vs

Side-by-side financial comparison of Community West Bancshares (CWBC) and R F INDUSTRIES LTD (RFIL). Click either name above to swap in a different company.

Community West Bancshares is the larger business by last-quarter revenue ($38.3M vs $22.7M, roughly 1.7× R F INDUSTRIES LTD). On growth, R F INDUSTRIES LTD posted the faster year-over-year revenue change (22.9% vs 11.6%). Community West Bancshares produced more free cash flow last quarter ($43.6M vs $2.0M). Over the past eight quarters, Community West Bancshares's revenue compounded faster (36.0% CAGR vs 29.8%).

Community West Bancshares is a registered bank holding company headquartered in California. It wholly owns Community West Bank under the Bank Holding Company Act.

Tootsie Roll Industries is an American manufacturer of confectionery based in Chicago, Illinois. Its best-known products include the namesake Tootsie Rolls and Tootsie Pops. Tootsie Roll Industries currently markets its brands internationally in Canada, Mexico, and over 75 other countries.

CWBC vs RFIL — Head-to-Head

Bigger by revenue
CWBC
CWBC
1.7× larger
CWBC
$38.3M
$22.7M
RFIL
Growing faster (revenue YoY)
RFIL
RFIL
+11.4% gap
RFIL
22.9%
11.6%
CWBC
More free cash flow
CWBC
CWBC
$41.6M more FCF
CWBC
$43.6M
$2.0M
RFIL
Faster 2-yr revenue CAGR
CWBC
CWBC
Annualised
CWBC
36.0%
29.8%
RFIL

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CWBC
CWBC
RFIL
RFIL
Revenue
$38.3M
$22.7M
Net Profit
$173.0K
Gross Margin
36.8%
Operating Margin
40.0%
4.0%
Net Margin
0.8%
Revenue YoY
11.6%
22.9%
Net Profit YoY
172.7%
EPS (diluted)
$0.58
$0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CWBC
CWBC
RFIL
RFIL
Q4 25
$38.3M
$22.7M
Q3 25
$37.9M
$19.8M
Q2 25
$35.7M
$18.9M
Q1 25
$34.8M
$19.2M
Q4 24
$34.3M
$18.5M
Q3 24
$31.3M
$16.8M
Q2 24
$30.5M
$16.1M
Q1 24
$20.7M
$13.5M
Net Profit
CWBC
CWBC
RFIL
RFIL
Q4 25
$173.0K
Q3 25
$10.9M
$392.0K
Q2 25
$7.8M
$-245.0K
Q1 25
$8.3M
$-245.0K
Q4 24
$-238.0K
Q3 24
$3.4M
$-705.0K
Q2 24
$-6.3M
$-4.3M
Q1 24
$3.7M
$-1.4M
Gross Margin
CWBC
CWBC
RFIL
RFIL
Q4 25
36.8%
Q3 25
34.0%
Q2 25
31.5%
Q1 25
29.8%
Q4 24
31.3%
Q3 24
29.5%
Q2 24
29.9%
Q1 24
24.5%
Operating Margin
CWBC
CWBC
RFIL
RFIL
Q4 25
40.0%
4.0%
Q3 25
39.8%
3.6%
Q2 25
30.2%
0.6%
Q1 25
32.7%
0.3%
Q4 24
31.0%
0.5%
Q3 24
13.3%
-2.5%
Q2 24
-25.9%
-2.6%
Q1 24
23.2%
-15.5%
Net Margin
CWBC
CWBC
RFIL
RFIL
Q4 25
0.8%
Q3 25
28.7%
2.0%
Q2 25
22.0%
-1.3%
Q1 25
23.8%
-1.3%
Q4 24
-1.3%
Q3 24
10.8%
-4.2%
Q2 24
-20.7%
-26.7%
Q1 24
17.8%
-10.1%
EPS (diluted)
CWBC
CWBC
RFIL
RFIL
Q4 25
$0.58
$0.01
Q3 25
$0.57
$0.04
Q2 25
$0.41
$-0.02
Q1 25
$0.44
$-0.02
Q4 24
$0.29
$-0.02
Q3 24
$0.18
$-0.07
Q2 24
$-0.33
$-0.41
Q1 24
$0.31
$-0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CWBC
CWBC
RFIL
RFIL
Cash + ST InvestmentsLiquidity on hand
$119.0M
$5.1M
Total DebtLower is stronger
$69.5M
Stockholders' EquityBook value
$409.6M
$35.2M
Total Assets
$3.7B
$73.0M
Debt / EquityLower = less leverage
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CWBC
CWBC
RFIL
RFIL
Q4 25
$119.0M
$5.1M
Q3 25
$121.6M
$3.0M
Q2 25
$134.4M
$3.6M
Q1 25
$148.4M
$1.3M
Q4 24
$120.4M
$839.0K
Q3 24
$149.0M
$1.8M
Q2 24
$109.7M
$1.4M
Q1 24
$61.0M
$4.5M
Total Debt
CWBC
CWBC
RFIL
RFIL
Q4 25
$69.5M
Q3 25
Q2 25
Q1 25
Q4 24
$69.9M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CWBC
CWBC
RFIL
RFIL
Q4 25
$409.6M
$35.2M
Q3 25
$397.6M
$34.8M
Q2 25
$380.0M
$34.2M
Q1 25
$372.2M
$34.2M
Q4 24
$362.7M
$34.1M
Q3 24
$363.5M
$34.1M
Q2 24
$350.2M
$34.6M
Q1 24
$211.7M
$38.7M
Total Assets
CWBC
CWBC
RFIL
RFIL
Q4 25
$3.7B
$73.0M
Q3 25
$3.6B
$73.2M
Q2 25
$3.6B
$72.7M
Q1 25
$3.6B
$70.4M
Q4 24
$3.5B
$71.0M
Q3 24
$3.5B
$71.9M
Q2 24
$3.5B
$72.8M
Q1 24
$2.4B
$79.1M
Debt / Equity
CWBC
CWBC
RFIL
RFIL
Q4 25
0.17×
Q3 25
Q2 25
Q1 25
Q4 24
0.19×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CWBC
CWBC
RFIL
RFIL
Operating Cash FlowLast quarter
$46.1M
$2.1M
Free Cash FlowOCF − Capex
$43.6M
$2.0M
FCF MarginFCF / Revenue
113.9%
9.0%
Capex IntensityCapex / Revenue
6.6%
0.3%
Cash ConversionOCF / Net Profit
12.13×
TTM Free Cash FlowTrailing 4 quarters
$77.7M
$4.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CWBC
CWBC
RFIL
RFIL
Q4 25
$46.1M
$2.1M
Q3 25
$13.2M
$-311.0K
Q2 25
$11.5M
$2.2M
Q1 25
$11.1M
$601.0K
Q4 24
$22.2M
$-244.0K
Q3 24
$7.8M
$2.4M
Q2 24
$5.2M
$197.0K
Q1 24
$4.0M
$840.0K
Free Cash Flow
CWBC
CWBC
RFIL
RFIL
Q4 25
$43.6M
$2.0M
Q3 25
$12.8M
$-419.0K
Q2 25
$10.6M
$2.2M
Q1 25
$10.8M
$574.0K
Q4 24
$17.2M
$-418.0K
Q3 24
$5.2M
$2.1M
Q2 24
$4.8M
$28.0K
Q1 24
$3.6M
$697.0K
FCF Margin
CWBC
CWBC
RFIL
RFIL
Q4 25
113.9%
9.0%
Q3 25
33.7%
-2.1%
Q2 25
29.6%
11.4%
Q1 25
30.9%
3.0%
Q4 24
50.0%
-2.3%
Q3 24
16.7%
12.6%
Q2 24
15.7%
0.2%
Q1 24
17.3%
5.2%
Capex Intensity
CWBC
CWBC
RFIL
RFIL
Q4 25
6.6%
0.3%
Q3 25
1.1%
0.5%
Q2 25
2.7%
0.2%
Q1 25
0.9%
0.1%
Q4 24
14.7%
0.9%
Q3 24
8.1%
1.5%
Q2 24
1.4%
1.0%
Q1 24
2.1%
1.1%
Cash Conversion
CWBC
CWBC
RFIL
RFIL
Q4 25
12.13×
Q3 25
1.21×
-0.79×
Q2 25
1.47×
Q1 25
1.33×
Q4 24
Q3 24
2.29×
Q2 24
Q1 24
1.09×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CWBC
CWBC

Segment breakdown not available.

RFIL
RFIL

US$20.9M92%
Non Us$1.8M8%

Related Comparisons