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Side-by-side financial comparison of Crexendo, Inc. (CXDO) and PLUMAS BANCORP (PLBC). Click either name above to swap in a different company.

PLUMAS BANCORP is the larger business by last-quarter revenue ($28.6M vs $18.1M, roughly 1.6× Crexendo, Inc.). On growth, PLUMAS BANCORP posted the faster year-over-year revenue change (35.1% vs 11.2%). Over the past eight quarters, PLUMAS BANCORP's revenue compounded faster (20.8% CAGR vs 12.4%).

Crexendo, Inc. is a U.S.-headquartered cloud communications technology provider. It delivers unified communications as a service (UCaaS), contact center solutions, business VoIP services, and collaborative work tools, primarily catering to small and medium-sized enterprises operating in the North American market.

Plumas Bancorp is a U.S.-based bank holding company operating through its subsidiary Plumas Bank. It provides full-spectrum retail and commercial banking services including deposit products, consumer and commercial loans, small business financing, and wealth management for individual customers, SMEs and local community groups across northern California and Nevada.

CXDO vs PLBC — Head-to-Head

Bigger by revenue
PLBC
PLBC
1.6× larger
PLBC
$28.6M
$18.1M
CXDO
Growing faster (revenue YoY)
PLBC
PLBC
+23.8% gap
PLBC
35.1%
11.2%
CXDO
Faster 2-yr revenue CAGR
PLBC
PLBC
Annualised
PLBC
20.8%
12.4%
CXDO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CXDO
CXDO
PLBC
PLBC
Revenue
$18.1M
$28.6M
Net Profit
$1.2M
Gross Margin
Operating Margin
6.3%
48.9%
Net Margin
6.7%
Revenue YoY
11.2%
35.1%
Net Profit YoY
140.2%
EPS (diluted)
$0.03
$1.56

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CXDO
CXDO
PLBC
PLBC
Q4 25
$18.1M
$28.6M
Q3 25
$17.5M
$27.4M
Q2 25
$16.6M
$20.5M
Q1 25
$16.1M
$21.8M
Q4 24
$16.2M
$21.2M
Q3 24
$15.6M
$21.1M
Q2 24
$14.7M
$20.6M
Q1 24
$14.3M
$19.6M
Net Profit
CXDO
CXDO
PLBC
PLBC
Q4 25
$1.2M
Q3 25
$1.4M
$5.1M
Q2 25
$1.2M
$6.3M
Q1 25
$1.2M
$7.2M
Q4 24
$507.0K
Q3 24
$148.0K
$7.8M
Q2 24
$588.0K
$6.8M
Q1 24
$434.0K
$6.3M
Operating Margin
CXDO
CXDO
PLBC
PLBC
Q4 25
6.3%
48.9%
Q3 25
7.5%
25.2%
Q2 25
6.7%
42.2%
Q1 25
7.2%
46.1%
Q4 24
3.9%
50.3%
Q3 24
0.9%
50.6%
Q2 24
3.9%
45.1%
Q1 24
3.4%
42.8%
Net Margin
CXDO
CXDO
PLBC
PLBC
Q4 25
6.7%
Q3 25
8.3%
18.8%
Q2 25
7.4%
30.8%
Q1 25
7.3%
33.0%
Q4 24
3.1%
Q3 24
0.9%
37.1%
Q2 24
4.0%
32.9%
Q1 24
3.0%
31.9%
EPS (diluted)
CXDO
CXDO
PLBC
PLBC
Q4 25
$0.03
$1.56
Q3 25
$0.05
$0.73
Q2 25
$0.04
$1.05
Q1 25
$0.04
$1.20
Q4 24
$0.03
$1.30
Q3 24
$0.00
$1.31
Q2 24
$0.02
$1.14
Q1 24
$0.01
$1.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CXDO
CXDO
PLBC
PLBC
Cash + ST InvestmentsLiquidity on hand
$80.6M
Total DebtLower is stronger
$114.0K
Stockholders' EquityBook value
$63.8M
$261.1M
Total Assets
$77.7M
$2.2B
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CXDO
CXDO
PLBC
PLBC
Q4 25
$80.6M
Q3 25
$87.3M
Q2 25
$79.3M
Q1 25
$87.3M
Q4 24
$82.0M
Q3 24
$118.0M
Q2 24
$109.9M
Q1 24
$128.2M
Total Debt
CXDO
CXDO
PLBC
PLBC
Q4 25
$114.0K
Q3 25
$236.0K
Q2 25
$356.0K
Q1 25
$475.0K
Q4 24
$592.0K
Q3 24
$709.0K
Q2 24
$823.0K
Q1 24
$937.0K
Stockholders' Equity
CXDO
CXDO
PLBC
PLBC
Q4 25
$63.8M
$261.1M
Q3 25
$61.3M
$245.9M
Q2 25
$58.3M
$193.1M
Q1 25
$55.2M
$187.6M
Q4 24
$51.4M
$177.9M
Q3 24
$49.5M
$181.9M
Q2 24
$48.2M
$165.2M
Q1 24
$46.8M
$161.5M
Total Assets
CXDO
CXDO
PLBC
PLBC
Q4 25
$77.7M
$2.2B
Q3 25
$76.0M
$2.2B
Q2 25
$71.4M
$1.6B
Q1 25
$67.4M
$1.6B
Q4 24
$64.9M
$1.6B
Q3 24
$62.3M
$1.7B
Q2 24
$59.6M
$1.6B
Q1 24
$57.5M
$1.6B
Debt / Equity
CXDO
CXDO
PLBC
PLBC
Q4 25
0.00×
Q3 25
0.00×
Q2 25
0.01×
Q1 25
0.01×
Q4 24
0.01×
Q3 24
0.01×
Q2 24
0.02×
Q1 24
0.02×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CXDO
CXDO
PLBC
PLBC
Operating Cash FlowLast quarter
$2.3M
$21.6M
Free Cash FlowOCF − Capex
$20.3M
FCF MarginFCF / Revenue
70.9%
Capex IntensityCapex / Revenue
0.0%
4.6%
Cash ConversionOCF / Net Profit
1.93×
TTM Free Cash FlowTrailing 4 quarters
$34.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CXDO
CXDO
PLBC
PLBC
Q4 25
$2.3M
$21.6M
Q3 25
$4.4M
$5.6M
Q2 25
$1.3M
$2.1M
Q1 25
$1.2M
$7.5M
Q4 24
$2.2M
$30.5M
Q3 24
$1.6M
$8.0M
Q2 24
$2.7M
$5.1M
Q1 24
$-166.0K
$9.2M
Free Cash Flow
CXDO
CXDO
PLBC
PLBC
Q4 25
$20.3M
Q3 25
$4.8M
Q2 25
$1.3M
$2.0M
Q1 25
$7.3M
Q4 24
$2.1M
$29.8M
Q3 24
$7.8M
Q2 24
$4.8M
Q1 24
$9.0M
FCF Margin
CXDO
CXDO
PLBC
PLBC
Q4 25
70.9%
Q3 25
17.5%
Q2 25
7.7%
9.9%
Q1 25
33.7%
Q4 24
13.2%
141.0%
Q3 24
37.1%
Q2 24
23.5%
Q1 24
45.8%
Capex Intensity
CXDO
CXDO
PLBC
PLBC
Q4 25
0.0%
4.6%
Q3 25
0.0%
2.9%
Q2 25
0.1%
0.2%
Q1 25
0.0%
0.8%
Q4 24
0.2%
3.2%
Q3 24
0.0%
0.7%
Q2 24
0.0%
1.1%
Q1 24
0.0%
1.0%
Cash Conversion
CXDO
CXDO
PLBC
PLBC
Q4 25
1.93×
Q3 25
3.05×
1.09×
Q2 25
1.05×
0.33×
Q1 25
1.06×
1.04×
Q4 24
4.29×
Q3 24
10.95×
1.02×
Q2 24
4.51×
0.75×
Q1 24
-0.38×
1.46×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CXDO
CXDO

Services$8.6M48%
Software Solution Segment$8.3M46%
Products$1.1M6%

PLBC
PLBC

Segment breakdown not available.

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