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Side-by-side financial comparison of Crexendo, Inc. (CXDO) and John Marshall Bancorp, Inc. (JMSB). Click either name above to swap in a different company.
Crexendo, Inc. is the larger business by last-quarter revenue ($18.1M vs $16.8M, roughly 1.1× John Marshall Bancorp, Inc.). John Marshall Bancorp, Inc. runs the higher net margin — 36.3% vs 6.7%, a 29.6% gap on every dollar of revenue. Over the past eight quarters, John Marshall Bancorp, Inc.'s revenue compounded faster (15.3% CAGR vs 12.4%).
Crexendo, Inc. is a U.S.-headquartered cloud communications technology provider. It delivers unified communications as a service (UCaaS), contact center solutions, business VoIP services, and collaborative work tools, primarily catering to small and medium-sized enterprises operating in the North American market.
John Marshall Bancorp, Inc. is a U.S.-based bank holding company that operates through its wholly owned subsidiary John Marshall Bank. It provides a full suite of commercial and consumer banking products including deposit accounts, commercial loans, residential mortgages, and personal financial services, primarily serving retail customers and small-to-mid-sized businesses across the U.S. Mid-Atlantic region.
CXDO vs JMSB — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $18.1M | $16.8M |
| Net Profit | $1.2M | $6.1M |
| Gross Margin | — | — |
| Operating Margin | 6.3% | — |
| Net Margin | 6.7% | 36.3% |
| Revenue YoY | 11.2% | — |
| Net Profit YoY | 140.2% | 26.8% |
| EPS (diluted) | $0.03 | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $16.8M | ||
| Q4 25 | $18.1M | $16.4M | ||
| Q3 25 | $17.5M | $16.3M | ||
| Q2 25 | $16.6M | $15.4M | ||
| Q1 25 | $16.1M | $14.6M | ||
| Q4 24 | $16.2M | $14.3M | ||
| Q3 24 | $15.6M | $13.8M | ||
| Q2 24 | $14.7M | $12.6M |
| Q1 26 | — | $6.1M | ||
| Q4 25 | $1.2M | $5.9M | ||
| Q3 25 | $1.4M | $5.4M | ||
| Q2 25 | $1.2M | $5.1M | ||
| Q1 25 | $1.2M | $4.8M | ||
| Q4 24 | $507.0K | $4.8M | ||
| Q3 24 | $148.0K | $4.2M | ||
| Q2 24 | $588.0K | $3.9M |
| Q1 26 | — | — | ||
| Q4 25 | 6.3% | 47.4% | ||
| Q3 25 | 7.5% | 42.2% | ||
| Q2 25 | 6.7% | 42.7% | ||
| Q1 25 | 7.2% | 42.4% | ||
| Q4 24 | 3.9% | 42.5% | ||
| Q3 24 | 0.9% | 38.8% | ||
| Q2 24 | 3.9% | 39.7% |
| Q1 26 | — | 36.3% | ||
| Q4 25 | 6.7% | 36.2% | ||
| Q3 25 | 8.3% | 33.2% | ||
| Q2 25 | 7.4% | 33.1% | ||
| Q1 25 | 7.3% | 32.9% | ||
| Q4 24 | 3.1% | 33.3% | ||
| Q3 24 | 0.9% | 30.7% | ||
| Q2 24 | 4.0% | 30.9% |
| Q1 26 | — | $0.43 | ||
| Q4 25 | $0.03 | $0.41 | ||
| Q3 25 | $0.05 | $0.38 | ||
| Q2 25 | $0.04 | $0.36 | ||
| Q1 25 | $0.04 | $0.34 | ||
| Q4 24 | $0.03 | $0.33 | ||
| Q3 24 | $0.00 | $0.30 | ||
| Q2 24 | $0.02 | $0.27 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $150.2M |
| Total DebtLower is stronger | $114.0K | — |
| Stockholders' EquityBook value | $63.8M | $268.1M |
| Total Assets | $77.7M | $2.4B |
| Debt / EquityLower = less leverage | 0.00× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $150.2M | ||
| Q4 25 | — | $130.0M | ||
| Q3 25 | — | $163.6M | ||
| Q2 25 | — | $116.9M | ||
| Q1 25 | — | $169.1M | ||
| Q4 24 | — | $122.5M | ||
| Q3 24 | — | $177.2M | ||
| Q2 24 | — | $182.6M |
| Q1 26 | — | — | ||
| Q4 25 | $114.0K | $80.9M | ||
| Q3 25 | $236.0K | $80.9M | ||
| Q2 25 | $356.0K | $80.8M | ||
| Q1 25 | $475.0K | $80.8M | ||
| Q4 24 | $592.0K | $80.8M | ||
| Q3 24 | $709.0K | $80.8M | ||
| Q2 24 | $823.0K | $24.7M |
| Q1 26 | — | $268.1M | ||
| Q4 25 | $63.8M | $265.6M | ||
| Q3 25 | $61.3M | $259.7M | ||
| Q2 25 | $58.3M | $253.7M | ||
| Q1 25 | $55.2M | $253.0M | ||
| Q4 24 | $51.4M | $246.6M | ||
| Q3 24 | $49.5M | $243.1M | ||
| Q2 24 | $48.2M | $235.3M |
| Q1 26 | — | $2.4B | ||
| Q4 25 | $77.7M | $2.3B | ||
| Q3 25 | $76.0M | $2.3B | ||
| Q2 25 | $71.4M | $2.3B | ||
| Q1 25 | $67.4M | $2.3B | ||
| Q4 24 | $64.9M | $2.2B | ||
| Q3 24 | $62.3M | $2.3B | ||
| Q2 24 | $59.6M | $2.3B |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | 0.30× | ||
| Q3 25 | 0.00× | 0.31× | ||
| Q2 25 | 0.01× | 0.32× | ||
| Q1 25 | 0.01× | 0.32× | ||
| Q4 24 | 0.01× | 0.33× | ||
| Q3 24 | 0.01× | 0.33× | ||
| Q2 24 | 0.02× | 0.11× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $2.3M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | 0.0% | — |
| Cash ConversionOCF / Net Profit | 1.93× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $2.3M | $22.6M | ||
| Q3 25 | $4.4M | $1.2M | ||
| Q2 25 | $1.3M | $7.5M | ||
| Q1 25 | $1.2M | $7.0M | ||
| Q4 24 | $2.2M | $17.3M | ||
| Q3 24 | $1.6M | $1.4M | ||
| Q2 24 | $2.7M | $10.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | $22.0M | ||
| Q3 25 | — | $1.2M | ||
| Q2 25 | $1.3M | $7.4M | ||
| Q1 25 | — | $6.6M | ||
| Q4 24 | $2.1M | $16.8M | ||
| Q3 24 | — | $1.3M | ||
| Q2 24 | — | $10.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | 134.7% | ||
| Q3 25 | — | 7.3% | ||
| Q2 25 | 7.7% | 47.8% | ||
| Q1 25 | — | 45.3% | ||
| Q4 24 | 13.2% | 116.9% | ||
| Q3 24 | — | 9.5% | ||
| Q2 24 | — | 80.1% |
| Q1 26 | — | — | ||
| Q4 25 | 0.0% | 3.4% | ||
| Q3 25 | 0.0% | 0.2% | ||
| Q2 25 | 0.1% | 1.0% | ||
| Q1 25 | 0.0% | 2.3% | ||
| Q4 24 | 0.2% | 3.4% | ||
| Q3 24 | 0.0% | 0.8% | ||
| Q2 24 | 0.0% | 0.4% |
| Q1 26 | — | — | ||
| Q4 25 | 1.93× | 3.82× | ||
| Q3 25 | 3.05× | 0.23× | ||
| Q2 25 | 1.05× | 1.48× | ||
| Q1 25 | 1.06× | 1.45× | ||
| Q4 24 | 4.29× | 3.61× | ||
| Q3 24 | 10.95× | 0.33× | ||
| Q2 24 | 4.51× | 2.60× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CXDO
| Services | $8.6M | 48% |
| Software Solution Segment | $8.3M | 46% |
| Products | $1.1M | 6% |
JMSB
| Net Interest Income | $16.5M | 98% |
| Noninterest Income | $284.0K | 2% |
