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Side-by-side financial comparison of CVR ENERGY INC (CVI) and INSPERITY, INC. (NSP). Click either name above to swap in a different company.
CVR ENERGY INC is the larger business by last-quarter revenue ($1.8B vs $1.7B, roughly 1.1× INSPERITY, INC.). On growth, INSPERITY, INC. posted the faster year-over-year revenue change (3.4% vs -7.0%). Over the past eight quarters, CVR ENERGY INC's revenue compounded faster (-1.4% CAGR vs -3.8%).
CVR Energy Inc is a United States-based energy holding company operating two core segments: petroleum refining and nitrogen fertilizer manufacturing. It produces a wide range of products including gasoline, diesel, jet fuel, and agricultural fertilizers, primarily serving commercial, industrial and agricultural customers across North America.
Insperity, Inc., previously known as Administaff, Inc., is a professional employer organization (PEO) headquartered in Kingwood, an area of Houston, Texas, USA. Insperity provides human resources and administrative services to small and medium-sized businesses. Since 2004, the company has been title sponsor of a professional golf tournament on the Champions Tour, previously known as the Administaff Small Business Classic.
CVI vs NSP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.8B | $1.7B |
| Net Profit | $-110.0M | — |
| Gross Margin | -3.1% | 10.3% |
| Operating Margin | -5.3% | -2.8% |
| Net Margin | -6.1% | — |
| Revenue YoY | -7.0% | 3.4% |
| Net Profit YoY | -492.9% | — |
| EPS (diluted) | $-1.09 | $-0.87 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.8B | $1.7B | ||
| Q3 25 | $1.9B | $1.6B | ||
| Q2 25 | $1.8B | $1.7B | ||
| Q1 25 | $1.6B | $1.9B | ||
| Q4 24 | $1.9B | $1.6B | ||
| Q3 24 | $1.8B | $1.6B | ||
| Q2 24 | $2.0B | $1.6B | ||
| Q1 24 | $1.9B | $1.8B |
| Q4 25 | $-110.0M | — | ||
| Q3 25 | $374.0M | $-20.0M | ||
| Q2 25 | $-114.0M | $-5.0M | ||
| Q1 25 | $-123.0M | $51.0M | ||
| Q4 24 | $28.0M | — | ||
| Q3 24 | $-124.0M | $3.0M | ||
| Q2 24 | $21.0M | $18.0M | ||
| Q1 24 | $82.0M | $79.0M |
| Q4 25 | -3.1% | 10.3% | ||
| Q3 25 | 28.8% | 12.0% | ||
| Q2 25 | -3.7% | 13.4% | ||
| Q1 25 | -5.5% | 16.6% | ||
| Q4 24 | 3.0% | 13.5% | ||
| Q3 24 | -3.9% | 14.7% | ||
| Q2 24 | 2.9% | 16.2% | ||
| Q1 24 | 8.6% | 19.1% |
| Q4 25 | -5.3% | -2.8% | ||
| Q3 25 | 26.3% | -1.5% | ||
| Q2 25 | -5.8% | -0.4% | ||
| Q1 25 | -8.0% | 3.7% | ||
| Q4 24 | 1.1% | -0.9% | ||
| Q3 24 | -6.2% | 0.1% | ||
| Q2 24 | 1.4% | 1.4% | ||
| Q1 24 | 6.6% | 6.0% |
| Q4 25 | -6.1% | — | ||
| Q3 25 | 19.2% | -1.2% | ||
| Q2 25 | -6.5% | -0.3% | ||
| Q1 25 | -7.5% | 2.7% | ||
| Q4 24 | 1.4% | — | ||
| Q3 24 | -6.8% | 0.2% | ||
| Q2 24 | 1.1% | 1.1% | ||
| Q1 24 | 4.4% | 4.4% |
| Q4 25 | $-1.09 | $-0.87 | ||
| Q3 25 | $3.72 | $-0.53 | ||
| Q2 25 | $-1.14 | $-0.14 | ||
| Q1 25 | $-1.22 | $1.35 | ||
| Q4 24 | $0.28 | $-0.21 | ||
| Q3 24 | $-1.24 | $0.07 | ||
| Q2 24 | $0.21 | $0.48 | ||
| Q1 24 | $0.81 | $2.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $511.0M | $682.0M |
| Total DebtLower is stronger | $1.8B | — |
| Stockholders' EquityBook value | $730.0M | $46.0M |
| Total Assets | $3.7B | $2.2B |
| Debt / EquityLower = less leverage | 2.40× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $511.0M | $682.0M | ||
| Q3 25 | $670.0M | $521.0M | ||
| Q2 25 | $596.0M | $511.0M | ||
| Q1 25 | $695.0M | $684.0M | ||
| Q4 24 | $987.0M | $1.2B | ||
| Q3 24 | $534.0M | $596.0M | ||
| Q2 24 | $586.0M | $850.0M | ||
| Q1 24 | $644.0M | $801.0M |
| Q4 25 | $1.8B | — | ||
| Q3 25 | $1.8B | — | ||
| Q2 25 | $1.8B | — | ||
| Q1 25 | $1.9B | — | ||
| Q4 24 | $1.9B | — | ||
| Q3 24 | $1.6B | — | ||
| Q2 24 | $1.6B | — | ||
| Q1 24 | $1.6B | — |
| Q4 25 | $730.0M | $46.0M | ||
| Q3 25 | $840.0M | $87.0M | ||
| Q2 25 | $466.0M | $112.0M | ||
| Q1 25 | $580.0M | $119.0M | ||
| Q4 24 | $703.0M | $97.0M | ||
| Q3 24 | $675.0M | $125.0M | ||
| Q2 24 | $849.0M | $142.0M | ||
| Q1 24 | $879.0M | $140.0M |
| Q4 25 | $3.7B | $2.2B | ||
| Q3 25 | $4.0B | $2.0B | ||
| Q2 25 | $4.0B | $2.0B | ||
| Q1 25 | $4.3B | $2.1B | ||
| Q4 24 | $4.3B | $2.6B | ||
| Q3 24 | $3.9B | $1.9B | ||
| Q2 24 | $4.0B | $2.1B | ||
| Q1 24 | $4.1B | $2.1B |
| Q4 25 | 2.40× | — | ||
| Q3 25 | 2.17× | — | ||
| Q2 25 | 3.97× | — | ||
| Q1 25 | 3.29× | — | ||
| Q4 24 | 2.71× | — | ||
| Q3 24 | 2.33× | — | ||
| Q2 24 | 1.86× | — | ||
| Q1 24 | 1.79× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $0 | $255.0M |
| Free Cash FlowOCF − Capex | — | $246.0M |
| FCF MarginFCF / Revenue | — | 14.7% |
| Capex IntensityCapex / Revenue | 3.0% | 0.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-309.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $0 | $255.0M | ||
| Q3 25 | $163.0M | $-11.0M | ||
| Q2 25 | $176.0M | $-79.0M | ||
| Q1 25 | $-195.0M | $-443.0M | ||
| Q4 24 | $98.0M | $619.0M | ||
| Q3 24 | $48.0M | $-150.0M | ||
| Q2 24 | $81.0M | $20.0M | ||
| Q1 24 | $177.0M | $31.0M |
| Q4 25 | — | $246.0M | ||
| Q3 25 | $125.0M | $-20.0M | ||
| Q2 25 | $135.0M | $-86.0M | ||
| Q1 25 | $-246.0M | $-449.0M | ||
| Q4 24 | $43.0M | $606.0M | ||
| Q3 24 | $14.0M | $-164.0M | ||
| Q2 24 | $38.0M | $14.0M | ||
| Q1 24 | $130.0M | $26.0M |
| Q4 25 | — | 14.7% | ||
| Q3 25 | 6.4% | -1.2% | ||
| Q2 25 | 7.7% | -5.2% | ||
| Q1 25 | -14.9% | -24.1% | ||
| Q4 24 | 2.2% | 37.6% | ||
| Q3 24 | 0.8% | -10.5% | ||
| Q2 24 | 1.9% | 0.9% | ||
| Q1 24 | 7.0% | 1.4% |
| Q4 25 | 3.0% | 0.5% | ||
| Q3 25 | 2.0% | 0.6% | ||
| Q2 25 | 2.3% | 0.4% | ||
| Q1 25 | 3.1% | 0.3% | ||
| Q4 24 | 2.8% | 0.8% | ||
| Q3 24 | 1.9% | 0.9% | ||
| Q2 24 | 2.2% | 0.4% | ||
| Q1 24 | 2.5% | 0.3% |
| Q4 25 | — | — | ||
| Q3 25 | 0.44× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -8.69× | ||
| Q4 24 | 3.50× | — | ||
| Q3 24 | — | -50.00× | ||
| Q2 24 | 3.86× | 1.11× | ||
| Q1 24 | 2.16× | 0.39× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CVI
| Petroleum Segment | $1.6B | 91% |
| Product UAN | $64.0M | 4% |
| Product Ammonia | $51.0M | 3% |
| Renewables Diesel | $27.0M | 1% |
| Product Urea Products | $8.0M | 0% |
| Renewable Fuel Credits | $7.0M | 0% |
NSP
| Northeast | $455.0M | 27% |
| West | $339.0M | 20% |
| Southwest | $317.0M | 19% |
| Central | $299.0M | 18% |
| Southeast | $241.0M | 14% |
| Other Revenues | $17.0M | 1% |
