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Side-by-side financial comparison of Civeo Corp (CVEO) and Sezzle Inc. (SEZL). Click either name above to swap in a different company.
Civeo Corp is the larger business by last-quarter revenue ($161.6M vs $135.5M, roughly 1.2× Sezzle Inc.). Sezzle Inc. runs the higher net margin — 37.9% vs -4.0%, a 41.8% gap on every dollar of revenue. On growth, Sezzle Inc. posted the faster year-over-year revenue change (29.2% vs 7.1%). Over the past eight quarters, Sezzle Inc.'s revenue compounded faster (111.9% CAGR vs -1.4%).
The Civeo Corporation is an American accommodation services multinational corporation. It is a spin-off of Oil States International. It is a public company listed on the New York Stock Exchange.
Sezzle is a publicly traded financial technology company headquartered in Minneapolis, U.S, with operations in the United States and Canada. The company provides an alternative payment platform offering interest-free installment plans at selected online stores. As of June 2021, the Sezzle platform had over 10 million user sign-ups and over 48,000 participating merchants.
CVEO vs SEZL — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $161.6M | $135.5M |
| Net Profit | $-6.5M | $51.3M |
| Gross Margin | 22.7% | — |
| Operating Margin | -0.1% | 50.9% |
| Net Margin | -4.0% | 37.9% |
| Revenue YoY | 7.1% | 29.2% |
| Net Profit YoY | 58.1% | 41.9% |
| EPS (diluted) | $-0.58 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $135.5M | ||
| Q4 25 | $161.6M | $78.2M | ||
| Q3 25 | $170.5M | $57.5M | ||
| Q2 25 | $162.7M | $52.0M | ||
| Q1 25 | $144.0M | $48.2M | ||
| Q4 24 | $151.0M | $48.4M | ||
| Q3 24 | $176.3M | $35.6M | ||
| Q2 24 | $188.7M | $30.2M |
| Q1 26 | — | $51.3M | ||
| Q4 25 | $-6.5M | $42.7M | ||
| Q3 25 | $-455.0K | $26.7M | ||
| Q2 25 | $-3.3M | $27.6M | ||
| Q1 25 | $-9.8M | $36.2M | ||
| Q4 24 | $-15.4M | $25.4M | ||
| Q3 24 | $-5.1M | $15.4M | ||
| Q2 24 | $8.2M | $29.7M |
| Q1 26 | — | — | ||
| Q4 25 | 22.7% | — | ||
| Q3 25 | 25.7% | — | ||
| Q2 25 | 25.3% | — | ||
| Q1 25 | 20.4% | — | ||
| Q4 24 | 18.6% | — | ||
| Q3 24 | 21.4% | — | ||
| Q2 24 | 25.4% | — |
| Q1 26 | — | 50.9% | ||
| Q4 25 | -0.1% | 70.6% | ||
| Q3 25 | 4.1% | 61.9% | ||
| Q2 25 | 1.7% | 69.4% | ||
| Q1 25 | -3.8% | — | ||
| Q4 24 | -6.7% | 63.8% | ||
| Q3 24 | 0.0% | 58.6% | ||
| Q2 24 | 6.9% | 55.3% |
| Q1 26 | — | 37.9% | ||
| Q4 25 | -4.0% | 54.6% | ||
| Q3 25 | -0.3% | 46.4% | ||
| Q2 25 | -2.0% | 53.1% | ||
| Q1 25 | -6.8% | 75.1% | ||
| Q4 24 | -10.2% | 52.4% | ||
| Q3 24 | -2.9% | 43.4% | ||
| Q2 24 | 4.4% | 98.4% |
| Q1 26 | — | — | ||
| Q4 25 | $-0.58 | $1.19 | ||
| Q3 25 | $-0.04 | $0.75 | ||
| Q2 25 | $-0.25 | $0.78 | ||
| Q1 25 | $-0.72 | $1.00 | ||
| Q4 24 | $-1.04 | $0.71 | ||
| Q3 24 | $-0.36 | $0.44 | ||
| Q2 24 | $0.56 | $0.82 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $14.4M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $174.4M | $196.7M |
| Total Assets | $477.4M | $454.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $14.4M | $64.1M | ||
| Q3 25 | $12.0M | $104.1M | ||
| Q2 25 | $14.6M | $88.9M | ||
| Q1 25 | $28.4M | $88.9M | ||
| Q4 24 | $5.2M | $73.2M | ||
| Q3 24 | $17.9M | $80.1M | ||
| Q2 24 | $7.4M | $58.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $43.3M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $196.7M | ||
| Q4 25 | $174.4M | $169.8M | ||
| Q3 25 | $182.5M | $155.3M | ||
| Q2 25 | $209.4M | $130.4M | ||
| Q1 25 | $220.7M | $125.8M | ||
| Q4 24 | $236.4M | $87.8M | ||
| Q3 24 | $282.2M | $61.1M | ||
| Q2 24 | $297.4M | $50.3M |
| Q1 26 | — | $454.3M | ||
| Q4 25 | $477.4M | $400.2M | ||
| Q3 25 | $491.1M | $367.0M | ||
| Q2 25 | $508.8M | $350.6M | ||
| Q1 25 | $423.8M | $298.1M | ||
| Q4 24 | $405.1M | $298.4M | ||
| Q3 24 | $477.6M | $252.9M | ||
| Q2 24 | $483.2M | $212.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.18× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $19.3M | — |
| Free Cash FlowOCF − Capex | $14.5M | — |
| FCF MarginFCF / Revenue | 8.9% | — |
| Capex IntensityCapex / Revenue | 3.0% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $2.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $19.3M | $70.6M | ||
| Q3 25 | $13.8M | $63.7M | ||
| Q2 25 | $-2.3M | $23.1M | ||
| Q1 25 | $-8.4M | $52.5M | ||
| Q4 24 | $9.5M | $57.4M | ||
| Q3 24 | $35.7M | $35.1M | ||
| Q2 24 | $32.4M | $22.2M |
| Q1 26 | — | — | ||
| Q4 25 | $14.5M | $70.6M | ||
| Q3 25 | $8.2M | $63.6M | ||
| Q2 25 | $-6.8M | $22.7M | ||
| Q1 25 | $-13.7M | $52.5M | ||
| Q4 24 | $1.8M | $57.4M | ||
| Q3 24 | $28.2M | $35.1M | ||
| Q2 24 | $27.0M | $22.2M |
| Q1 26 | — | — | ||
| Q4 25 | 8.9% | 90.2% | ||
| Q3 25 | 4.8% | 110.6% | ||
| Q2 25 | -4.2% | 43.6% | ||
| Q1 25 | -9.5% | 108.9% | ||
| Q4 24 | 1.2% | 118.5% | ||
| Q3 24 | 16.0% | 98.6% | ||
| Q2 24 | 14.3% | 73.4% |
| Q1 26 | — | — | ||
| Q4 25 | 3.0% | 0.1% | ||
| Q3 25 | 3.3% | 0.3% | ||
| Q2 25 | 2.8% | 0.8% | ||
| Q1 25 | 3.7% | 0.1% | ||
| Q4 24 | 5.1% | 0.1% | ||
| Q3 24 | 4.2% | 0.0% | ||
| Q2 24 | 2.8% | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.65× | ||
| Q3 25 | — | 2.39× | ||
| Q2 25 | — | 0.84× | ||
| Q1 25 | — | 1.45× | ||
| Q4 24 | — | 2.26× | ||
| Q3 24 | — | 2.27× | ||
| Q2 24 | 3.93× | 0.75× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
