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Side-by-side financial comparison of Community West Bancshares (CWBC) and Star Holdings (STHO). Click either name above to swap in a different company.
Community West Bancshares is the larger business by last-quarter revenue ($38.3M vs $25.4M, roughly 1.5× Star Holdings). On growth, Community West Bancshares posted the faster year-over-year revenue change (11.6% vs -22.6%). Over the past eight quarters, Community West Bancshares's revenue compounded faster (36.0% CAGR vs -0.2%).
Community West BancsharesCWBCEarnings & Financial Report
Community West Bancshares is a registered bank holding company headquartered in California. It wholly owns Community West Bank under the Bank Holding Company Act.
Blue Star Ltd is an Indian multinational home appliances company, headquartered in Mumbai. It specializes in air conditioning, commercial refrigeration and MEP. It is the country's second largest homegrown player in the air conditioning space.
CWBC vs STHO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | ||
|---|---|---|
| Revenue | $38.3M | $25.4M |
| Net Profit | — | $-19.1M |
| Gross Margin | — | — |
| Operating Margin | 40.0% | -91.7% |
| Net Margin | — | -75.5% |
| Revenue YoY | 11.6% | -22.6% |
| Net Profit YoY | — | 81.3% |
| EPS (diluted) | $0.58 | $-1.52 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $38.3M | $25.4M | ||
| Q3 25 | $37.9M | $28.1M | ||
| Q2 25 | $35.7M | $42.1M | ||
| Q1 25 | $34.8M | $14.6M | ||
| Q4 24 | $34.3M | $32.8M | ||
| Q3 24 | $31.3M | $24.6M | ||
| Q2 24 | $30.5M | $30.6M | ||
| Q1 24 | $20.7M | $25.4M |
| Q4 25 | — | $-19.1M | ||
| Q3 25 | $10.9M | $1.8M | ||
| Q2 25 | $7.8M | $-39.3M | ||
| Q1 25 | $8.3M | $-7.6M | ||
| Q4 24 | — | $-102.6M | ||
| Q3 24 | $3.4M | $91.9M | ||
| Q2 24 | $-6.3M | $-27.1M | ||
| Q1 24 | $3.7M | $-49.0M |
| Q4 25 | 40.0% | -91.7% | ||
| Q3 25 | 39.8% | 1.0% | ||
| Q2 25 | 30.2% | -94.5% | ||
| Q1 25 | 32.7% | -55.0% | ||
| Q4 24 | 31.0% | -314.1% | ||
| Q3 24 | 13.3% | — | ||
| Q2 24 | -25.9% | -91.5% | ||
| Q1 24 | 23.2% | -192.6% |
| Q4 25 | — | -75.5% | ||
| Q3 25 | 28.7% | 6.4% | ||
| Q2 25 | 22.0% | -93.5% | ||
| Q1 25 | 23.8% | -52.0% | ||
| Q4 24 | — | -313.1% | ||
| Q3 24 | 10.8% | 374.3% | ||
| Q2 24 | -20.7% | -88.8% | ||
| Q1 24 | 17.8% | -192.6% |
| Q4 25 | $0.58 | $-1.52 | ||
| Q3 25 | $0.57 | $0.14 | ||
| Q2 25 | $0.41 | $-2.95 | ||
| Q1 25 | $0.44 | $-0.57 | ||
| Q4 24 | $0.29 | $-7.69 | ||
| Q3 24 | $0.18 | $6.90 | ||
| Q2 24 | $-0.33 | $-2.04 | ||
| Q1 24 | $0.31 | $-3.68 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $119.0M | $50.1M |
| Total DebtLower is stronger | $69.5M | $268.7M |
| Stockholders' EquityBook value | $409.6M | $251.8M |
| Total Assets | $3.7B | $570.2M |
| Debt / EquityLower = less leverage | 0.17× | 1.07× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $119.0M | $50.1M | ||
| Q3 25 | $121.6M | $40.6M | ||
| Q2 25 | $134.4M | $44.2M | ||
| Q1 25 | $148.4M | $30.3M | ||
| Q4 24 | $120.4M | $35.0M | ||
| Q3 24 | $149.0M | $45.0M | ||
| Q2 24 | $109.7M | $48.3M | ||
| Q1 24 | $61.0M | $45.7M |
| Q4 25 | $69.5M | $268.7M | ||
| Q3 25 | — | $259.3M | ||
| Q2 25 | — | $245.4M | ||
| Q1 25 | — | $231.5M | ||
| Q4 24 | $69.9M | $217.3M | ||
| Q3 24 | — | $201.2M | ||
| Q2 24 | — | $197.2M | ||
| Q1 24 | — | $195.0M |
| Q4 25 | $409.6M | $251.8M | ||
| Q3 25 | $397.6M | $275.4M | ||
| Q2 25 | $380.0M | $276.1M | ||
| Q1 25 | $372.2M | $316.1M | ||
| Q4 24 | $362.7M | $324.3M | ||
| Q3 24 | $363.5M | $427.5M | ||
| Q2 24 | $350.2M | $335.3M | ||
| Q1 24 | $211.7M | $362.4M |
| Q4 25 | $3.7B | $570.2M | ||
| Q3 25 | $3.6B | $595.9M | ||
| Q2 25 | $3.6B | $589.9M | ||
| Q1 25 | $3.6B | $618.2M | ||
| Q4 24 | $3.5B | $608.7M | ||
| Q3 24 | $3.5B | $696.5M | ||
| Q2 24 | $3.5B | $601.0M | ||
| Q1 24 | $2.4B | $622.9M |
| Q4 25 | 0.17× | 1.07× | ||
| Q3 25 | — | 0.94× | ||
| Q2 25 | — | 0.89× | ||
| Q1 25 | — | 0.73× | ||
| Q4 24 | 0.19× | 0.67× | ||
| Q3 24 | — | 0.47× | ||
| Q2 24 | — | 0.59× | ||
| Q1 24 | — | 0.54× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $46.1M | $-11.7M |
| Free Cash FlowOCF − Capex | $43.6M | — |
| FCF MarginFCF / Revenue | 113.9% | — |
| Capex IntensityCapex / Revenue | 6.6% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $77.7M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $46.1M | $-11.7M | ||
| Q3 25 | $13.2M | $5.3M | ||
| Q2 25 | $11.5M | $-2.6M | ||
| Q1 25 | $11.1M | $-6.3M | ||
| Q4 24 | $22.2M | $-31.3M | ||
| Q3 24 | $7.8M | $-3.8M | ||
| Q2 24 | $5.2M | $-6.4M | ||
| Q1 24 | $4.0M | $-14.2M |
| Q4 25 | $43.6M | — | ||
| Q3 25 | $12.8M | — | ||
| Q2 25 | $10.6M | — | ||
| Q1 25 | $10.8M | — | ||
| Q4 24 | $17.2M | — | ||
| Q3 24 | $5.2M | — | ||
| Q2 24 | $4.8M | — | ||
| Q1 24 | $3.6M | — |
| Q4 25 | 113.9% | — | ||
| Q3 25 | 33.7% | — | ||
| Q2 25 | 29.6% | — | ||
| Q1 25 | 30.9% | — | ||
| Q4 24 | 50.0% | — | ||
| Q3 24 | 16.7% | — | ||
| Q2 24 | 15.7% | — | ||
| Q1 24 | 17.3% | — |
| Q4 25 | 6.6% | — | ||
| Q3 25 | 1.1% | — | ||
| Q2 25 | 2.7% | — | ||
| Q1 25 | 0.9% | — | ||
| Q4 24 | 14.7% | — | ||
| Q3 24 | 8.1% | — | ||
| Q2 24 | 1.4% | — | ||
| Q1 24 | 2.1% | — |
| Q4 25 | — | — | ||
| Q3 25 | 1.21× | 2.95× | ||
| Q2 25 | 1.47× | — | ||
| Q1 25 | 1.33× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.29× | -0.04× | ||
| Q2 24 | — | — | ||
| Q1 24 | 1.09× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CWBC
Segment breakdown not available.
STHO
| Land Development | $13.0M | 51% |
| Other Income Revenue | $9.3M | 37% |
| Operating Lease Income | $2.0M | 8% |
| Other | $1.2M | 5% |