vs

Side-by-side financial comparison of CITIZENS & NORTHERN CORP (CZNC) and ATRenew Inc. (RERE). Click either name above to swap in a different company.

ATRenew Inc. is the larger business by last-quarter revenue ($43.2M vs $36.9M, roughly 1.2× CITIZENS & NORTHERN CORP). ATRenew Inc. runs the higher net margin — 16.9% vs 12.1%, a 4.8% gap on every dollar of revenue.

Northern Trust Corporation is an American financial services company headquartered in Chicago, Illinois, that caters to corporations, institutional investors, and ultra high net worth individuals. Northern Trust is one of the largest banking institutions in the United States and one of the oldest banks in continuous operation. As of December 31, 2025, it had $1.8 trillion in assets under management and $14.9 trillion in assets under custody. Northern Trust Corporation is incorporated in Delaw...

ATRenew Inc. operates a leading pre-owned consumer electronics transaction and servicing ecosystem primarily in China. Its core services include end-to-end device recycling, professional quality inspection, certified refurbishment, and resale of smartphones, laptops, tablets and other digital products, serving both individual consumers and enterprise clients across domestic and select Southeast Asian markets.

CZNC vs RERE — Head-to-Head

Bigger by revenue
RERE
RERE
1.2× larger
RERE
$43.2M
$36.9M
CZNC
Higher net margin
RERE
RERE
4.8% more per $
RERE
16.9%
12.1%
CZNC

Income Statement — Q4 FY2025 vs Q1 FY2023

Metric
CZNC
CZNC
RERE
RERE
Revenue
$36.9M
$43.2M
Net Profit
$4.5M
$7.3M
Gross Margin
Operating Margin
14.6%
Net Margin
12.1%
16.9%
Revenue YoY
31.6%
Net Profit YoY
-45.4%
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CZNC
CZNC
RERE
RERE
Q4 25
$36.9M
Q3 25
$29.6M
Q2 25
$29.3M
Q1 25
$27.0M
Q4 24
$28.0M
Q3 24
$27.3M
Q2 24
$27.3M
Q1 24
$25.7M
Net Profit
CZNC
CZNC
RERE
RERE
Q4 25
$4.5M
Q3 25
$6.6M
Q2 25
$6.1M
Q1 25
$6.3M
Q4 24
$8.2M
Q3 24
$6.4M
Q2 24
$6.1M
Q1 24
$5.3M
Operating Margin
CZNC
CZNC
RERE
RERE
Q4 25
14.6%
Q3 25
27.1%
Q2 25
25.7%
Q1 25
28.6%
Q4 24
36.1%
Q3 24
28.6%
Q2 24
27.4%
Q1 24
25.1%
Net Margin
CZNC
CZNC
RERE
RERE
Q4 25
12.1%
Q3 25
22.2%
Q2 25
20.9%
Q1 25
23.3%
Q4 24
29.2%
Q3 24
23.3%
Q2 24
22.4%
Q1 24
20.6%
EPS (diluted)
CZNC
CZNC
RERE
RERE
Q4 25
Q3 25
$0.42
Q2 25
$0.40
Q1 25
$0.41
Q4 24
$0.53
Q3 24
$0.41
Q2 24
$0.40
Q1 24
$0.35

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CZNC
CZNC
RERE
RERE
Cash + ST InvestmentsLiquidity on hand
$46.1M
$228.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$341.7M
$557.1M
Total Assets
$3.1B
$722.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CZNC
CZNC
RERE
RERE
Q4 25
$46.1M
Q3 25
$123.1M
Q2 25
$99.6M
Q1 25
$114.7M
Q4 24
$126.2M
Q3 24
$184.2M
Q2 24
$100.4M
Q1 24
$46.4M
Stockholders' Equity
CZNC
CZNC
RERE
RERE
Q4 25
$341.7M
Q3 25
$294.0M
Q2 25
$286.4M
Q1 25
$281.8M
Q4 24
$275.3M
Q3 24
$277.3M
Q2 24
$263.2M
Q1 24
$261.7M
Total Assets
CZNC
CZNC
RERE
RERE
Q4 25
$3.1B
Q3 25
$2.7B
Q2 25
$2.6B
Q1 25
$2.6B
Q4 24
$2.6B
Q3 24
$2.7B
Q2 24
$2.6B
Q1 24
$2.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CZNC
CZNC
RERE
RERE
Operating Cash FlowLast quarter
$32.0M
Free Cash FlowOCF − Capex
$30.1M
FCF MarginFCF / Revenue
81.6%
Capex IntensityCapex / Revenue
5.2%
Cash ConversionOCF / Net Profit
7.17×
TTM Free Cash FlowTrailing 4 quarters
$50.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CZNC
CZNC
RERE
RERE
Q4 25
$32.0M
Q3 25
$11.3M
Q2 25
$8.5M
Q1 25
$1.6M
Q4 24
$33.0M
Q3 24
$6.6M
Q2 24
$8.6M
Q1 24
$5.7M
Free Cash Flow
CZNC
CZNC
RERE
RERE
Q4 25
$30.1M
Q3 25
$10.9M
Q2 25
$8.0M
Q1 25
$1.0M
Q4 24
$31.1M
Q3 24
$6.4M
Q2 24
$8.0M
Q1 24
$5.0M
FCF Margin
CZNC
CZNC
RERE
RERE
Q4 25
81.6%
Q3 25
36.9%
Q2 25
27.4%
Q1 25
3.9%
Q4 24
111.1%
Q3 24
23.6%
Q2 24
29.2%
Q1 24
19.4%
Capex Intensity
CZNC
CZNC
RERE
RERE
Q4 25
5.2%
Q3 25
1.4%
Q2 25
1.7%
Q1 25
2.0%
Q4 24
6.8%
Q3 24
0.5%
Q2 24
2.4%
Q1 24
2.9%
Cash Conversion
CZNC
CZNC
RERE
RERE
Q4 25
7.17×
Q3 25
1.73×
Q2 25
1.39×
Q1 25
0.25×
Q4 24
4.04×
Q3 24
1.04×
Q2 24
1.41×
Q1 24
1.08×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons