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Side-by-side financial comparison of Community West Bancshares (CWBC) and Heartflow, Inc. (HTFL). Click either name above to swap in a different company.

Heartflow, Inc. is the larger business by last-quarter revenue ($46.3M vs $38.3M, roughly 1.2× Community West Bancshares). Community West Bancshares produced more free cash flow last quarter ($43.6M vs $-4.2M).

Community West Bancshares is a registered bank holding company headquartered in California. It wholly owns Community West Bank under the Bank Holding Company Act.

HeartFlow, Inc. develops non-invasive cardiovascular diagnostic solutions for global healthcare providers. Its core product uses CT scan data to build 3D coronary artery models, assess blood flow to detect blockages, and support clinicians in making personalized heart disease treatment decisions without invasive procedures.

CWBC vs HTFL — Head-to-Head

Bigger by revenue
HTFL
HTFL
1.2× larger
HTFL
$46.3M
$38.3M
CWBC
More free cash flow
CWBC
CWBC
$47.8M more FCF
CWBC
$43.6M
$-4.2M
HTFL

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
CWBC
CWBC
HTFL
HTFL
Revenue
$38.3M
$46.3M
Net Profit
$-50.9M
Gross Margin
76.5%
Operating Margin
40.0%
-32.6%
Net Margin
-109.9%
Revenue YoY
11.6%
Net Profit YoY
EPS (diluted)
$0.58
$-1.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CWBC
CWBC
HTFL
HTFL
Q4 25
$38.3M
Q3 25
$37.9M
$46.3M
Q2 25
$35.7M
$43.4M
Q1 25
$34.8M
Q4 24
$34.3M
Q3 24
$31.3M
Q2 24
$30.5M
Q1 24
$20.7M
Net Profit
CWBC
CWBC
HTFL
HTFL
Q4 25
Q3 25
$10.9M
$-50.9M
Q2 25
$7.8M
$-9.2M
Q1 25
$8.3M
Q4 24
Q3 24
$3.4M
Q2 24
$-6.3M
Q1 24
$3.7M
Gross Margin
CWBC
CWBC
HTFL
HTFL
Q4 25
Q3 25
76.5%
Q2 25
75.5%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
CWBC
CWBC
HTFL
HTFL
Q4 25
40.0%
Q3 25
39.8%
-32.6%
Q2 25
30.2%
-31.6%
Q1 25
32.7%
Q4 24
31.0%
Q3 24
13.3%
Q2 24
-25.9%
Q1 24
23.2%
Net Margin
CWBC
CWBC
HTFL
HTFL
Q4 25
Q3 25
28.7%
-109.9%
Q2 25
22.0%
-21.2%
Q1 25
23.8%
Q4 24
Q3 24
10.8%
Q2 24
-20.7%
Q1 24
17.8%
EPS (diluted)
CWBC
CWBC
HTFL
HTFL
Q4 25
$0.58
Q3 25
$0.57
$-1.04
Q2 25
$0.41
$-1.46
Q1 25
$0.44
Q4 24
$0.29
Q3 24
$0.18
Q2 24
$-0.33
Q1 24
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CWBC
CWBC
HTFL
HTFL
Cash + ST InvestmentsLiquidity on hand
$119.0M
$291.2M
Total DebtLower is stronger
$69.5M
Stockholders' EquityBook value
$409.6M
$254.6M
Total Assets
$3.7B
$364.4M
Debt / EquityLower = less leverage
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CWBC
CWBC
HTFL
HTFL
Q4 25
$119.0M
Q3 25
$121.6M
$291.2M
Q2 25
$134.4M
$80.2M
Q1 25
$148.4M
Q4 24
$120.4M
Q3 24
$149.0M
Q2 24
$109.7M
Q1 24
$61.0M
Total Debt
CWBC
CWBC
HTFL
HTFL
Q4 25
$69.5M
Q3 25
Q2 25
Q1 25
Q4 24
$69.9M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CWBC
CWBC
HTFL
HTFL
Q4 25
$409.6M
Q3 25
$397.6M
$254.6M
Q2 25
$380.0M
$-894.8M
Q1 25
$372.2M
Q4 24
$362.7M
Q3 24
$363.5M
Q2 24
$350.2M
Q1 24
$211.7M
Total Assets
CWBC
CWBC
HTFL
HTFL
Q4 25
$3.7B
Q3 25
$3.6B
$364.4M
Q2 25
$3.6B
$159.4M
Q1 25
$3.6B
Q4 24
$3.5B
Q3 24
$3.5B
Q2 24
$3.5B
Q1 24
$2.4B
Debt / Equity
CWBC
CWBC
HTFL
HTFL
Q4 25
0.17×
Q3 25
Q2 25
Q1 25
Q4 24
0.19×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CWBC
CWBC
HTFL
HTFL
Operating Cash FlowLast quarter
$46.1M
$-3.0M
Free Cash FlowOCF − Capex
$43.6M
$-4.2M
FCF MarginFCF / Revenue
113.9%
-9.1%
Capex IntensityCapex / Revenue
6.6%
2.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$77.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CWBC
CWBC
HTFL
HTFL
Q4 25
$46.1M
Q3 25
$13.2M
$-3.0M
Q2 25
$11.5M
$-40.5M
Q1 25
$11.1M
Q4 24
$22.2M
Q3 24
$7.8M
Q2 24
$5.2M
Q1 24
$4.0M
Free Cash Flow
CWBC
CWBC
HTFL
HTFL
Q4 25
$43.6M
Q3 25
$12.8M
$-4.2M
Q2 25
$10.6M
$-42.4M
Q1 25
$10.8M
Q4 24
$17.2M
Q3 24
$5.2M
Q2 24
$4.8M
Q1 24
$3.6M
FCF Margin
CWBC
CWBC
HTFL
HTFL
Q4 25
113.9%
Q3 25
33.7%
-9.1%
Q2 25
29.6%
-97.6%
Q1 25
30.9%
Q4 24
50.0%
Q3 24
16.7%
Q2 24
15.7%
Q1 24
17.3%
Capex Intensity
CWBC
CWBC
HTFL
HTFL
Q4 25
6.6%
Q3 25
1.1%
2.7%
Q2 25
2.7%
4.4%
Q1 25
0.9%
Q4 24
14.7%
Q3 24
8.1%
Q2 24
1.4%
Q1 24
2.1%
Cash Conversion
CWBC
CWBC
HTFL
HTFL
Q4 25
Q3 25
1.21×
Q2 25
1.47×
Q1 25
1.33×
Q4 24
Q3 24
2.29×
Q2 24
Q1 24
1.09×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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