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Side-by-side financial comparison of Crexendo, Inc. (CXDO) and UNITED SECURITY BANCSHARES (UBFO). Click either name above to swap in a different company.
Crexendo, Inc. is the larger business by last-quarter revenue ($18.1M vs $13.5M, roughly 1.3× UNITED SECURITY BANCSHARES). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs 6.7%, a 18.5% gap on every dollar of revenue. On growth, UNITED SECURITY BANCSHARES posted the faster year-over-year revenue change (13.6% vs 11.2%). Over the past eight quarters, Crexendo, Inc.'s revenue compounded faster (12.4% CAGR vs 3.0%).
Crexendo, Inc. is a U.S.-headquartered cloud communications technology provider. It delivers unified communications as a service (UCaaS), contact center solutions, business VoIP services, and collaborative work tools, primarily catering to small and medium-sized enterprises operating in the North American market.
United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.
CXDO vs UBFO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $18.1M | $13.5M |
| Net Profit | $1.2M | $3.4M |
| Gross Margin | — | — |
| Operating Margin | 6.3% | 31.5% |
| Net Margin | 6.7% | 25.2% |
| Revenue YoY | 11.2% | 13.6% |
| Net Profit YoY | 140.2% | 36.8% |
| EPS (diluted) | $0.03 | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $18.1M | $13.5M | ||
| Q3 25 | $17.5M | $14.0M | ||
| Q2 25 | $16.6M | $12.6M | ||
| Q1 25 | $16.1M | $13.7M | ||
| Q4 24 | $16.2M | $11.9M | ||
| Q3 24 | $15.6M | $13.8M | ||
| Q2 24 | $14.7M | $13.0M | ||
| Q1 24 | $14.3M | $12.8M |
| Q4 25 | $1.2M | $3.4M | ||
| Q3 25 | $1.4M | $4.0M | ||
| Q2 25 | $1.2M | $2.2M | ||
| Q1 25 | $1.2M | $2.7M | ||
| Q4 24 | $507.0K | $2.5M | ||
| Q3 24 | $148.0K | $3.8M | ||
| Q2 24 | $588.0K | $4.3M | ||
| Q1 24 | $434.0K | $4.2M |
| Q4 25 | 6.3% | 31.5% | ||
| Q3 25 | 7.5% | 40.3% | ||
| Q2 25 | 6.7% | 24.0% | ||
| Q1 25 | 7.2% | 27.5% | ||
| Q4 24 | 3.9% | 27.5% | ||
| Q3 24 | 0.9% | 37.1% | ||
| Q2 24 | 3.9% | 46.4% | ||
| Q1 24 | 3.4% | 45.9% |
| Q4 25 | 6.7% | 25.2% | ||
| Q3 25 | 8.3% | 28.7% | ||
| Q2 25 | 7.4% | 17.2% | ||
| Q1 25 | 7.3% | 19.6% | ||
| Q4 24 | 3.1% | 20.9% | ||
| Q3 24 | 0.9% | 27.7% | ||
| Q2 24 | 4.0% | 33.0% | ||
| Q1 24 | 3.0% | 32.6% |
| Q4 25 | $0.03 | $0.18 | ||
| Q3 25 | $0.05 | $0.23 | ||
| Q2 25 | $0.04 | $0.13 | ||
| Q1 25 | $0.04 | $0.16 | ||
| Q4 24 | $0.03 | $0.14 | ||
| Q3 24 | $0.00 | $0.22 | ||
| Q2 24 | $0.02 | $0.25 | ||
| Q1 24 | $0.01 | $0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $264.2M |
| Total DebtLower is stronger | $114.0K | — |
| Stockholders' EquityBook value | $63.8M | $139.7M |
| Total Assets | $77.7M | $1.2B |
| Debt / EquityLower = less leverage | 0.00× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $264.2M | ||
| Q3 25 | — | $211.1M | ||
| Q2 25 | — | $199.5M | ||
| Q1 25 | — | $198.4M | ||
| Q4 24 | — | $216.9M | ||
| Q3 24 | — | $216.8M | ||
| Q2 24 | — | $166.3M | ||
| Q1 24 | — | $168.6M |
| Q4 25 | $114.0K | — | ||
| Q3 25 | $236.0K | — | ||
| Q2 25 | $356.0K | — | ||
| Q1 25 | $475.0K | — | ||
| Q4 24 | $592.0K | — | ||
| Q3 24 | $709.0K | — | ||
| Q2 24 | $823.0K | — | ||
| Q1 24 | $937.0K | — |
| Q4 25 | $63.8M | $139.7M | ||
| Q3 25 | $61.3M | $137.4M | ||
| Q2 25 | $58.3M | $134.3M | ||
| Q1 25 | $55.2M | $132.9M | ||
| Q4 24 | $51.4M | $130.4M | ||
| Q3 24 | $49.5M | $132.9M | ||
| Q2 24 | $48.2M | $127.3M | ||
| Q1 24 | $46.8M | $124.2M |
| Q4 25 | $77.7M | $1.2B | ||
| Q3 25 | $76.0M | $1.2B | ||
| Q2 25 | $71.4M | $1.2B | ||
| Q1 25 | $67.4M | $1.2B | ||
| Q4 24 | $64.9M | $1.2B | ||
| Q3 24 | $62.3M | $1.3B | ||
| Q2 24 | $59.6M | $1.2B | ||
| Q1 24 | $57.5M | $1.2B |
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.01× | — | ||
| Q1 25 | 0.01× | — | ||
| Q4 24 | 0.01× | — | ||
| Q3 24 | 0.01× | — | ||
| Q2 24 | 0.02× | — | ||
| Q1 24 | 0.02× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $2.3M | $22.1M |
| Free Cash FlowOCF − Capex | — | $19.8M |
| FCF MarginFCF / Revenue | — | 146.0% |
| Capex IntensityCapex / Revenue | 0.0% | 16.8% |
| Cash ConversionOCF / Net Profit | 1.93× | 6.46× |
| TTM Free Cash FlowTrailing 4 quarters | — | $36.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.3M | $22.1M | ||
| Q3 25 | $4.4M | $7.0M | ||
| Q2 25 | $1.3M | $8.7M | ||
| Q1 25 | $1.2M | $3.0M | ||
| Q4 24 | $2.2M | $19.6M | ||
| Q3 24 | $1.6M | $5.4M | ||
| Q2 24 | $2.7M | $2.3M | ||
| Q1 24 | $-166.0K | $7.4M |
| Q4 25 | — | $19.8M | ||
| Q3 25 | — | $6.1M | ||
| Q2 25 | $1.3M | $8.1M | ||
| Q1 25 | — | $2.9M | ||
| Q4 24 | $2.1M | $18.6M | ||
| Q3 24 | — | $5.3M | ||
| Q2 24 | — | $2.0M | ||
| Q1 24 | — | $7.0M |
| Q4 25 | — | 146.0% | ||
| Q3 25 | — | 43.7% | ||
| Q2 25 | 7.7% | 64.3% | ||
| Q1 25 | — | 21.2% | ||
| Q4 24 | 13.2% | 156.0% | ||
| Q3 24 | — | 38.1% | ||
| Q2 24 | — | 15.5% | ||
| Q1 24 | — | 54.8% |
| Q4 25 | 0.0% | 16.8% | ||
| Q3 25 | 0.0% | 6.0% | ||
| Q2 25 | 0.1% | 4.6% | ||
| Q1 25 | 0.0% | 0.9% | ||
| Q4 24 | 0.2% | 8.7% | ||
| Q3 24 | 0.0% | 0.7% | ||
| Q2 24 | 0.0% | 2.2% | ||
| Q1 24 | 0.0% | 3.6% |
| Q4 25 | 1.93× | 6.46× | ||
| Q3 25 | 3.05× | 1.73× | ||
| Q2 25 | 1.05× | 4.01× | ||
| Q1 25 | 1.06× | 1.13× | ||
| Q4 24 | 4.29× | 7.87× | ||
| Q3 24 | 10.95× | 1.40× | ||
| Q2 24 | 4.51× | 0.54× | ||
| Q1 24 | -0.38× | 1.79× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CXDO
| Services | $8.6M | 48% |
| Software Solution Segment | $8.3M | 46% |
| Products | $1.1M | 6% |
UBFO
Segment breakdown not available.
