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Side-by-side financial comparison of Crexendo, Inc. (CXDO) and GREENE COUNTY BANCORP INC (GCBC). Click either name above to swap in a different company.

GREENE COUNTY BANCORP INC is the larger business by last-quarter revenue ($22.2M vs $18.1M, roughly 1.2× Crexendo, Inc.). GREENE COUNTY BANCORP INC runs the higher net margin — 46.3% vs 6.7%, a 39.6% gap on every dollar of revenue. On growth, GREENE COUNTY BANCORP INC posted the faster year-over-year revenue change (23.8% vs 11.2%). Over the past eight quarters, GREENE COUNTY BANCORP INC's revenue compounded faster (18.9% CAGR vs 12.4%).

Crexendo, Inc. is a U.S.-headquartered cloud communications technology provider. It delivers unified communications as a service (UCaaS), contact center solutions, business VoIP services, and collaborative work tools, primarily catering to small and medium-sized enterprises operating in the North American market.

Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.

CXDO vs GCBC — Head-to-Head

Bigger by revenue
GCBC
GCBC
1.2× larger
GCBC
$22.2M
$18.1M
CXDO
Growing faster (revenue YoY)
GCBC
GCBC
+12.6% gap
GCBC
23.8%
11.2%
CXDO
Higher net margin
GCBC
GCBC
39.6% more per $
GCBC
46.3%
6.7%
CXDO
Faster 2-yr revenue CAGR
GCBC
GCBC
Annualised
GCBC
18.9%
12.4%
CXDO

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
CXDO
CXDO
GCBC
GCBC
Revenue
$18.1M
$22.2M
Net Profit
$1.2M
$10.3M
Gross Margin
Operating Margin
6.3%
52.0%
Net Margin
6.7%
46.3%
Revenue YoY
11.2%
23.8%
Net Profit YoY
140.2%
37.4%
EPS (diluted)
$0.03
$0.60

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CXDO
CXDO
GCBC
GCBC
Q4 25
$18.1M
$22.2M
Q3 25
$17.5M
$21.5M
Q2 25
$16.6M
$20.5M
Q1 25
$16.1M
$20.1M
Q4 24
$16.2M
$17.9M
Q3 24
$15.6M
$16.9M
Q2 24
$14.7M
$16.6M
Q1 24
$14.3M
$15.7M
Net Profit
CXDO
CXDO
GCBC
GCBC
Q4 25
$1.2M
$10.3M
Q3 25
$1.4M
$8.9M
Q2 25
$1.2M
$9.3M
Q1 25
$1.2M
$8.1M
Q4 24
$507.0K
$7.5M
Q3 24
$148.0K
$6.3M
Q2 24
$588.0K
$6.7M
Q1 24
$434.0K
$5.9M
Operating Margin
CXDO
CXDO
GCBC
GCBC
Q4 25
6.3%
52.0%
Q3 25
7.5%
47.4%
Q2 25
6.7%
53.5%
Q1 25
7.2%
44.6%
Q4 24
3.9%
45.0%
Q3 24
0.9%
39.6%
Q2 24
3.9%
41.2%
Q1 24
3.4%
39.4%
Net Margin
CXDO
CXDO
GCBC
GCBC
Q4 25
6.7%
46.3%
Q3 25
8.3%
41.2%
Q2 25
7.4%
45.6%
Q1 25
7.3%
40.1%
Q4 24
3.1%
41.7%
Q3 24
0.9%
37.1%
Q2 24
4.0%
40.6%
Q1 24
3.0%
37.3%
EPS (diluted)
CXDO
CXDO
GCBC
GCBC
Q4 25
$0.03
$0.60
Q3 25
$0.05
$0.52
Q2 25
$0.04
$0.55
Q1 25
$0.04
$0.47
Q4 24
$0.03
$0.44
Q3 24
$0.00
$0.37
Q2 24
$0.02
$0.39
Q1 24
$0.01
$0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CXDO
CXDO
GCBC
GCBC
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$114.0K
Stockholders' EquityBook value
$63.8M
$258.3M
Total Assets
$77.7M
$3.1B
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CXDO
CXDO
GCBC
GCBC
Q4 25
Q3 25
Q2 25
Q1 25
$155.5M
Q4 24
$166.4M
Q3 24
Q2 24
$190.4M
Q1 24
Total Debt
CXDO
CXDO
GCBC
GCBC
Q4 25
$114.0K
Q3 25
$236.0K
Q2 25
$356.0K
Q1 25
$475.0K
Q4 24
$592.0K
Q3 24
$709.0K
Q2 24
$823.0K
Q1 24
$937.0K
Stockholders' Equity
CXDO
CXDO
GCBC
GCBC
Q4 25
$63.8M
$258.3M
Q3 25
$61.3M
$248.2M
Q2 25
$58.3M
$238.8M
Q1 25
$55.2M
$229.0M
Q4 24
$51.4M
$218.4M
Q3 24
$49.5M
$216.3M
Q2 24
$48.2M
$206.0M
Q1 24
$46.8M
$199.2M
Total Assets
CXDO
CXDO
GCBC
GCBC
Q4 25
$77.7M
$3.1B
Q3 25
$76.0M
$3.1B
Q2 25
$71.4M
$3.0B
Q1 25
$67.4M
$3.0B
Q4 24
$64.9M
$3.0B
Q3 24
$62.3M
$2.9B
Q2 24
$59.6M
$2.8B
Q1 24
$57.5M
$2.9B
Debt / Equity
CXDO
CXDO
GCBC
GCBC
Q4 25
0.00×
Q3 25
0.00×
Q2 25
0.01×
Q1 25
0.01×
Q4 24
0.01×
Q3 24
0.01×
Q2 24
0.02×
Q1 24
0.02×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CXDO
CXDO
GCBC
GCBC
Operating Cash FlowLast quarter
$2.3M
$6.4M
Free Cash FlowOCF − Capex
$6.2M
FCF MarginFCF / Revenue
28.0%
Capex IntensityCapex / Revenue
0.0%
0.9%
Cash ConversionOCF / Net Profit
1.93×
0.62×
TTM Free Cash FlowTrailing 4 quarters
$47.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CXDO
CXDO
GCBC
GCBC
Q4 25
$2.3M
$6.4M
Q3 25
$4.4M
$7.0M
Q2 25
$1.3M
$28.0M
Q1 25
$1.2M
$7.3M
Q4 24
$2.2M
$5.3M
Q3 24
$1.6M
$2.1M
Q2 24
$2.7M
$24.9M
Q1 24
$-166.0K
$5.6M
Free Cash Flow
CXDO
CXDO
GCBC
GCBC
Q4 25
$6.2M
Q3 25
$6.5M
Q2 25
$1.3M
$27.3M
Q1 25
$7.3M
Q4 24
$2.1M
$5.1M
Q3 24
$2.0M
Q2 24
$23.4M
Q1 24
$4.9M
FCF Margin
CXDO
CXDO
GCBC
GCBC
Q4 25
28.0%
Q3 25
30.4%
Q2 25
7.7%
133.3%
Q1 25
36.1%
Q4 24
13.2%
28.6%
Q3 24
11.8%
Q2 24
141.2%
Q1 24
31.3%
Capex Intensity
CXDO
CXDO
GCBC
GCBC
Q4 25
0.0%
0.9%
Q3 25
0.0%
1.9%
Q2 25
0.1%
3.4%
Q1 25
0.0%
0.3%
Q4 24
0.2%
1.0%
Q3 24
0.0%
0.9%
Q2 24
0.0%
9.1%
Q1 24
0.0%
4.2%
Cash Conversion
CXDO
CXDO
GCBC
GCBC
Q4 25
1.93×
0.62×
Q3 25
3.05×
0.78×
Q2 25
1.05×
3.00×
Q1 25
1.06×
0.91×
Q4 24
4.29×
0.71×
Q3 24
10.95×
0.34×
Q2 24
4.51×
3.70×
Q1 24
-0.38×
0.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CXDO
CXDO

Services$8.6M48%
Software Solution Segment$8.3M46%
Products$1.1M6%

GCBC
GCBC

Segment breakdown not available.

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