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Side-by-side financial comparison of CITIZENS FINANCIAL SERVICES INC (CZFS) and RHYTHM PHARMACEUTICALS, INC. (RYTM). Click either name above to swap in a different company.

RHYTHM PHARMACEUTICALS, INC. is the larger business by last-quarter revenue ($57.3M vs $29.6M, roughly 1.9× CITIZENS FINANCIAL SERVICES INC). CITIZENS FINANCIAL SERVICES INC runs the higher net margin — 35.4% vs -83.0%, a 118.4% gap on every dollar of revenue. On growth, RHYTHM PHARMACEUTICALS, INC. posted the faster year-over-year revenue change (36.9% vs 13.0%). Over the past eight quarters, RHYTHM PHARMACEUTICALS, INC.'s revenue compounded faster (48.5% CAGR vs 6.9%).

Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

Rhythm Pharmaceuticals is a biopharmaceutical firm focused on developing and commercializing targeted therapies for rare genetic disorders causing severe unmanageable obesity, including POMC deficiency, LEPR deficiency, and Bardet-Biedl syndrome. It serves patients in North America and Europe who lack effective standard treatments for their chronic life-altering conditions.

CZFS vs RYTM — Head-to-Head

Bigger by revenue
RYTM
RYTM
1.9× larger
RYTM
$57.3M
$29.6M
CZFS
Growing faster (revenue YoY)
RYTM
RYTM
+23.9% gap
RYTM
36.9%
13.0%
CZFS
Higher net margin
CZFS
CZFS
118.4% more per $
CZFS
35.4%
-83.0%
RYTM
Faster 2-yr revenue CAGR
RYTM
RYTM
Annualised
RYTM
48.5%
6.9%
CZFS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CZFS
CZFS
RYTM
RYTM
Revenue
$29.6M
$57.3M
Net Profit
$10.5M
$-47.5M
Gross Margin
91.6%
Operating Margin
44.2%
-82.2%
Net Margin
35.4%
-83.0%
Revenue YoY
13.0%
36.9%
Net Profit YoY
31.3%
-9.6%
EPS (diluted)
$2.17
$-0.73

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CZFS
CZFS
RYTM
RYTM
Q4 25
$29.6M
$57.3M
Q3 25
$29.0M
$51.3M
Q2 25
$27.3M
$48.5M
Q1 25
$26.4M
$32.7M
Q4 24
$26.2M
$41.8M
Q3 24
$25.1M
$33.3M
Q2 24
$24.6M
$29.1M
Q1 24
$25.9M
$26.0M
Net Profit
CZFS
CZFS
RYTM
RYTM
Q4 25
$10.5M
$-47.5M
Q3 25
$10.0M
$-52.9M
Q2 25
$8.5M
$-46.6M
Q1 25
$7.6M
$-49.5M
Q4 24
$8.0M
$-43.3M
Q3 24
$7.5M
$-43.6M
Q2 24
$5.3M
$-32.3M
Q1 24
$7.0M
$-141.4M
Gross Margin
CZFS
CZFS
RYTM
RYTM
Q4 25
91.6%
Q3 25
89.3%
Q2 25
88.6%
Q1 25
88.8%
Q4 24
90.9%
Q3 24
88.5%
Q2 24
89.9%
Q1 24
89.2%
Operating Margin
CZFS
CZFS
RYTM
RYTM
Q4 25
44.2%
-82.2%
Q3 25
42.6%
-102.6%
Q2 25
38.1%
-93.4%
Q1 25
35.5%
-143.7%
Q4 24
37.2%
-98.6%
Q3 24
36.9%
-132.0%
Q2 24
25.9%
-139.2%
Q1 24
32.8%
-538.7%
Net Margin
CZFS
CZFS
RYTM
RYTM
Q4 25
35.4%
-83.0%
Q3 25
34.5%
-103.1%
Q2 25
31.0%
-96.1%
Q1 25
28.8%
-151.4%
Q4 24
30.5%
-103.6%
Q3 24
30.0%
-131.2%
Q2 24
21.4%
-110.9%
Q1 24
27.1%
-544.4%
EPS (diluted)
CZFS
CZFS
RYTM
RYTM
Q4 25
$2.17
$-0.73
Q3 25
$2.09
$-0.82
Q2 25
$1.76
$-0.75
Q1 25
$1.60
$-0.81
Q4 24
$1.64
$-0.71
Q3 24
$1.57
$-0.73
Q2 24
$1.10
$-0.55
Q1 24
$1.48
$-2.35

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CZFS
CZFS
RYTM
RYTM
Cash + ST InvestmentsLiquidity on hand
$34.3M
$388.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$338.1M
$139.1M
Total Assets
$3.1B
$480.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CZFS
CZFS
RYTM
RYTM
Q4 25
$34.3M
$388.9M
Q3 25
$31.1M
$416.1M
Q2 25
$49.5M
$291.0M
Q1 25
$36.8M
$314.5M
Q4 24
$42.2M
$320.6M
Q3 24
$36.8M
$298.4M
Q2 24
$38.4M
$319.1M
Q1 24
$29.6M
$201.2M
Stockholders' Equity
CZFS
CZFS
RYTM
RYTM
Q4 25
$338.1M
$139.1M
Q3 25
$327.7M
$148.8M
Q2 25
$313.7M
$-11.9M
Q1 25
$308.3M
$18.9M
Q4 24
$299.7M
$21.7M
Q3 24
$298.7M
$11.2M
Q2 24
$286.5M
$39.3M
Q1 24
$282.7M
$61.6M
Total Assets
CZFS
CZFS
RYTM
RYTM
Q4 25
$3.1B
$480.2M
Q3 25
$3.1B
$506.9M
Q2 25
$3.0B
$372.7M
Q1 25
$3.0B
$386.7M
Q4 24
$3.0B
$392.3M
Q3 24
$3.0B
$363.6M
Q2 24
$2.9B
$381.8M
Q1 24
$2.9B
$258.7M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CZFS
CZFS
RYTM
RYTM
Operating Cash FlowLast quarter
$36.5M
$-25.4M
Free Cash FlowOCF − Capex
$35.2M
FCF MarginFCF / Revenue
119.0%
Capex IntensityCapex / Revenue
4.4%
Cash ConversionOCF / Net Profit
3.49×
TTM Free Cash FlowTrailing 4 quarters
$53.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CZFS
CZFS
RYTM
RYTM
Q4 25
$36.5M
$-25.4M
Q3 25
$2.9M
$-26.6M
Q2 25
$6.0M
$-23.3M
Q1 25
$10.9M
$-40.4M
Q4 24
$33.2M
$-18.8M
Q3 24
$6.2M
$-25.2M
Q2 24
$3.0M
$-29.1M
Q1 24
$13.5M
$-40.7M
Free Cash Flow
CZFS
CZFS
RYTM
RYTM
Q4 25
$35.2M
Q3 25
$2.7M
Q2 25
$5.5M
Q1 25
$10.4M
Q4 24
$31.9M
Q3 24
$5.6M
Q2 24
$2.9M
Q1 24
$13.4M
FCF Margin
CZFS
CZFS
RYTM
RYTM
Q4 25
119.0%
Q3 25
9.4%
Q2 25
20.1%
Q1 25
39.2%
Q4 24
121.6%
Q3 24
22.3%
Q2 24
11.8%
Q1 24
51.5%
Capex Intensity
CZFS
CZFS
RYTM
RYTM
Q4 25
4.4%
Q3 25
0.5%
Q2 25
1.8%
Q1 25
2.2%
Q4 24
5.0%
Q3 24
2.5%
Q2 24
0.5%
Q1 24
0.4%
Cash Conversion
CZFS
CZFS
RYTM
RYTM
Q4 25
3.49×
Q3 25
0.29×
Q2 25
0.71×
Q1 25
1.44×
Q4 24
4.16×
Q3 24
0.83×
Q2 24
0.57×
Q1 24
1.92×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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