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Side-by-side financial comparison of COVENANT LOGISTICS GROUP, INC. (CVLG) and PROVIDENT FINANCIAL SERVICES INC (PFS). Click either name above to swap in a different company.

COVENANT LOGISTICS GROUP, INC. is the larger business by last-quarter revenue ($307.2M vs $225.2M, roughly 1.4× PROVIDENT FINANCIAL SERVICES INC). PROVIDENT FINANCIAL SERVICES INC runs the higher net margin — 35.3% vs 1.4%, a 33.8% gap on every dollar of revenue. Over the past eight quarters, PROVIDENT FINANCIAL SERVICES INC's revenue compounded faster (17.3% CAGR vs 3.4%).

Covenant Logistics Group, Inc. is an American company focused on truckload shipping. The company is headquartered in Chattanooga, Tennessee, and is publicly traded on the New York Stock Exchange. The company provides temperature controlled trucking, regional delivery, and longhaul team driver delivery.

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

CVLG vs PFS — Head-to-Head

Bigger by revenue
CVLG
CVLG
1.4× larger
CVLG
$307.2M
$225.2M
PFS
Higher net margin
PFS
PFS
33.8% more per $
PFS
35.3%
1.4%
CVLG
Faster 2-yr revenue CAGR
PFS
PFS
Annualised
PFS
17.3%
3.4%
CVLG

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CVLG
CVLG
PFS
PFS
Revenue
$307.2M
$225.2M
Net Profit
$4.4M
$79.4M
Gross Margin
Operating Margin
2.0%
Net Margin
1.4%
35.3%
Revenue YoY
14.0%
Net Profit YoY
-32.7%
24.0%
EPS (diluted)
$0.17
$0.61

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CVLG
CVLG
PFS
PFS
Q1 26
$307.2M
$225.2M
Q4 25
$295.4M
$225.7M
Q3 25
$296.9M
$221.8M
Q2 25
$302.9M
$214.2M
Q1 25
$269.4M
$208.8M
Q4 24
$277.3M
$205.9M
Q3 24
$287.9M
$210.6M
Q2 24
$287.5M
$163.8M
Net Profit
CVLG
CVLG
PFS
PFS
Q1 26
$4.4M
$79.4M
Q4 25
Q3 25
$9.1M
$71.7M
Q2 25
$9.8M
$72.0M
Q1 25
$6.6M
$64.0M
Q4 24
Q3 24
$13.0M
$46.4M
Q2 24
$12.2M
$-11.5M
Operating Margin
CVLG
CVLG
PFS
PFS
Q1 26
2.0%
Q4 25
-8.2%
49.7%
Q3 25
2.7%
45.8%
Q2 25
3.8%
47.8%
Q1 25
2.8%
44.0%
Q4 24
3.1%
30.5%
Q3 24
5.6%
31.0%
Q2 24
5.4%
-13.0%
Net Margin
CVLG
CVLG
PFS
PFS
Q1 26
1.4%
35.3%
Q4 25
Q3 25
3.1%
32.3%
Q2 25
3.2%
33.6%
Q1 25
2.4%
30.7%
Q4 24
Q3 24
4.5%
22.0%
Q2 24
4.2%
-7.0%
EPS (diluted)
CVLG
CVLG
PFS
PFS
Q1 26
$0.17
$0.61
Q4 25
$-0.68
$0.64
Q3 25
$0.35
$0.55
Q2 25
$0.36
$0.55
Q1 25
$0.24
$0.49
Q4 24
$0.25
$0.37
Q3 24
$0.47
$0.36
Q2 24
$0.44
$-0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CVLG
CVLG
PFS
PFS
Cash + ST InvestmentsLiquidity on hand
$222.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$407.6M
$2.9B
Total Assets
$1.0B
$25.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CVLG
CVLG
PFS
PFS
Q1 26
$222.1M
Q4 25
$4.9M
$209.1M
Q3 25
$2.7M
$299.2M
Q2 25
$143.0K
$258.0M
Q1 25
$11.2M
$234.1M
Q4 24
$35.6M
$205.9M
Q3 24
$35.2M
$244.0M
Q2 24
$1.3M
$290.5M
Total Debt
CVLG
CVLG
PFS
PFS
Q1 26
Q4 25
$261.7M
Q3 25
$233.3M
Q2 25
$245.8M
Q1 25
$216.3M
Q4 24
$221.6M
Q3 24
$231.4M
Q2 24
$235.0M
Stockholders' Equity
CVLG
CVLG
PFS
PFS
Q1 26
$407.6M
$2.9B
Q4 25
$404.0M
$2.8B
Q3 25
$423.7M
$2.8B
Q2 25
$416.9M
$2.7B
Q1 25
$443.6M
$2.7B
Q4 24
$438.3M
$2.6B
Q3 24
$431.6M
$2.6B
Q2 24
$419.4M
$2.6B
Total Assets
CVLG
CVLG
PFS
PFS
Q1 26
$1.0B
$25.2B
Q4 25
$1.0B
$25.0B
Q3 25
$1.0B
$24.8B
Q2 25
$1.0B
$24.5B
Q1 25
$980.0M
$24.2B
Q4 24
$997.6M
$24.1B
Q3 24
$1.0B
$24.0B
Q2 24
$995.0M
$24.1B
Debt / Equity
CVLG
CVLG
PFS
PFS
Q1 26
Q4 25
0.65×
Q3 25
0.55×
Q2 25
0.59×
Q1 25
0.49×
Q4 24
0.51×
Q3 24
0.54×
Q2 24
0.56×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CVLG
CVLG

Freight revenue$281.9M92%
Other$25.2M8%

PFS
PFS

Net Interest Income$193.7M86%
Noninterest Income$31.5M14%

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