBF
CVBF
PLOW
PLOW
Q4 25
55.6%
10.5%
Q3 25
53.7%
8.7%
Q2 25
54.4%
19.0%
Q1 25
54.9%
2.8%
Q4 24
55.1%
9.0%
Q3 24
53.5%
35.4%
Q2 24
54.9%
18.2%
Q1 24
52.8%
-6.7%
Net Margin
CVBF
CVBF
PLOW
PLOW
Q4 25
7.0%
Q3 25
40.9%
4.9%
Q2 25
40.0%
13.4%
Q1 25
40.3%
0.1%
Q4 24
5.5%
Q3 24
40.5%
24.9%
Q2 24
39.9%
12.2%
Q1 24
38.4%
-8.7%
EPS (diluted)
CVBF
CVBF
PLOW
PLOW
Q4 25
$0.41
$0.54
Q3 25
$0.38
$0.33
Q2 25
$0.37
$1.09
Q1 25
$0.36
$0.00
Q4 24
$0.36
$0.35
Q3 24
$0.37
$1.36
Q2 24
$0.36
$1.02
Q1 24
$0.35
$-0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CVBF
CVBF
PLOW
PLOW
Cash + ST InvestmentsLiquidity on hand
$376.4M
Total DebtLower is stronger
$144.0M
Stockholders' EquityBook value
$2.3B
$281.4M
Total Assets
$15.6B
$626.7M
Debt / EquityLower = less leverage
0.51×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CVBF
CVBF
PLOW
PLOW
Q4 25
$376.4M
Q3 25
$783.9M
Q2 25
$738.6M
Q1 25
$529.1M
Q4 24
$204.7M
Q3 24
$453.5M
Q2 24
$844.2M
Q1 24
$949.6M
Total Debt
CVBF
CVBF
PLOW
PLOW
Q4 25
$144.0M
Q3 25
Q2 25
Q1 25
Q4 24
$147.5M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CVBF
CVBF
PLOW
PLOW
Q4 25
$2.3B
$281.4M
Q3 25
$2.3B
$275.3M
Q2 25
$2.2B
$273.3M
Q1 25
$2.2B
$258.9M
Q4 24
$2.2B
$264.2M
Q3 24
$2.2B
$260.8M
Q2 24
$2.1B
$236.7M
Q1 24
$2.1B
$217.2M
Total Assets
CVBF
CVBF
PLOW
PLOW
Q4 25
$15.6B
$626.7M
Q3 25
$15.7B
$694.9M
Q2 25
$15.4B
$671.5M
Q1 25
$15.3B
$621.0M
Q4 24
$15.2B
$590.0M
Q3 24
$15.4B
$665.6M
Q2 24
$16.2B
$617.0M
Q1 24
$16.5B
$577.1M
Debt / Equity
CVBF
CVBF
PLOW
PLOW
Q4 25
0.51×
Q3 25
Q2 25
Q1 25
Q4 24
0.56×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CVBF
CVBF
PLOW
PLOW
Operating Cash FlowLast quarter
$221.4M
$95.9M
Free Cash FlowOCF − Capex
$217.3M
$92.8M
FCF MarginFCF / Revenue
162.4%
50.3%
Capex IntensityCapex / Revenue
3.0%
1.7%
Cash ConversionOCF / Net Profit
7.47×
TTM Free Cash FlowTrailing 4 quarters
$391.5M
$63.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CVBF
CVBF
PLOW
PLOW
Q4 25
$221.4M
$95.9M
Q3 25
$81.5M
$-8.5M
Q2 25
$53.1M
$-11.4M
Q1 25
$41.9M
$-1.3M
Q4 24
$249.8M
$74.4M
Q3 24
$71.4M
$-14.2M
Q2 24
$26.1M
$2.5M
Q1 24
$77.5M
$-21.6M
Free Cash Flow
CVBF
CVBF
PLOW
PLOW
Q4 25
$217.3M
$92.8M
Q3 25
$80.7M
$-11.4M
Q2 25
$52.3M
$-14.3M
Q1 25
$41.2M
$-3.5M
Q4 24
$244.6M
$70.2M
Q3 24
$70.2M
$-15.2M
Q2 24
$24.4M
$836.0K
Q1 24
$77.3M
$-22.4M
FCF Margin
CVBF
CVBF
PLOW
PLOW
Q4 25
162.4%
50.3%
Q3 25
62.8%
-7.1%
Q2 25
41.4%
-7.4%
Q1 25
32.5%
-3.0%
Q4 24
198.0%
48.9%
Q3 24
55.5%
-11.8%
Q2 24
19.5%
0.4%
Q1 24
61.1%
-23.4%
Capex Intensity
CVBF
CVBF
PLOW
PLOW
Q4 25
3.0%
1.7%
Q3 25
0.7%
1.8%
Q2 25
0.7%
1.5%
Q1 25
0.5%
1.9%
Q4 24
4.2%
2.9%
Q3 24
1.0%
0.8%
Q2 24
1.4%
0.8%
Q1 24
0.1%
0.8%
Cash Conversion
CVBF
CVBF
PLOW
PLOW
Q4 25
7.47×
Q3 25
1.55×
-1.07×
Q2 25
1.05×
-0.44×
Q1 25
0.82×
-9.03×
Q4 24
9.41×
Q3 24
1.39×
-0.44×
Q2 24
0.52×
0.10×
Q1 24
1.59×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CVBF
CVBF

Segment breakdown not available.

PLOW
PLOW

Work Truck Solutions$101.5M55%
Transferred At Point In Time$83.1M45%

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