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Side-by-side financial comparison of Crexendo, Inc. (CXDO) and UNITY BANCORP INC (UNTY). Click either name above to swap in a different company.
UNITY BANCORP INC is the larger business by last-quarter revenue ($35.3M vs $18.1M, roughly 2.0× Crexendo, Inc.). UNITY BANCORP INC runs the higher net margin — 43.9% vs 6.7%, a 37.1% gap on every dollar of revenue. On growth, UNITY BANCORP INC posted the faster year-over-year revenue change (24.2% vs 11.2%). Over the past eight quarters, UNITY BANCORP INC's revenue compounded faster (17.5% CAGR vs 12.4%).
Crexendo, Inc. is a U.S.-headquartered cloud communications technology provider. It delivers unified communications as a service (UCaaS), contact center solutions, business VoIP services, and collaborative work tools, primarily catering to small and medium-sized enterprises operating in the North American market.
Unity Bancorp Inc is a New Jersey-headquartered financial holding company operating Unity Bank. It offers a full range of commercial and retail banking services including business loans, deposit products, mortgage services, and personal banking solutions, primarily serving small and medium-sized enterprises and individual consumers across local communities in New Jersey and eastern Pennsylvania.
CXDO vs UNTY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $18.1M | $35.3M |
| Net Profit | $1.2M | $15.5M |
| Gross Margin | — | — |
| Operating Margin | 6.3% | 55.8% |
| Net Margin | 6.7% | 43.9% |
| Revenue YoY | 11.2% | 24.2% |
| Net Profit YoY | 140.2% | 34.5% |
| EPS (diluted) | $0.03 | $1.52 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $18.1M | $35.3M | ||
| Q3 25 | $17.5M | $32.8M | ||
| Q2 25 | $16.6M | $34.4M | ||
| Q1 25 | $16.1M | $29.4M | ||
| Q4 24 | $16.2M | $28.4M | ||
| Q3 24 | $15.6M | $27.7M | ||
| Q2 24 | $14.7M | $25.5M | ||
| Q1 24 | $14.3M | $25.6M |
| Q4 25 | $1.2M | $15.5M | ||
| Q3 25 | $1.4M | $14.4M | ||
| Q2 25 | $1.2M | $16.5M | ||
| Q1 25 | $1.2M | $11.6M | ||
| Q4 24 | $507.0K | $11.5M | ||
| Q3 24 | $148.0K | $10.9M | ||
| Q2 24 | $588.0K | $9.5M | ||
| Q1 24 | $434.0K | $9.6M |
| Q4 25 | 6.3% | 55.8% | ||
| Q3 25 | 7.5% | 57.5% | ||
| Q2 25 | 6.7% | 62.6% | ||
| Q1 25 | 7.2% | 52.6% | ||
| Q4 24 | 3.9% | 51.0% | ||
| Q3 24 | 0.9% | 52.7% | ||
| Q2 24 | 3.9% | 49.3% | ||
| Q1 24 | 3.4% | 50.0% |
| Q4 25 | 6.7% | 43.9% | ||
| Q3 25 | 8.3% | 43.8% | ||
| Q2 25 | 7.4% | 48.0% | ||
| Q1 25 | 7.3% | 39.5% | ||
| Q4 24 | 3.1% | 40.5% | ||
| Q3 24 | 0.9% | 39.4% | ||
| Q2 24 | 4.0% | 37.1% | ||
| Q1 24 | 3.0% | 37.5% |
| Q4 25 | $0.03 | $1.52 | ||
| Q3 25 | $0.05 | $1.41 | ||
| Q2 25 | $0.04 | $1.61 | ||
| Q1 25 | $0.04 | $1.13 | ||
| Q4 24 | $0.03 | $1.13 | ||
| Q3 24 | $0.00 | $1.07 | ||
| Q2 24 | $0.02 | $0.92 | ||
| Q1 24 | $0.01 | $0.94 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | $114.0K | — |
| Stockholders' EquityBook value | $63.8M | $345.6M |
| Total Assets | $77.7M | $3.0B |
| Debt / EquityLower = less leverage | 0.00× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $114.0K | — | ||
| Q3 25 | $236.0K | — | ||
| Q2 25 | $356.0K | — | ||
| Q1 25 | $475.0K | — | ||
| Q4 24 | $592.0K | $230.8M | ||
| Q3 24 | $709.0K | — | ||
| Q2 24 | $823.0K | — | ||
| Q1 24 | $937.0K | — |
| Q4 25 | $63.8M | $345.6M | ||
| Q3 25 | $61.3M | $334.0M | ||
| Q2 25 | $58.3M | $319.8M | ||
| Q1 25 | $55.2M | $306.1M | ||
| Q4 24 | $51.4M | $295.6M | ||
| Q3 24 | $49.5M | $284.3M | ||
| Q2 24 | $48.2M | $273.4M | ||
| Q1 24 | $46.8M | $266.8M |
| Q4 25 | $77.7M | $3.0B | ||
| Q3 25 | $76.0M | $2.9B | ||
| Q2 25 | $71.4M | $2.9B | ||
| Q1 25 | $67.4M | $2.8B | ||
| Q4 24 | $64.9M | $2.7B | ||
| Q3 24 | $62.3M | $2.6B | ||
| Q2 24 | $59.6M | $2.6B | ||
| Q1 24 | $57.5M | $2.6B |
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.01× | — | ||
| Q1 25 | 0.01× | — | ||
| Q4 24 | 0.01× | 0.78× | ||
| Q3 24 | 0.01× | — | ||
| Q2 24 | 0.02× | — | ||
| Q1 24 | 0.02× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $2.3M | $44.9M |
| Free Cash FlowOCF − Capex | — | $44.3M |
| FCF MarginFCF / Revenue | — | 125.7% |
| Capex IntensityCapex / Revenue | 0.0% | 1.6% |
| Cash ConversionOCF / Net Profit | 1.93× | 2.90× |
| TTM Free Cash FlowTrailing 4 quarters | — | $81.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.3M | $44.9M | ||
| Q3 25 | $4.4M | $45.5M | ||
| Q2 25 | $1.3M | $-25.3M | ||
| Q1 25 | $1.2M | $17.9M | ||
| Q4 24 | $2.2M | $48.0M | ||
| Q3 24 | $1.6M | $17.7M | ||
| Q2 24 | $2.7M | $-8.4M | ||
| Q1 24 | $-166.0K | $15.8M |
| Q4 25 | — | $44.3M | ||
| Q3 25 | — | $45.3M | ||
| Q2 25 | $1.3M | $-25.5M | ||
| Q1 25 | — | $17.6M | ||
| Q4 24 | $2.1M | $47.3M | ||
| Q3 24 | — | $17.5M | ||
| Q2 24 | — | $-8.6M | ||
| Q1 24 | — | $15.7M |
| Q4 25 | — | 125.7% | ||
| Q3 25 | — | 138.1% | ||
| Q2 25 | 7.7% | -74.2% | ||
| Q1 25 | — | 59.9% | ||
| Q4 24 | 13.2% | 166.5% | ||
| Q3 24 | — | 63.3% | ||
| Q2 24 | — | -33.7% | ||
| Q1 24 | — | 61.4% |
| Q4 25 | 0.0% | 1.6% | ||
| Q3 25 | 0.0% | 0.7% | ||
| Q2 25 | 0.1% | 0.5% | ||
| Q1 25 | 0.0% | 1.0% | ||
| Q4 24 | 0.2% | 2.4% | ||
| Q3 24 | 0.0% | 0.5% | ||
| Q2 24 | 0.0% | 0.5% | ||
| Q1 24 | 0.0% | 0.3% |
| Q4 25 | 1.93× | 2.90× | ||
| Q3 25 | 3.05× | 3.16× | ||
| Q2 25 | 1.05× | -1.54× | ||
| Q1 25 | 1.06× | 1.54× | ||
| Q4 24 | 4.29× | 4.17× | ||
| Q3 24 | 10.95× | 1.62× | ||
| Q2 24 | 4.51× | -0.89× | ||
| Q1 24 | -0.38× | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CXDO
| Services | $8.6M | 48% |
| Software Solution Segment | $8.3M | 46% |
| Products | $1.1M | 6% |
UNTY
Segment breakdown not available.
