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Side-by-side financial comparison of Civeo Corp (CVEO) and OppFi Inc. (OPFI). Click either name above to swap in a different company.

Civeo Corp is the larger business by last-quarter revenue ($161.6M vs $85.6M, roughly 1.9× OppFi Inc.). OppFi Inc. runs the higher net margin — 19.7% vs -4.0%, a 23.7% gap on every dollar of revenue. On growth, Civeo Corp posted the faster year-over-year revenue change (7.1% vs 5.9%). OppFi Inc. produced more free cash flow last quarter ($382.2M vs $14.5M). Over the past eight quarters, OppFi Inc.'s revenue compounded faster (16.3% CAGR vs -1.4%).

The Civeo Corporation is an American accommodation services multinational corporation. It is a spin-off of Oil States International. It is a public company listed on the New York Stock Exchange.

OppFi Inc. is a US-headquartered financial technology firm that provides responsible, accessible financial solutions including installment loans, credit-building tools and related support services to consumers underserved by traditional banking institutions, prioritizing fair terms to help users boost their long-term financial wellness.

CVEO vs OPFI — Head-to-Head

Bigger by revenue
CVEO
CVEO
1.9× larger
CVEO
$161.6M
$85.6M
OPFI
Growing faster (revenue YoY)
CVEO
CVEO
+1.2% gap
CVEO
7.1%
5.9%
OPFI
Higher net margin
OPFI
OPFI
23.7% more per $
OPFI
19.7%
-4.0%
CVEO
More free cash flow
OPFI
OPFI
$367.7M more FCF
OPFI
$382.2M
$14.5M
CVEO
Faster 2-yr revenue CAGR
OPFI
OPFI
Annualised
OPFI
16.3%
-1.4%
CVEO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CVEO
CVEO
OPFI
OPFI
Revenue
$161.6M
$85.6M
Net Profit
$-6.5M
$16.8M
Gross Margin
22.7%
Operating Margin
-0.1%
36.1%
Net Margin
-4.0%
19.7%
Revenue YoY
7.1%
5.9%
Net Profit YoY
58.1%
400.3%
EPS (diluted)
$-0.58
$1.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CVEO
CVEO
OPFI
OPFI
Q4 25
$161.6M
$85.6M
Q3 25
$170.5M
$104.6M
Q2 25
$162.7M
$100.2M
Q1 25
$144.0M
$90.8M
Q4 24
$151.0M
$80.8M
Q3 24
$176.3M
$91.2M
Q2 24
$188.7M
$86.3M
Q1 24
$166.1M
$63.2M
Net Profit
CVEO
CVEO
OPFI
OPFI
Q4 25
$-6.5M
$16.8M
Q3 25
$-455.0K
$41.6M
Q2 25
$-3.3M
$-20.8M
Q1 25
$-9.8M
$-11.4M
Q4 24
$-15.4M
$-5.6M
Q3 24
$-5.1M
$4.3M
Q2 24
$8.2M
$3.1M
Q1 24
$-5.1M
$5.5M
Gross Margin
CVEO
CVEO
OPFI
OPFI
Q4 25
22.7%
Q3 25
25.7%
Q2 25
25.3%
Q1 25
20.4%
Q4 24
18.6%
Q3 24
21.4%
Q2 24
25.4%
Q1 24
21.5%
Operating Margin
CVEO
CVEO
OPFI
OPFI
Q4 25
-0.1%
36.1%
Q3 25
4.1%
46.3%
Q2 25
1.7%
44.7%
Q1 25
-3.8%
46.8%
Q4 24
-6.7%
30.5%
Q3 24
0.0%
38.5%
Q2 24
6.9%
34.2%
Q1 24
-1.1%
8.4%
Net Margin
CVEO
CVEO
OPFI
OPFI
Q4 25
-4.0%
19.7%
Q3 25
-0.3%
39.8%
Q2 25
-2.0%
-20.7%
Q1 25
-6.8%
-12.5%
Q4 24
-10.2%
-6.9%
Q3 24
-2.9%
4.7%
Q2 24
4.4%
3.6%
Q1 24
-3.1%
8.8%
EPS (diluted)
CVEO
CVEO
OPFI
OPFI
Q4 25
$-0.58
$1.48
Q3 25
$-0.04
$0.77
Q2 25
$-0.25
$-0.78
Q1 25
$-0.72
$-0.48
Q4 24
$-1.04
$-0.11
Q3 24
$-0.36
$0.21
Q2 24
$0.56
$0.16
Q1 24
$-0.35
$0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CVEO
CVEO
OPFI
OPFI
Cash + ST InvestmentsLiquidity on hand
$14.4M
$49.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$174.4M
$58.5M
Total Assets
$477.4M
$754.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CVEO
CVEO
OPFI
OPFI
Q4 25
$14.4M
$49.5M
Q3 25
$12.0M
$45.5M
Q2 25
$14.6M
$45.2M
Q1 25
$28.4M
$58.0M
Q4 24
$5.2M
$61.3M
Q3 24
$17.9M
$44.8M
Q2 24
$7.4M
$46.6M
Q1 24
$16.8M
$47.2M
Total Debt
CVEO
CVEO
OPFI
OPFI
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$43.3M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CVEO
CVEO
OPFI
OPFI
Q4 25
$174.4M
$58.5M
Q3 25
$182.5M
$49.4M
Q2 25
$209.4M
$13.4M
Q1 25
$220.7M
$22.6M
Q4 24
$236.4M
$32.8M
Q3 24
$282.2M
$34.9M
Q2 24
$297.4M
$18.6M
Q1 24
$297.4M
$18.2M
Total Assets
CVEO
CVEO
OPFI
OPFI
Q4 25
$477.4M
$754.1M
Q3 25
$491.1M
$720.6M
Q2 25
$508.8M
$673.4M
Q1 25
$423.8M
$640.1M
Q4 24
$405.1M
$641.2M
Q3 24
$477.6M
$619.3M
Q2 24
$483.2M
$573.1M
Q1 24
$513.1M
$563.2M
Debt / Equity
CVEO
CVEO
OPFI
OPFI
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.18×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CVEO
CVEO
OPFI
OPFI
Operating Cash FlowLast quarter
$19.3M
$401.3M
Free Cash FlowOCF − Capex
$14.5M
$382.2M
FCF MarginFCF / Revenue
8.9%
446.6%
Capex IntensityCapex / Revenue
3.0%
22.3%
Cash ConversionOCF / Net Profit
23.82×
TTM Free Cash FlowTrailing 4 quarters
$2.1M
$652.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CVEO
CVEO
OPFI
OPFI
Q4 25
$19.3M
$401.3M
Q3 25
$13.8M
$105.1M
Q2 25
$-2.3M
$95.6M
Q1 25
$-8.4M
$83.7M
Q4 24
$9.5M
$323.8M
Q3 24
$35.7M
$77.6M
Q2 24
$32.4M
$77.3M
Q1 24
$6.0M
$74.4M
Free Cash Flow
CVEO
CVEO
OPFI
OPFI
Q4 25
$14.5M
$382.2M
Q3 25
$8.2M
$99.9M
Q2 25
$-6.8M
$91.0M
Q1 25
$-13.7M
$79.3M
Q4 24
$1.8M
$310.8M
Q3 24
$28.2M
$73.7M
Q2 24
$27.0M
$74.7M
Q1 24
$372.0K
$72.3M
FCF Margin
CVEO
CVEO
OPFI
OPFI
Q4 25
8.9%
446.6%
Q3 25
4.8%
95.6%
Q2 25
-4.2%
90.8%
Q1 25
-9.5%
87.4%
Q4 24
1.2%
384.6%
Q3 24
16.0%
80.8%
Q2 24
14.3%
86.6%
Q1 24
0.2%
114.4%
Capex Intensity
CVEO
CVEO
OPFI
OPFI
Q4 25
3.0%
22.3%
Q3 25
3.3%
5.0%
Q2 25
2.8%
4.6%
Q1 25
3.7%
4.8%
Q4 24
5.1%
16.1%
Q3 24
4.2%
4.3%
Q2 24
2.8%
3.0%
Q1 24
3.4%
3.4%
Cash Conversion
CVEO
CVEO
OPFI
OPFI
Q4 25
23.82×
Q3 25
2.52×
Q2 25
Q1 25
Q4 24
Q3 24
18.19×
Q2 24
3.93×
25.21×
Q1 24
13.44×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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