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Side-by-side financial comparison of Sprinklr, Inc. (CXM) and INTERNATIONAL BANCSHARES CORP (IBOC). Click either name above to swap in a different company.

Sprinklr, Inc. is the larger business by last-quarter revenue ($219.1M vs $217.7M, roughly 1.0× INTERNATIONAL BANCSHARES CORP). INTERNATIONAL BANCSHARES CORP runs the higher net margin — 62.3% vs 1.3%, a 61.0% gap on every dollar of revenue. On growth, Sprinklr, Inc. posted the faster year-over-year revenue change (9.2% vs 4.5%). INTERNATIONAL BANCSHARES CORP produced more free cash flow last quarter ($472.9M vs $19.8M). Over the past eight quarters, Sprinklr, Inc.'s revenue compounded faster (6.2% CAGR vs 2.8%).

Sprinklr is an American software company that develops a software as a service (SaaS) customer experience management (CXM) platform. The company's software, also called Sprinklr, combines different applications for social media marketing, social advertising, content management, collaboration, employee advocacy, customer care, social media research, and social media monitoring.

International Bancshares Corporation is a bank holding company based in Laredo, Texas whose primary subsidiary is International Bank of Commerce. Through its bank subsidiaries, it has 217 banking offices and 315 automated teller machines serving 88 communities in the U.S. states of Texas and Oklahoma.

CXM vs IBOC — Head-to-Head

Bigger by revenue
CXM
CXM
1.0× larger
CXM
$219.1M
$217.7M
IBOC
Growing faster (revenue YoY)
CXM
CXM
+4.6% gap
CXM
9.2%
4.5%
IBOC
Higher net margin
IBOC
IBOC
61.0% more per $
IBOC
62.3%
1.3%
CXM
More free cash flow
IBOC
IBOC
$453.2M more FCF
IBOC
$472.9M
$19.8M
CXM
Faster 2-yr revenue CAGR
CXM
CXM
Annualised
CXM
6.2%
2.8%
IBOC

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
CXM
CXM
IBOC
IBOC
Revenue
$219.1M
$217.7M
Net Profit
$2.9M
$106.9M
Gross Margin
66.4%
Operating Margin
5.3%
62.8%
Net Margin
1.3%
62.3%
Revenue YoY
9.2%
4.5%
Net Profit YoY
-72.2%
-7.1%
EPS (diluted)
$0.01
$1.71

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CXM
CXM
IBOC
IBOC
Q4 25
$219.1M
$217.7M
Q3 25
$212.0M
$218.1M
Q2 25
$205.5M
$208.2M
Q1 25
$202.5M
$198.2M
Q4 24
$200.7M
$208.3M
Q3 24
$197.2M
$211.8M
Q2 24
$196.0M
$207.8M
Q1 24
$194.2M
$205.8M
Net Profit
CXM
CXM
IBOC
IBOC
Q4 25
$2.9M
$106.9M
Q3 25
$12.6M
$108.4M
Q2 25
$-1.6M
$100.1M
Q1 25
$98.7M
$96.9M
Q4 24
$10.5M
$115.1M
Q3 24
$1.8M
$99.8M
Q2 24
$10.6M
$97.0M
Q1 24
$21.1M
$97.3M
Gross Margin
CXM
CXM
IBOC
IBOC
Q4 25
66.4%
Q3 25
68.2%
Q2 25
69.5%
Q1 25
71.0%
Q4 24
71.2%
Q3 24
72.6%
Q2 24
73.9%
Q1 24
75.5%
Operating Margin
CXM
CXM
IBOC
IBOC
Q4 25
5.3%
62.8%
Q3 25
7.7%
62.6%
Q2 25
-0.9%
60.5%
Q1 25
5.2%
61.1%
Q4 24
3.9%
64.2%
Q3 24
-0.0%
60.0%
Q2 24
2.9%
60.1%
Q1 24
9.5%
59.9%
Net Margin
CXM
CXM
IBOC
IBOC
Q4 25
1.3%
62.3%
Q3 25
5.9%
49.7%
Q2 25
-0.8%
48.1%
Q1 25
48.7%
48.9%
Q4 24
5.2%
71.5%
Q3 24
0.9%
47.1%
Q2 24
5.4%
46.7%
Q1 24
10.9%
47.3%
EPS (diluted)
CXM
CXM
IBOC
IBOC
Q4 25
$0.01
$1.71
Q3 25
$0.05
$1.74
Q2 25
$-0.01
$1.61
Q1 25
$0.35
$1.56
Q4 24
$0.04
$1.85
Q3 24
$0.01
$1.60
Q2 24
$0.04
$1.56
Q1 24
$0.07
$1.56

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CXM
CXM
IBOC
IBOC
Cash + ST InvestmentsLiquidity on hand
$189.6M
$5.5B
Total DebtLower is stronger
Stockholders' EquityBook value
$558.1M
$3.3B
Total Assets
$1.1B
$16.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CXM
CXM
IBOC
IBOC
Q4 25
$189.6M
$5.5B
Q3 25
$125.4M
$5.6B
Q2 25
$126.4M
$5.8B
Q1 25
$145.3M
$5.6B
Q4 24
$93.2M
$5.4B
Q3 24
$119.1M
$5.8B
Q2 24
$126.8M
$5.7B
Q1 24
$164.0M
$5.7B
Stockholders' Equity
CXM
CXM
IBOC
IBOC
Q4 25
$558.1M
$3.3B
Q3 25
$543.4M
$3.1B
Q2 25
$639.8M
$3.0B
Q1 25
$612.1M
$2.9B
Q4 24
$497.0M
$2.8B
Q3 24
$469.0M
$2.7B
Q2 24
$610.9M
$2.6B
Q1 24
$679.7M
$2.5B
Total Assets
CXM
CXM
IBOC
IBOC
Q4 25
$1.1B
$16.6B
Q3 25
$1.1B
$16.6B
Q2 25
$1.2B
$16.5B
Q1 25
$1.2B
$16.3B
Q4 24
$970.3M
$15.7B
Q3 24
$983.8M
$15.9B
Q2 24
$1.1B
$15.5B
Q1 24
$1.2B
$15.4B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CXM
CXM
IBOC
IBOC
Operating Cash FlowLast quarter
$20.0M
$491.1M
Free Cash FlowOCF − Capex
$19.8M
$472.9M
FCF MarginFCF / Revenue
9.0%
217.2%
Capex IntensityCapex / Revenue
0.1%
8.3%
Cash ConversionOCF / Net Profit
6.87×
4.59×
TTM Free Cash FlowTrailing 4 quarters
$142.3M
$809.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CXM
CXM
IBOC
IBOC
Q4 25
$20.0M
$491.1M
Q3 25
$34.8M
$115.2M
Q2 25
$83.8M
$95.5M
Q1 25
$5.4M
$140.5M
Q4 24
$9.2M
$473.9M
Q3 24
$21.3M
$116.5M
Q2 24
$41.7M
$107.2M
Q1 24
$17.3M
$135.4M
Free Cash Flow
CXM
CXM
IBOC
IBOC
Q4 25
$19.8M
$472.9M
Q3 25
$34.4M
$112.2M
Q2 25
$83.5M
$91.6M
Q1 25
$4.6M
$133.1M
Q4 24
$8.2M
$459.8M
Q3 24
$19.8M
$109.6M
Q2 24
$39.2M
$104.9M
Q1 24
$15.2M
$128.9M
FCF Margin
CXM
CXM
IBOC
IBOC
Q4 25
9.0%
217.2%
Q3 25
16.2%
51.5%
Q2 25
40.6%
44.0%
Q1 25
2.3%
67.1%
Q4 24
4.1%
220.8%
Q3 24
10.1%
51.7%
Q2 24
20.0%
50.5%
Q1 24
7.9%
62.6%
Capex Intensity
CXM
CXM
IBOC
IBOC
Q4 25
0.1%
8.3%
Q3 25
0.2%
1.3%
Q2 25
0.1%
1.9%
Q1 25
0.4%
3.7%
Q4 24
0.5%
6.8%
Q3 24
0.8%
3.3%
Q2 24
1.3%
1.1%
Q1 24
1.1%
3.2%
Cash Conversion
CXM
CXM
IBOC
IBOC
Q4 25
6.87×
4.59×
Q3 25
2.76×
1.06×
Q2 25
0.95×
Q1 25
0.05×
1.45×
Q4 24
0.88×
4.12×
Q3 24
11.58×
1.17×
Q2 24
3.92×
1.11×
Q1 24
0.82×
1.39×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CXM
CXM

License And Service$190.3M87%
Professional Services$28.8M13%

IBOC
IBOC

Segment breakdown not available.

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