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Side-by-side financial comparison of CITIZENS & NORTHERN CORP (CZNC) and RMR GROUP INC. (RMR). Click either name above to swap in a different company.
RMR GROUP INC. is the larger business by last-quarter revenue ($66.7M vs $36.9M, roughly 1.8× CITIZENS & NORTHERN CORP). RMR GROUP INC. runs the higher net margin — 18.3% vs 12.1%, a 6.2% gap on every dollar of revenue. On growth, RMR GROUP INC. posted the faster year-over-year revenue change (40.8% vs 31.6%).
Northern Trust Corporation is an American financial services company headquartered in Chicago, Illinois, that caters to corporations, institutional investors, and ultra high net worth individuals. Northern Trust is one of the largest banking institutions in the United States and one of the oldest banks in continuous operation. As of December 31, 2025, it had $1.8 trillion in assets under management and $14.9 trillion in assets under custody. Northern Trust Corporation is incorporated in Delaw...
RMR Group Inc. is a U.S.-headquartered alternative asset management firm specializing in real estate and real estate-related investments. It operates across commercial property, residential real estate, and infrastructure segments, serving institutional investors, high-net-worth individuals, and retail clients across key global markets.
CZNC vs RMR — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $36.9M | $66.7M |
| Net Profit | $4.5M | $12.2M |
| Gross Margin | — | — |
| Operating Margin | 14.6% | 48.1% |
| Net Margin | 12.1% | 18.3% |
| Revenue YoY | 31.6% | 40.8% |
| Net Profit YoY | -45.4% | 91.1% |
| EPS (diluted) | — | $0.71 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $36.9M | $66.7M | ||
| Q3 25 | $29.6M | — | ||
| Q2 25 | $29.3M | — | ||
| Q1 25 | $27.0M | — | ||
| Q4 24 | $28.0M | — | ||
| Q3 24 | $27.3M | — | ||
| Q2 24 | $27.3M | — | ||
| Q1 24 | $25.7M | — |
| Q4 25 | $4.5M | $12.2M | ||
| Q3 25 | $6.6M | — | ||
| Q2 25 | $6.1M | — | ||
| Q1 25 | $6.3M | — | ||
| Q4 24 | $8.2M | — | ||
| Q3 24 | $6.4M | — | ||
| Q2 24 | $6.1M | — | ||
| Q1 24 | $5.3M | — |
| Q4 25 | 14.6% | 48.1% | ||
| Q3 25 | 27.1% | — | ||
| Q2 25 | 25.7% | — | ||
| Q1 25 | 28.6% | — | ||
| Q4 24 | 36.1% | — | ||
| Q3 24 | 28.6% | — | ||
| Q2 24 | 27.4% | — | ||
| Q1 24 | 25.1% | — |
| Q4 25 | 12.1% | 18.3% | ||
| Q3 25 | 22.2% | — | ||
| Q2 25 | 20.9% | — | ||
| Q1 25 | 23.3% | — | ||
| Q4 24 | 29.2% | — | ||
| Q3 24 | 23.3% | — | ||
| Q2 24 | 22.4% | — | ||
| Q1 24 | 20.6% | — |
| Q4 25 | — | $0.71 | ||
| Q3 25 | $0.42 | — | ||
| Q2 25 | $0.40 | — | ||
| Q1 25 | $0.41 | — | ||
| Q4 24 | $0.53 | — | ||
| Q3 24 | $0.41 | — | ||
| Q2 24 | $0.40 | — | ||
| Q1 24 | $0.35 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $46.1M | $49.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $341.7M | $232.7M |
| Total Assets | $3.1B | $687.1M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $46.1M | $49.3M | ||
| Q3 25 | $123.1M | — | ||
| Q2 25 | $99.6M | — | ||
| Q1 25 | $114.7M | — | ||
| Q4 24 | $126.2M | — | ||
| Q3 24 | $184.2M | — | ||
| Q2 24 | $100.4M | — | ||
| Q1 24 | $46.4M | — |
| Q4 25 | $341.7M | $232.7M | ||
| Q3 25 | $294.0M | — | ||
| Q2 25 | $286.4M | — | ||
| Q1 25 | $281.8M | — | ||
| Q4 24 | $275.3M | — | ||
| Q3 24 | $277.3M | — | ||
| Q2 24 | $263.2M | — | ||
| Q1 24 | $261.7M | — |
| Q4 25 | $3.1B | $687.1M | ||
| Q3 25 | $2.7B | — | ||
| Q2 25 | $2.6B | — | ||
| Q1 25 | $2.6B | — | ||
| Q4 24 | $2.6B | — | ||
| Q3 24 | $2.7B | — | ||
| Q2 24 | $2.6B | — | ||
| Q1 24 | $2.5B | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $32.0M | $10.7M |
| Free Cash FlowOCF − Capex | $30.1M | — |
| FCF MarginFCF / Revenue | 81.6% | — |
| Capex IntensityCapex / Revenue | 5.2% | — |
| Cash ConversionOCF / Net Profit | 7.17× | 0.88× |
| TTM Free Cash FlowTrailing 4 quarters | $50.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $32.0M | $10.7M | ||
| Q3 25 | $11.3M | — | ||
| Q2 25 | $8.5M | — | ||
| Q1 25 | $1.6M | — | ||
| Q4 24 | $33.0M | — | ||
| Q3 24 | $6.6M | — | ||
| Q2 24 | $8.6M | — | ||
| Q1 24 | $5.7M | — |
| Q4 25 | $30.1M | — | ||
| Q3 25 | $10.9M | — | ||
| Q2 25 | $8.0M | — | ||
| Q1 25 | $1.0M | — | ||
| Q4 24 | $31.1M | — | ||
| Q3 24 | $6.4M | — | ||
| Q2 24 | $8.0M | — | ||
| Q1 24 | $5.0M | — |
| Q4 25 | 81.6% | — | ||
| Q3 25 | 36.9% | — | ||
| Q2 25 | 27.4% | — | ||
| Q1 25 | 3.9% | — | ||
| Q4 24 | 111.1% | — | ||
| Q3 24 | 23.6% | — | ||
| Q2 24 | 29.2% | — | ||
| Q1 24 | 19.4% | — |
| Q4 25 | 5.2% | — | ||
| Q3 25 | 1.4% | — | ||
| Q2 25 | 1.7% | — | ||
| Q1 25 | 2.0% | — | ||
| Q4 24 | 6.8% | — | ||
| Q3 24 | 0.5% | — | ||
| Q2 24 | 2.4% | — | ||
| Q1 24 | 2.9% | — |
| Q4 25 | 7.17× | 0.88× | ||
| Q3 25 | 1.73× | — | ||
| Q2 25 | 1.39× | — | ||
| Q1 25 | 0.25× | — | ||
| Q4 24 | 4.04× | — | ||
| Q3 24 | 1.04× | — | ||
| Q2 24 | 1.41× | — | ||
| Q1 24 | 1.08× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CZNC
Segment breakdown not available.
RMR
| Management Service Incentive | $23.6M | 35% |
| Industrial Logistics Properties Trust | $15.1M | 23% |
| Managed Private Real Estate Capital | $11.1M | 17% |
| Office Properties Income Trust | $5.6M | 8% |
| Other Private Entities | $5.3M | 8% |
| RMR Residential | $3.4M | 5% |
| Sonesta International Hotels Corporation | $2.1M | 3% |
| Investment Advisory Management And Administrative Service | $1.2M | 2% |
