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Side-by-side financial comparison of CVB FINANCIAL CORP (CVBF) and Twist Bioscience Corp (TWST). Click either name above to swap in a different company.

CVB FINANCIAL CORP is the larger business by last-quarter revenue ($133.8M vs $103.7M, roughly 1.3× Twist Bioscience Corp). On growth, Twist Bioscience Corp posted the faster year-over-year revenue change (16.9% vs 8.4%). CVB FINANCIAL CORP produced more free cash flow last quarter ($217.3M vs $-34.8M).

CVB Financial Corp is a U.S. bank holding company operating Citizens Business Bank, serving mainly California markets. It offers commercial banking, personal banking and wealth management solutions for small to medium enterprises, professional firms and individual consumers, with core services including loans, deposit accounts and asset management.

Twist Bioscience is a public biotechnology company based in South San Francisco that manufactures synthetic DNA and DNA products for customers in a wide range of industries. Twist was founded in 2013 by Emily Leproust, Bill Banyai, and Bill Peck.

CVBF vs TWST — Head-to-Head

Bigger by revenue
CVBF
CVBF
1.3× larger
CVBF
$133.8M
$103.7M
TWST
Growing faster (revenue YoY)
TWST
TWST
+8.5% gap
TWST
16.9%
8.4%
CVBF
More free cash flow
CVBF
CVBF
$252.1M more FCF
CVBF
$217.3M
$-34.8M
TWST

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CVBF
CVBF
TWST
TWST
Revenue
$133.8M
$103.7M
Net Profit
$-30.5M
Gross Margin
52.0%
Operating Margin
55.6%
-31.7%
Net Margin
-29.4%
Revenue YoY
8.4%
16.9%
Net Profit YoY
3.4%
EPS (diluted)
$0.41
$-0.50

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CVBF
CVBF
TWST
TWST
Q4 25
$133.8M
$103.7M
Q3 25
$128.6M
Q2 25
$126.4M
Q1 25
$126.7M
Q4 24
$123.5M
Q3 24
$126.5M
Q2 24
$125.3M
Q1 24
$126.6M
Net Profit
CVBF
CVBF
TWST
TWST
Q4 25
$-30.5M
Q3 25
$52.6M
Q2 25
$50.6M
Q1 25
$51.1M
Q4 24
Q3 24
$51.2M
Q2 24
$50.0M
Q1 24
$48.6M
Gross Margin
CVBF
CVBF
TWST
TWST
Q4 25
52.0%
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
CVBF
CVBF
TWST
TWST
Q4 25
55.6%
-31.7%
Q3 25
53.7%
Q2 25
54.4%
Q1 25
54.9%
Q4 24
55.1%
Q3 24
53.5%
Q2 24
54.9%
Q1 24
52.8%
Net Margin
CVBF
CVBF
TWST
TWST
Q4 25
-29.4%
Q3 25
40.9%
Q2 25
40.0%
Q1 25
40.3%
Q4 24
Q3 24
40.5%
Q2 24
39.9%
Q1 24
38.4%
EPS (diluted)
CVBF
CVBF
TWST
TWST
Q4 25
$0.41
$-0.50
Q3 25
$0.38
Q2 25
$0.37
Q1 25
$0.36
Q4 24
$0.36
Q3 24
$0.37
Q2 24
$0.36
Q1 24
$0.35

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CVBF
CVBF
TWST
TWST
Cash + ST InvestmentsLiquidity on hand
$376.4M
$197.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.3B
$456.1M
Total Assets
$15.6B
$638.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CVBF
CVBF
TWST
TWST
Q4 25
$376.4M
$197.9M
Q3 25
$783.9M
Q2 25
$738.6M
Q1 25
$529.1M
Q4 24
$204.7M
Q3 24
$453.5M
Q2 24
$844.2M
Q1 24
$949.6M
Stockholders' Equity
CVBF
CVBF
TWST
TWST
Q4 25
$2.3B
$456.1M
Q3 25
$2.3B
Q2 25
$2.2B
Q1 25
$2.2B
Q4 24
$2.2B
Q3 24
$2.2B
Q2 24
$2.1B
Q1 24
$2.1B
Total Assets
CVBF
CVBF
TWST
TWST
Q4 25
$15.6B
$638.1M
Q3 25
$15.7B
Q2 25
$15.4B
Q1 25
$15.3B
Q4 24
$15.2B
Q3 24
$15.4B
Q2 24
$16.2B
Q1 24
$16.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CVBF
CVBF
TWST
TWST
Operating Cash FlowLast quarter
$221.4M
$-24.8M
Free Cash FlowOCF − Capex
$217.3M
$-34.8M
FCF MarginFCF / Revenue
162.4%
-33.5%
Capex IntensityCapex / Revenue
3.0%
9.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$391.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CVBF
CVBF
TWST
TWST
Q4 25
$221.4M
$-24.8M
Q3 25
$81.5M
Q2 25
$53.1M
Q1 25
$41.9M
Q4 24
$249.8M
Q3 24
$71.4M
Q2 24
$26.1M
Q1 24
$77.5M
Free Cash Flow
CVBF
CVBF
TWST
TWST
Q4 25
$217.3M
$-34.8M
Q3 25
$80.7M
Q2 25
$52.3M
Q1 25
$41.2M
Q4 24
$244.6M
Q3 24
$70.2M
Q2 24
$24.4M
Q1 24
$77.3M
FCF Margin
CVBF
CVBF
TWST
TWST
Q4 25
162.4%
-33.5%
Q3 25
62.8%
Q2 25
41.4%
Q1 25
32.5%
Q4 24
198.0%
Q3 24
55.5%
Q2 24
19.5%
Q1 24
61.1%
Capex Intensity
CVBF
CVBF
TWST
TWST
Q4 25
3.0%
9.6%
Q3 25
0.7%
Q2 25
0.7%
Q1 25
0.5%
Q4 24
4.2%
Q3 24
1.0%
Q2 24
1.4%
Q1 24
0.1%
Cash Conversion
CVBF
CVBF
TWST
TWST
Q4 25
Q3 25
1.55×
Q2 25
1.05×
Q1 25
0.82×
Q4 24
Q3 24
1.39×
Q2 24
0.52×
Q1 24
1.59×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CVBF
CVBF

Segment breakdown not available.

TWST
TWST

Industrial Chemicals$37.2M36%
Diagnostics$35.3M34%
Food Or Agriculture$12.8M12%
Academic Research$12.2M12%
Health Care$6.1M6%

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