vs
Side-by-side financial comparison of Community West Bancshares (CWBC) and STEM, INC. (STEM). Click either name above to swap in a different company.
STEM, INC. is the larger business by last-quarter revenue ($47.1M vs $38.3M, roughly 1.2× Community West Bancshares). On growth, Community West Bancshares posted the faster year-over-year revenue change (11.6% vs -15.6%). Over the past eight quarters, STEM, INC.'s revenue compounded faster (36.1% CAGR vs 36.0%).
Community West BancsharesCWBCEarnings & Financial Report
Community West Bancshares is a registered bank holding company headquartered in California. It wholly owns Community West Bank under the Bank Holding Company Act.
StemCells, Inc. is a public biopharmaceutical company headquartered in Newark, California, that is developing purified human neural stem cells (HuCNS-SCs) in the hopes of treating central nervous system disorders and paralysis. StemCells' HuCNS-SCs have the ability to differentiate into the three main types of cells found in the central nervous system: neurons, astrocytes and oligodendrocytes.
CWBC vs STEM — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $38.3M | $47.1M |
| Net Profit | — | $-16.0M |
| Gross Margin | — | 48.9% |
| Operating Margin | 40.0% | -17.7% |
| Net Margin | — | -33.9% |
| Revenue YoY | 11.6% | -15.6% |
| Net Profit YoY | — | 68.8% |
| EPS (diluted) | $0.58 | $-4.40 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $38.3M | $47.1M | ||
| Q3 25 | $37.9M | $38.2M | ||
| Q2 25 | $35.7M | $38.4M | ||
| Q1 25 | $34.8M | $32.5M | ||
| Q4 24 | $34.3M | $55.8M | ||
| Q3 24 | $31.3M | $29.3M | ||
| Q2 24 | $30.5M | $34.0M | ||
| Q1 24 | $20.7M | $25.5M |
| Q4 25 | — | $-16.0M | ||
| Q3 25 | $10.9M | $-23.8M | ||
| Q2 25 | $7.8M | $202.5M | ||
| Q1 25 | $8.3M | $-25.0M | ||
| Q4 24 | — | $-51.1M | ||
| Q3 24 | $3.4M | $-148.3M | ||
| Q2 24 | $-6.3M | $-582.3M | ||
| Q1 24 | $3.7M | $-72.3M |
| Q4 25 | — | 48.9% | ||
| Q3 25 | — | 35.5% | ||
| Q2 25 | — | 33.4% | ||
| Q1 25 | — | 32.4% | ||
| Q4 24 | — | -4.4% | ||
| Q3 24 | — | 21.2% | ||
| Q2 24 | — | 27.6% | ||
| Q1 24 | — | -95.0% |
| Q4 25 | 40.0% | -17.7% | ||
| Q3 25 | 39.8% | -33.6% | ||
| Q2 25 | 30.2% | -34.8% | ||
| Q1 25 | 32.7% | -65.0% | ||
| Q4 24 | 31.0% | -84.4% | ||
| Q3 24 | 13.3% | -493.2% | ||
| Q2 24 | -25.9% | -1705.5% | ||
| Q1 24 | 23.2% | -267.0% |
| Q4 25 | — | -33.9% | ||
| Q3 25 | 28.7% | -62.2% | ||
| Q2 25 | 22.0% | 527.8% | ||
| Q1 25 | 23.8% | -76.9% | ||
| Q4 24 | — | -91.6% | ||
| Q3 24 | 10.8% | -506.3% | ||
| Q2 24 | -20.7% | -1712.6% | ||
| Q1 24 | 17.8% | -283.9% |
| Q4 25 | $0.58 | $-4.40 | ||
| Q3 25 | $0.57 | $-2.84 | ||
| Q2 25 | $0.41 | $-1.79 | ||
| Q1 25 | $0.44 | $-0.15 | ||
| Q4 24 | $0.29 | $-15.29 | ||
| Q3 24 | $0.18 | $-18.24 | ||
| Q2 24 | $-0.33 | $-71.81 | ||
| Q1 24 | $0.31 | $-0.46 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $119.0M | $48.9M |
| Total DebtLower is stronger | $69.5M | — |
| Stockholders' EquityBook value | $409.6M | $-249.4M |
| Total Assets | $3.7B | $308.9M |
| Debt / EquityLower = less leverage | 0.17× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $119.0M | $48.9M | ||
| Q3 25 | $121.6M | $43.1M | ||
| Q2 25 | $134.4M | $40.8M | ||
| Q1 25 | $148.4M | $58.6M | ||
| Q4 24 | $120.4M | $56.3M | ||
| Q3 24 | $149.0M | $75.4M | ||
| Q2 24 | $109.7M | $89.6M | ||
| Q1 24 | $61.0M | $112.8M |
| Q4 25 | $69.5M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $69.9M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $409.6M | $-249.4M | ||
| Q3 25 | $397.6M | $-235.7M | ||
| Q2 25 | $380.0M | $-214.1M | ||
| Q1 25 | $372.2M | $-417.5M | ||
| Q4 24 | $362.7M | $-398.4M | ||
| Q3 24 | $363.5M | $-344.1M | ||
| Q2 24 | $350.2M | $-203.2M | ||
| Q1 24 | $211.7M | $371.6M |
| Q4 25 | $3.7B | $308.9M | ||
| Q3 25 | $3.6B | $362.6M | ||
| Q2 25 | $3.6B | $379.2M | ||
| Q1 25 | $3.6B | $405.1M | ||
| Q4 24 | $3.5B | $437.4M | ||
| Q3 24 | $3.5B | $537.8M | ||
| Q2 24 | $3.5B | $691.5M | ||
| Q1 24 | $2.4B | $1.3B |
| Q4 25 | 0.17× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $46.1M | $8.2M |
| Free Cash FlowOCF − Capex | $43.6M | — |
| FCF MarginFCF / Revenue | 113.9% | — |
| Capex IntensityCapex / Revenue | 6.6% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $77.7M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $46.1M | $8.2M | ||
| Q3 25 | $13.2M | $11.4M | ||
| Q2 25 | $11.5M | $-21.3M | ||
| Q1 25 | $11.1M | $8.5M | ||
| Q4 24 | $22.2M | $-14.7M | ||
| Q3 24 | $7.8M | $-9.4M | ||
| Q2 24 | $5.2M | $-11.9M | ||
| Q1 24 | $4.0M | $-621.0K |
| Q4 25 | $43.6M | — | ||
| Q3 25 | $12.8M | — | ||
| Q2 25 | $10.6M | — | ||
| Q1 25 | $10.8M | — | ||
| Q4 24 | $17.2M | — | ||
| Q3 24 | $5.2M | — | ||
| Q2 24 | $4.8M | — | ||
| Q1 24 | $3.6M | — |
| Q4 25 | 113.9% | — | ||
| Q3 25 | 33.7% | — | ||
| Q2 25 | 29.6% | — | ||
| Q1 25 | 30.9% | — | ||
| Q4 24 | 50.0% | — | ||
| Q3 24 | 16.7% | — | ||
| Q2 24 | 15.7% | — | ||
| Q1 24 | 17.3% | — |
| Q4 25 | 6.6% | — | ||
| Q3 25 | 1.1% | — | ||
| Q2 25 | 2.7% | — | ||
| Q1 25 | 0.9% | — | ||
| Q4 24 | 14.7% | — | ||
| Q3 24 | 8.1% | — | ||
| Q2 24 | 1.4% | — | ||
| Q1 24 | 2.1% | — |
| Q4 25 | — | — | ||
| Q3 25 | 1.21× | — | ||
| Q2 25 | 1.47× | -0.11× | ||
| Q1 25 | 1.33× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.29× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 1.09× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
