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Side-by-side financial comparison of Community West Bancshares (CWBC) and SmartRent, Inc. (SMRT). Click either name above to swap in a different company.
Community West Bancshares is the larger business by last-quarter revenue ($38.3M vs $36.5M, roughly 1.1× SmartRent, Inc.). On growth, Community West Bancshares posted the faster year-over-year revenue change (11.6% vs 3.1%). Community West Bancshares produced more free cash flow last quarter ($43.6M vs $7.7M). Over the past eight quarters, Community West Bancshares's revenue compounded faster (36.0% CAGR vs -15.0%).
Community West BancsharesCWBCEarnings & Financial Report
Community West Bancshares is a registered bank holding company headquartered in California. It wholly owns Community West Bank under the Bank Holding Company Act.
Budget Rent a Car System, Inc. is an American car rental company that was founded in 1958 in Los Angeles, California by Morris Mirkin. Budget is a subsidiary of the Avis Budget Group, with its operations headquartered in Parsippany, New Jersey.
CWBC vs SMRT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $38.3M | $36.5M |
| Net Profit | — | $-3.2M |
| Gross Margin | — | 38.6% |
| Operating Margin | 40.0% | -10.9% |
| Net Margin | — | -8.9% |
| Revenue YoY | 11.6% | 3.1% |
| Net Profit YoY | — | 71.6% |
| EPS (diluted) | $0.58 | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $38.3M | $36.5M | ||
| Q3 25 | $37.9M | $36.2M | ||
| Q2 25 | $35.7M | $38.3M | ||
| Q1 25 | $34.8M | $41.3M | ||
| Q4 24 | $34.3M | $35.4M | ||
| Q3 24 | $31.3M | $40.5M | ||
| Q2 24 | $30.5M | $48.5M | ||
| Q1 24 | $20.7M | $50.5M |
| Q4 25 | — | $-3.2M | ||
| Q3 25 | $10.9M | $-6.3M | ||
| Q2 25 | $7.8M | $-10.9M | ||
| Q1 25 | $8.3M | $-40.2M | ||
| Q4 24 | — | $-11.4M | ||
| Q3 24 | $3.4M | $-9.9M | ||
| Q2 24 | $-6.3M | $-4.6M | ||
| Q1 24 | $3.7M | $-7.7M |
| Q4 25 | — | 38.6% | ||
| Q3 25 | — | 26.4% | ||
| Q2 25 | — | 33.1% | ||
| Q1 25 | — | 32.8% | ||
| Q4 24 | — | 28.7% | ||
| Q3 24 | — | 33.2% | ||
| Q2 24 | — | 35.7% | ||
| Q1 24 | — | 38.5% |
| Q4 25 | 40.0% | -10.9% | ||
| Q3 25 | 39.8% | -19.4% | ||
| Q2 25 | 30.2% | -30.5% | ||
| Q1 25 | 32.7% | -99.9% | ||
| Q4 24 | 31.0% | -36.6% | ||
| Q3 24 | 13.3% | -29.0% | ||
| Q2 24 | -25.9% | -14.3% | ||
| Q1 24 | 23.2% | -20.1% |
| Q4 25 | — | -8.9% | ||
| Q3 25 | 28.7% | -17.3% | ||
| Q2 25 | 22.0% | -28.3% | ||
| Q1 25 | 23.8% | -97.2% | ||
| Q4 24 | — | -32.3% | ||
| Q3 24 | 10.8% | -24.5% | ||
| Q2 24 | -20.7% | -9.5% | ||
| Q1 24 | 17.8% | -15.2% |
| Q4 25 | $0.58 | $-0.02 | ||
| Q3 25 | $0.57 | $-0.03 | ||
| Q2 25 | $0.41 | $-0.06 | ||
| Q1 25 | $0.44 | $-0.21 | ||
| Q4 24 | $0.29 | $-0.06 | ||
| Q3 24 | $0.18 | $-0.05 | ||
| Q2 24 | $-0.33 | $-0.02 | ||
| Q1 24 | $0.31 | $-0.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $119.0M | $104.5M |
| Total DebtLower is stronger | $69.5M | — |
| Stockholders' EquityBook value | $409.6M | $232.1M |
| Total Assets | $3.7B | $320.9M |
| Debt / EquityLower = less leverage | 0.17× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $119.0M | $104.5M | ||
| Q3 25 | $121.6M | $100.0M | ||
| Q2 25 | $134.4M | $105.0M | ||
| Q1 25 | $148.4M | $125.6M | ||
| Q4 24 | $120.4M | $142.5M | ||
| Q3 24 | $149.0M | $163.4M | ||
| Q2 24 | $109.7M | $187.4M | ||
| Q1 24 | $61.0M | $204.7M |
| Q4 25 | $69.5M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $69.9M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $409.6M | $232.1M | ||
| Q3 25 | $397.6M | $234.4M | ||
| Q2 25 | $380.0M | $238.8M | ||
| Q1 25 | $372.2M | $250.7M | ||
| Q4 24 | $362.7M | $289.4M | ||
| Q3 24 | $363.5M | $305.1M | ||
| Q2 24 | $350.2M | $329.4M | ||
| Q1 24 | $211.7M | $333.1M |
| Q4 25 | $3.7B | $320.9M | ||
| Q3 25 | $3.6B | $335.8M | ||
| Q2 25 | $3.6B | $354.0M | ||
| Q1 25 | $3.6B | $366.1M | ||
| Q4 24 | $3.5B | $420.2M | ||
| Q3 24 | $3.5B | $448.6M | ||
| Q2 24 | $3.5B | $475.3M | ||
| Q1 24 | $2.4B | $485.5M |
| Q4 25 | 0.17× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $46.1M | $7.7M |
| Free Cash FlowOCF − Capex | $43.6M | $7.7M |
| FCF MarginFCF / Revenue | 113.9% | 21.0% |
| Capex IntensityCapex / Revenue | 6.6% | 0.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $77.7M | $-25.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $46.1M | $7.7M | ||
| Q3 25 | $13.2M | $-2.1M | ||
| Q2 25 | $11.5M | $-14.9M | ||
| Q1 25 | $11.1M | $-12.2M | ||
| Q4 24 | $22.2M | $-12.0M | ||
| Q3 24 | $7.8M | $-3.7M | ||
| Q2 24 | $5.2M | $-13.9M | ||
| Q1 24 | $4.0M | $-3.3M |
| Q4 25 | $43.6M | $7.7M | ||
| Q3 25 | $12.8M | $-2.2M | ||
| Q2 25 | $10.6M | $-16.2M | ||
| Q1 25 | $10.8M | $-14.3M | ||
| Q4 24 | $17.2M | $-13.3M | ||
| Q3 24 | $5.2M | $-3.9M | ||
| Q2 24 | $4.8M | $-14.1M | ||
| Q1 24 | $3.6M | $-3.4M |
| Q4 25 | 113.9% | 21.0% | ||
| Q3 25 | 33.7% | -6.1% | ||
| Q2 25 | 29.6% | -42.3% | ||
| Q1 25 | 30.9% | -34.7% | ||
| Q4 24 | 50.0% | -37.5% | ||
| Q3 24 | 16.7% | -9.7% | ||
| Q2 24 | 15.7% | -29.1% | ||
| Q1 24 | 17.3% | -6.7% |
| Q4 25 | 6.6% | 0.0% | ||
| Q3 25 | 1.1% | 0.2% | ||
| Q2 25 | 2.7% | 3.3% | ||
| Q1 25 | 0.9% | 5.3% | ||
| Q4 24 | 14.7% | 3.5% | ||
| Q3 24 | 8.1% | 0.6% | ||
| Q2 24 | 1.4% | 0.5% | ||
| Q1 24 | 2.1% | 0.1% |
| Q4 25 | — | — | ||
| Q3 25 | 1.21× | — | ||
| Q2 25 | 1.47× | — | ||
| Q1 25 | 1.33× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.29× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 1.09× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CWBC
Segment breakdown not available.
SMRT
| Hosted Services | $18.1M | 50% |
| Hardware Service | $12.5M | 34% |
| Smart Operations Solutions | $2.6M | 7% |
| Access Control | $2.0M | 5% |
| Other Smart Communities Solutions | $1.3M | 3% |
