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Side-by-side financial comparison of Community West Bancshares (CWBC) and i3 Verticals, Inc. (IIIV). Click either name above to swap in a different company.

i3 Verticals, Inc. is the larger business by last-quarter revenue ($52.7M vs $38.3M, roughly 1.4× Community West Bancshares). On growth, Community West Bancshares posted the faster year-over-year revenue change (11.6% vs -14.6%). Community West Bancshares produced more free cash flow last quarter ($43.6M vs $13.8M). Over the past eight quarters, Community West Bancshares's revenue compounded faster (36.0% CAGR vs -4.7%).

Community West Bancshares is a registered bank holding company headquartered in California. It wholly owns Community West Bank under the Bank Holding Company Act.

The Prusa i3 is a family of fused filament fabrication 3D printers, manufactured by Czech company Prusa Research under the trademarked name Original Prusa i3. Part of the RepRap project, Prusa i3 printers were called the most used 3D printer in the world in 2016. The first Prusa i3 was designed by Josef Průša in 2012, and was released as a commercial kit product in 2015. The latest model is available in both kit and factory assembled versions. The Prusa i3's comparable low cost and ease of co...

CWBC vs IIIV — Head-to-Head

Bigger by revenue
IIIV
IIIV
1.4× larger
IIIV
$52.7M
$38.3M
CWBC
Growing faster (revenue YoY)
CWBC
CWBC
+26.2% gap
CWBC
11.6%
-14.6%
IIIV
More free cash flow
CWBC
CWBC
$29.8M more FCF
CWBC
$43.6M
$13.8M
IIIV
Faster 2-yr revenue CAGR
CWBC
CWBC
Annualised
CWBC
36.0%
-4.7%
IIIV

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CWBC
CWBC
IIIV
IIIV
Revenue
$38.3M
$52.7M
Net Profit
$484.0K
Gross Margin
Operating Margin
40.0%
3.1%
Net Margin
0.9%
Revenue YoY
11.6%
-14.6%
Net Profit YoY
-76.5%
EPS (diluted)
$0.58
$0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CWBC
CWBC
IIIV
IIIV
Q4 25
$38.3M
$52.7M
Q3 25
$37.9M
$46.0M
Q2 25
$35.7M
$51.9M
Q1 25
$34.8M
$63.1M
Q4 24
$34.3M
$52.2M
Q3 24
$31.3M
$32.0M
Q2 24
$30.5M
$46.2M
Q1 24
$20.7M
$58.0M
Net Profit
CWBC
CWBC
IIIV
IIIV
Q4 25
$484.0K
Q3 25
$10.9M
$3.1M
Q2 25
$7.8M
$12.9M
Q1 25
$8.3M
$-154.0K
Q4 24
$2.1M
Q3 24
$3.4M
$117.9M
Q2 24
$-6.3M
$-7.5M
Q1 24
$3.7M
$1.9M
Operating Margin
CWBC
CWBC
IIIV
IIIV
Q4 25
40.0%
3.1%
Q3 25
39.8%
3.2%
Q2 25
30.2%
-9.3%
Q1 25
32.7%
8.0%
Q4 24
31.0%
3.9%
Q3 24
13.3%
10.6%
Q2 24
-25.9%
-2.8%
Q1 24
23.2%
3.4%
Net Margin
CWBC
CWBC
IIIV
IIIV
Q4 25
0.9%
Q3 25
28.7%
6.7%
Q2 25
22.0%
24.8%
Q1 25
23.8%
-0.2%
Q4 24
3.9%
Q3 24
10.8%
368.2%
Q2 24
-20.7%
-16.3%
Q1 24
17.8%
3.2%
EPS (diluted)
CWBC
CWBC
IIIV
IIIV
Q4 25
$0.58
$0.02
Q3 25
$0.57
$0.14
Q2 25
$0.41
$0.50
Q1 25
$0.44
$0.00
Q4 24
$0.29
$0.08
Q3 24
$0.18
$4.93
Q2 24
$-0.33
$-0.32
Q1 24
$0.31
$0.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CWBC
CWBC
IIIV
IIIV
Cash + ST InvestmentsLiquidity on hand
$119.0M
$37.5M
Total DebtLower is stronger
$69.5M
Stockholders' EquityBook value
$409.6M
$358.5M
Total Assets
$3.7B
$595.9M
Debt / EquityLower = less leverage
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CWBC
CWBC
IIIV
IIIV
Q4 25
$119.0M
$37.5M
Q3 25
$121.6M
$66.7M
Q2 25
$134.4M
$55.5M
Q1 25
$148.4M
$7.7M
Q4 24
$120.4M
$85.6M
Q3 24
$149.0M
$86.5M
Q2 24
$109.7M
$9.7M
Q1 24
$61.0M
$3.1M
Total Debt
CWBC
CWBC
IIIV
IIIV
Q4 25
$69.5M
Q3 25
$0
Q2 25
$0
Q1 25
$12.0M
Q4 24
$69.9M
$26.2M
Q3 24
$26.2M
Q2 24
$374.1M
Q1 24
$369.6M
Stockholders' Equity
CWBC
CWBC
IIIV
IIIV
Q4 25
$409.6M
$358.5M
Q3 25
$397.6M
$389.6M
Q2 25
$380.0M
$383.3M
Q1 25
$372.2M
$385.2M
Q4 24
$362.7M
$375.0M
Q3 24
$363.5M
$379.7M
Q2 24
$350.2M
$249.7M
Q1 24
$211.7M
$249.3M
Total Assets
CWBC
CWBC
IIIV
IIIV
Q4 25
$3.7B
$595.9M
Q3 25
$3.6B
$638.4M
Q2 25
$3.6B
$623.3M
Q1 25
$3.6B
$646.4M
Q4 24
$3.5B
$726.2M
Q3 24
$3.5B
$730.7M
Q2 24
$3.5B
$861.7M
Q1 24
$2.4B
$625.8M
Debt / Equity
CWBC
CWBC
IIIV
IIIV
Q4 25
0.17×
Q3 25
0.00×
Q2 25
0.00×
Q1 25
0.03×
Q4 24
0.19×
0.07×
Q3 24
0.07×
Q2 24
1.50×
Q1 24
1.48×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CWBC
CWBC
IIIV
IIIV
Operating Cash FlowLast quarter
$46.1M
$14.1M
Free Cash FlowOCF − Capex
$43.6M
$13.8M
FCF MarginFCF / Revenue
113.9%
26.2%
Capex IntensityCapex / Revenue
6.6%
0.6%
Cash ConversionOCF / Net Profit
29.18×
TTM Free Cash FlowTrailing 4 quarters
$77.7M
$6.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CWBC
CWBC
IIIV
IIIV
Q4 25
$46.1M
$14.1M
Q3 25
$13.2M
$14.0M
Q2 25
$11.5M
$7.4M
Q1 25
$11.1M
$-27.1M
Q4 24
$22.2M
$11.5M
Q3 24
$7.8M
$15.1M
Q2 24
$5.2M
$8.1M
Q1 24
$4.0M
$10.7M
Free Cash Flow
CWBC
CWBC
IIIV
IIIV
Q4 25
$43.6M
$13.8M
Q3 25
$12.8M
$13.5M
Q2 25
$10.6M
$6.8M
Q1 25
$10.8M
$-27.6M
Q4 24
$17.2M
$11.0M
Q3 24
$5.2M
$14.6M
Q2 24
$4.8M
$7.2M
Q1 24
$3.6M
$9.9M
FCF Margin
CWBC
CWBC
IIIV
IIIV
Q4 25
113.9%
26.2%
Q3 25
33.7%
29.5%
Q2 25
29.6%
13.1%
Q1 25
30.9%
-43.8%
Q4 24
50.0%
21.1%
Q3 24
16.7%
45.6%
Q2 24
15.7%
15.6%
Q1 24
17.3%
17.1%
Capex Intensity
CWBC
CWBC
IIIV
IIIV
Q4 25
6.6%
0.6%
Q3 25
1.1%
0.9%
Q2 25
2.7%
1.0%
Q1 25
0.9%
0.8%
Q4 24
14.7%
0.9%
Q3 24
8.1%
1.7%
Q2 24
1.4%
1.9%
Q1 24
2.1%
1.4%
Cash Conversion
CWBC
CWBC
IIIV
IIIV
Q4 25
29.18×
Q3 25
1.21×
4.52×
Q2 25
1.47×
0.57×
Q1 25
1.33×
Q4 24
5.59×
Q3 24
2.29×
0.13×
Q2 24
Q1 24
1.09×
5.72×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CWBC
CWBC

Segment breakdown not available.

IIIV
IIIV

License And Service$35.7M68%
Proprietary Payments Revenue$14.5M27%
Other Revenue$2.5M5%

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