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Side-by-side financial comparison of CITIZENS & NORTHERN CORP (CZNC) and MP Materials Corp. (MP). Click either name above to swap in a different company.

MP Materials Corp. is the larger business by last-quarter revenue ($52.7M vs $36.9M, roughly 1.4× CITIZENS & NORTHERN CORP). MP Materials Corp. runs the higher net margin — 17.9% vs 12.1%, a 5.8% gap on every dollar of revenue. On growth, CITIZENS & NORTHERN CORP posted the faster year-over-year revenue change (31.6% vs -13.6%). CITIZENS & NORTHERN CORP produced more free cash flow last quarter ($30.1M vs $-109.3M). Over the past eight quarters, CITIZENS & NORTHERN CORP's revenue compounded faster (19.7% CAGR vs 4.0%).

Northern Trust Corporation is an American financial services company headquartered in Chicago, Illinois, that caters to corporations, institutional investors, and ultra high net worth individuals. Northern Trust is one of the largest banking institutions in the United States and one of the oldest banks in continuous operation. As of December 31, 2025, it had $1.8 trillion in assets under management and $14.9 trillion in assets under custody. Northern Trust Corporation is incorporated in Delaw...

MP Materials Corp. is a U.S.-based producer of rare earth materials. The company owns and operates the Mountain Pass mine in California, the only active rare earth mining and processing facility in the Western Hemisphere, producing essential materials for electric vehicles, wind turbines, and defense applications.

CZNC vs MP — Head-to-Head

Bigger by revenue
MP
MP
1.4× larger
MP
$52.7M
$36.9M
CZNC
Growing faster (revenue YoY)
CZNC
CZNC
+45.2% gap
CZNC
31.6%
-13.6%
MP
Higher net margin
MP
MP
5.8% more per $
MP
17.9%
12.1%
CZNC
More free cash flow
CZNC
CZNC
$139.4M more FCF
CZNC
$30.1M
$-109.3M
MP
Faster 2-yr revenue CAGR
CZNC
CZNC
Annualised
CZNC
19.7%
4.0%
MP

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CZNC
CZNC
MP
MP
Revenue
$36.9M
$52.7M
Net Profit
$4.5M
$9.4M
Gross Margin
Operating Margin
14.6%
-7.0%
Net Margin
12.1%
17.9%
Revenue YoY
31.6%
-13.6%
Net Profit YoY
-45.4%
142.2%
EPS (diluted)
$0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CZNC
CZNC
MP
MP
Q4 25
$36.9M
$52.7M
Q3 25
$29.6M
$53.6M
Q2 25
$29.3M
$57.4M
Q1 25
$27.0M
$60.8M
Q4 24
$28.0M
$61.0M
Q3 24
$27.3M
$62.9M
Q2 24
$27.3M
$31.3M
Q1 24
$25.7M
$48.7M
Net Profit
CZNC
CZNC
MP
MP
Q4 25
$4.5M
$9.4M
Q3 25
$6.6M
$-41.8M
Q2 25
$6.1M
$-30.9M
Q1 25
$6.3M
$-22.6M
Q4 24
$8.2M
$-22.3M
Q3 24
$6.4M
$-25.5M
Q2 24
$6.1M
$-34.1M
Q1 24
$5.3M
$16.5M
Operating Margin
CZNC
CZNC
MP
MP
Q4 25
14.6%
-7.0%
Q3 25
27.1%
-125.2%
Q2 25
25.7%
-76.5%
Q1 25
28.6%
-57.2%
Q4 24
36.1%
-72.1%
Q3 24
28.6%
-62.8%
Q2 24
27.4%
-171.1%
Q1 24
25.1%
-66.6%
Net Margin
CZNC
CZNC
MP
MP
Q4 25
12.1%
17.9%
Q3 25
22.2%
-78.0%
Q2 25
20.9%
-53.8%
Q1 25
23.3%
-37.2%
Q4 24
29.2%
-36.6%
Q3 24
23.3%
-40.5%
Q2 24
22.4%
-108.9%
Q1 24
20.6%
33.9%
EPS (diluted)
CZNC
CZNC
MP
MP
Q4 25
$0.07
Q3 25
$0.42
$-0.24
Q2 25
$0.40
$-0.19
Q1 25
$0.41
$-0.14
Q4 24
$0.53
$-0.12
Q3 24
$0.41
$-0.16
Q2 24
$0.40
$-0.21
Q1 24
$0.35
$-0.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CZNC
CZNC
MP
MP
Cash + ST InvestmentsLiquidity on hand
$46.1M
$1.2B
Total DebtLower is stronger
$998.7M
Stockholders' EquityBook value
$341.7M
$2.0B
Total Assets
$3.1B
$3.9B
Debt / EquityLower = less leverage
0.50×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CZNC
CZNC
MP
MP
Q4 25
$46.1M
$1.2B
Q3 25
$123.1M
$1.1B
Q2 25
$99.6M
$261.5M
Q1 25
$114.7M
$198.3M
Q4 24
$126.2M
$282.4M
Q3 24
$184.2M
$284.4M
Q2 24
$100.4M
$295.6M
Q1 24
$46.4M
$296.5M
Total Debt
CZNC
CZNC
MP
MP
Q4 25
$998.7M
Q3 25
$997.3M
Q2 25
$910.8M
Q1 25
$909.8M
Q4 24
$908.7M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CZNC
CZNC
MP
MP
Q4 25
$341.7M
$2.0B
Q3 25
$294.0M
$2.0B
Q2 25
$286.4M
$1.0B
Q1 25
$281.8M
$1.0B
Q4 24
$275.3M
$1.1B
Q3 24
$277.3M
$1.1B
Q2 24
$263.2M
$1.1B
Q1 24
$261.7M
$1.1B
Total Assets
CZNC
CZNC
MP
MP
Q4 25
$3.1B
$3.9B
Q3 25
$2.7B
$3.8B
Q2 25
$2.6B
$2.3B
Q1 25
$2.6B
$2.4B
Q4 24
$2.6B
$2.3B
Q3 24
$2.7B
$2.3B
Q2 24
$2.6B
$2.4B
Q1 24
$2.5B
$2.4B
Debt / Equity
CZNC
CZNC
MP
MP
Q4 25
0.50×
Q3 25
0.51×
Q2 25
0.90×
Q1 25
0.88×
Q4 24
0.86×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CZNC
CZNC
MP
MP
Operating Cash FlowLast quarter
$32.0M
$-46.9M
Free Cash FlowOCF − Capex
$30.1M
$-109.3M
FCF MarginFCF / Revenue
81.6%
-207.4%
Capex IntensityCapex / Revenue
5.2%
118.5%
Cash ConversionOCF / Net Profit
7.17×
-4.97×
TTM Free Cash FlowTrailing 4 quarters
$50.1M
$-328.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CZNC
CZNC
MP
MP
Q4 25
$32.0M
$-46.9M
Q3 25
$11.3M
$-42.0M
Q2 25
$8.5M
$-3.7M
Q1 25
$1.6M
$-63.2M
Q4 24
$33.0M
$30.5M
Q3 24
$6.6M
$-6.8M
Q2 24
$8.6M
$30.8M
Q1 24
$5.7M
$-41.1M
Free Cash Flow
CZNC
CZNC
MP
MP
Q4 25
$30.1M
$-109.3M
Q3 25
$10.9M
$-92.5M
Q2 25
$8.0M
$-32.7M
Q1 25
$1.0M
$-93.7M
Q4 24
$31.1M
$-11.2M
Q3 24
$6.4M
$-53.3M
Q2 24
$8.0M
$-15.6M
Q1 24
$5.0M
$-93.0M
FCF Margin
CZNC
CZNC
MP
MP
Q4 25
81.6%
-207.4%
Q3 25
36.9%
-172.8%
Q2 25
27.4%
-56.9%
Q1 25
3.9%
-154.0%
Q4 24
111.1%
-18.3%
Q3 24
23.6%
-84.7%
Q2 24
29.2%
-50.1%
Q1 24
19.4%
-191.0%
Capex Intensity
CZNC
CZNC
MP
MP
Q4 25
5.2%
118.5%
Q3 25
1.4%
94.3%
Q2 25
1.7%
50.5%
Q1 25
2.0%
50.1%
Q4 24
6.8%
68.3%
Q3 24
0.5%
73.8%
Q2 24
2.4%
148.7%
Q1 24
2.9%
106.5%
Cash Conversion
CZNC
CZNC
MP
MP
Q4 25
7.17×
-4.97×
Q3 25
1.73×
Q2 25
1.39×
Q1 25
0.25×
Q4 24
4.04×
Q3 24
1.04×
Q2 24
1.41×
Q1 24
1.08×
-2.49×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CZNC
CZNC

Segment breakdown not available.

MP
MP

Materials Segment$35.6M68%
Other$17.1M32%

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