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Side-by-side financial comparison of Crexendo, Inc. (CXDO) and RIVERVIEW BANCORP INC (RVSB). Click either name above to swap in a different company.

Crexendo, Inc. is the larger business by last-quarter revenue ($18.1M vs $14.0M, roughly 1.3× RIVERVIEW BANCORP INC). RIVERVIEW BANCORP INC runs the higher net margin — 9.8% vs 6.7%, a 3.1% gap on every dollar of revenue. On growth, Crexendo, Inc. posted the faster year-over-year revenue change (11.2% vs 10.4%). Over the past eight quarters, RIVERVIEW BANCORP INC's revenue compounded faster (24.6% CAGR vs 12.4%).

Crexendo, Inc. is a U.S.-headquartered cloud communications technology provider. It delivers unified communications as a service (UCaaS), contact center solutions, business VoIP services, and collaborative work tools, primarily catering to small and medium-sized enterprises operating in the North American market.

Riverview Bancorp Inc. is a U.S.-based bank holding company operating Riverview Community Bank, primarily serving the Pacific Northwest region. It offers personal and commercial banking products including savings accounts, consumer loans, mortgages, commercial lending, and small business financial solutions for retail customers and local enterprises.

CXDO vs RVSB — Head-to-Head

Bigger by revenue
CXDO
CXDO
1.3× larger
CXDO
$18.1M
$14.0M
RVSB
Growing faster (revenue YoY)
CXDO
CXDO
+0.8% gap
CXDO
11.2%
10.4%
RVSB
Higher net margin
RVSB
RVSB
3.1% more per $
RVSB
9.8%
6.7%
CXDO
Faster 2-yr revenue CAGR
RVSB
RVSB
Annualised
RVSB
24.6%
12.4%
CXDO

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
CXDO
CXDO
RVSB
RVSB
Revenue
$18.1M
$14.0M
Net Profit
$1.2M
$1.4M
Gross Margin
Operating Margin
6.3%
12.4%
Net Margin
6.7%
9.8%
Revenue YoY
11.2%
10.4%
Net Profit YoY
140.2%
11.8%
EPS (diluted)
$0.03
$0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CXDO
CXDO
RVSB
RVSB
Q4 25
$18.1M
$14.0M
Q3 25
$17.5M
$13.6M
Q2 25
$16.6M
$13.3M
Q1 25
$16.1M
$12.9M
Q4 24
$16.2M
$12.7M
Q3 24
$15.6M
$12.8M
Q2 24
$14.7M
$12.2M
Q1 24
$14.3M
$9.0M
Net Profit
CXDO
CXDO
RVSB
RVSB
Q4 25
$1.2M
$1.4M
Q3 25
$1.4M
$1.1M
Q2 25
$1.2M
$1.2M
Q1 25
$1.2M
$1.1M
Q4 24
$507.0K
$1.2M
Q3 24
$148.0K
$1.6M
Q2 24
$588.0K
$966.0K
Q1 24
$434.0K
$-3.0M
Operating Margin
CXDO
CXDO
RVSB
RVSB
Q4 25
6.3%
12.4%
Q3 25
7.5%
10.2%
Q2 25
6.7%
11.7%
Q1 25
7.2%
11.3%
Q4 24
3.9%
12.4%
Q3 24
0.9%
15.5%
Q2 24
3.9%
10.0%
Q1 24
3.4%
-47.5%
Net Margin
CXDO
CXDO
RVSB
RVSB
Q4 25
6.7%
9.8%
Q3 25
8.3%
8.1%
Q2 25
7.4%
9.2%
Q1 25
7.3%
8.9%
Q4 24
3.1%
9.7%
Q3 24
0.9%
12.2%
Q2 24
4.0%
7.9%
Q1 24
3.0%
-34.7%
EPS (diluted)
CXDO
CXDO
RVSB
RVSB
Q4 25
$0.03
$0.07
Q3 25
$0.05
$0.05
Q2 25
$0.04
$0.06
Q1 25
$0.04
$0.05
Q4 24
$0.03
$0.06
Q3 24
$0.00
$0.07
Q2 24
$0.02
$0.05
Q1 24
$0.01
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CXDO
CXDO
RVSB
RVSB
Cash + ST InvestmentsLiquidity on hand
$28.6M
Total DebtLower is stronger
$114.0K
Stockholders' EquityBook value
$63.8M
$164.2M
Total Assets
$77.7M
$1.5B
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CXDO
CXDO
RVSB
RVSB
Q4 25
$28.6M
Q3 25
$32.8M
Q2 25
$34.2M
Q1 25
$29.4M
Q4 24
$25.3M
Q3 24
$31.0M
Q2 24
$27.8M
Q1 24
$23.6M
Total Debt
CXDO
CXDO
RVSB
RVSB
Q4 25
$114.0K
Q3 25
$236.0K
Q2 25
$356.0K
Q1 25
$475.0K
Q4 24
$592.0K
Q3 24
$709.0K
Q2 24
$823.0K
Q1 24
$937.0K
Stockholders' Equity
CXDO
CXDO
RVSB
RVSB
Q4 25
$63.8M
$164.2M
Q3 25
$61.3M
$163.5M
Q2 25
$58.3M
$162.0M
Q1 25
$55.2M
$160.0M
Q4 24
$51.4M
$158.3M
Q3 24
$49.5M
$160.8M
Q2 24
$48.2M
$155.9M
Q1 24
$46.8M
$155.6M
Total Assets
CXDO
CXDO
RVSB
RVSB
Q4 25
$77.7M
$1.5B
Q3 25
$76.0M
$1.5B
Q2 25
$71.4M
$1.5B
Q1 25
$67.4M
$1.5B
Q4 24
$64.9M
$1.5B
Q3 24
$62.3M
$1.5B
Q2 24
$59.6M
$1.5B
Q1 24
$57.5M
$1.5B
Debt / Equity
CXDO
CXDO
RVSB
RVSB
Q4 25
0.00×
Q3 25
0.00×
Q2 25
0.01×
Q1 25
0.01×
Q4 24
0.01×
Q3 24
0.01×
Q2 24
0.02×
Q1 24
0.02×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CXDO
CXDO
RVSB
RVSB
Operating Cash FlowLast quarter
$2.3M
$-506.0K
Free Cash FlowOCF − Capex
$-736.0K
FCF MarginFCF / Revenue
-5.2%
Capex IntensityCapex / Revenue
0.0%
1.6%
Cash ConversionOCF / Net Profit
1.93×
-0.37×
TTM Free Cash FlowTrailing 4 quarters
$20.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CXDO
CXDO
RVSB
RVSB
Q4 25
$2.3M
$-506.0K
Q3 25
$4.4M
$16.8M
Q2 25
$1.3M
$-697.0K
Q1 25
$1.2M
$8.3M
Q4 24
$2.2M
$2.2M
Q3 24
$1.6M
$764.0K
Q2 24
$2.7M
$5.4M
Q1 24
$-166.0K
$12.8M
Free Cash Flow
CXDO
CXDO
RVSB
RVSB
Q4 25
$-736.0K
Q3 25
$16.4M
Q2 25
$1.3M
$-773.0K
Q1 25
$5.6M
Q4 24
$2.1M
$1.9M
Q3 24
$-1.4M
Q2 24
$5.3M
Q1 24
$7.1M
FCF Margin
CXDO
CXDO
RVSB
RVSB
Q4 25
-5.2%
Q3 25
120.1%
Q2 25
7.7%
-5.8%
Q1 25
43.1%
Q4 24
13.2%
15.0%
Q3 24
-11.3%
Q2 24
43.7%
Q1 24
79.0%
Capex Intensity
CXDO
CXDO
RVSB
RVSB
Q4 25
0.0%
1.6%
Q3 25
0.0%
2.9%
Q2 25
0.1%
0.6%
Q1 25
0.0%
21.0%
Q4 24
0.2%
2.4%
Q3 24
0.0%
17.3%
Q2 24
0.0%
0.9%
Q1 24
0.0%
62.0%
Cash Conversion
CXDO
CXDO
RVSB
RVSB
Q4 25
1.93×
-0.37×
Q3 25
3.05×
15.25×
Q2 25
1.05×
-0.57×
Q1 25
1.06×
7.20×
Q4 24
4.29×
1.79×
Q3 24
10.95×
0.49×
Q2 24
4.51×
5.63×
Q1 24
-0.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CXDO
CXDO

Services$8.6M48%
Software Solution Segment$8.3M46%
Products$1.1M6%

RVSB
RVSB

Segment breakdown not available.

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