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Side-by-side financial comparison of Citizens Community Bancorp Inc. (CZWI) and FREQUENCY ELECTRONICS INC (FEIM). Click either name above to swap in a different company.

FREQUENCY ELECTRONICS INC is the larger business by last-quarter revenue ($17.1M vs $15.8M, roughly 1.1× Citizens Community Bancorp Inc.). Citizens Community Bancorp Inc. runs the higher net margin — 27.1% vs 10.5%, a 16.6% gap on every dollar of revenue. On growth, Citizens Community Bancorp Inc. posted the faster year-over-year revenue change (14.9% vs 8.3%). Citizens Community Bancorp Inc. produced more free cash flow last quarter ($10.4M vs $-1.1M). Over the past eight quarters, FREQUENCY ELECTRONICS INC's revenue compounded faster (11.8% CAGR vs 1.9%).

Glacier Bancorp, Inc. is a regional multi-bank holding company headquartered in Kalispell, Montana, United States. It is a successor corporation to the Delaware corporation originally incorporated in 1990. The company provides personal and commercial banking services from 221 locations in Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, and, Nevada.

Ultra Electronics Holdings is a British defence and security company. It was listed on the London Stock Exchange and was a constituent of the FTSE 250 Index until it was acquired by Cobham, which is itself owned by Advent International.

CZWI vs FEIM — Head-to-Head

Bigger by revenue
FEIM
FEIM
1.1× larger
FEIM
$17.1M
$15.8M
CZWI
Growing faster (revenue YoY)
CZWI
CZWI
+6.6% gap
CZWI
14.9%
8.3%
FEIM
Higher net margin
CZWI
CZWI
16.6% more per $
CZWI
27.1%
10.5%
FEIM
More free cash flow
CZWI
CZWI
$11.5M more FCF
CZWI
$10.4M
$-1.1M
FEIM
Faster 2-yr revenue CAGR
FEIM
FEIM
Annualised
FEIM
11.8%
1.9%
CZWI

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
CZWI
CZWI
FEIM
FEIM
Revenue
$15.8M
$17.1M
Net Profit
$4.3M
$1.8M
Gross Margin
38.2%
Operating Margin
31.0%
10.0%
Net Margin
27.1%
10.5%
Revenue YoY
14.9%
8.3%
Net Profit YoY
58.1%
-32.1%
EPS (diluted)
$0.44
$0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CZWI
CZWI
FEIM
FEIM
Q4 25
$15.8M
$17.1M
Q3 25
$16.2M
$13.8M
Q2 25
$16.1M
$20.0M
Q1 25
$14.2M
$18.9M
Q4 24
$13.7M
$15.8M
Q3 24
$14.2M
$15.1M
Q2 24
$13.5M
$15.6M
Q1 24
$15.2M
$13.7M
Net Profit
CZWI
CZWI
FEIM
FEIM
Q4 25
$4.3M
$1.8M
Q3 25
$3.7M
$634.0K
Q2 25
$3.3M
$3.2M
Q1 25
$3.2M
$15.4M
Q4 24
$2.7M
$2.7M
Q3 24
$3.3M
$2.4M
Q2 24
$3.7M
$2.6M
Q1 24
$4.1M
$130.0K
Gross Margin
CZWI
CZWI
FEIM
FEIM
Q4 25
38.2%
Q3 25
36.8%
Q2 25
37.5%
Q1 25
43.8%
Q4 24
48.2%
Q3 24
44.4%
Q2 24
40.3%
Q1 24
22.6%
Operating Margin
CZWI
CZWI
FEIM
FEIM
Q4 25
31.0%
10.0%
Q3 25
27.9%
2.6%
Q2 25
25.1%
16.4%
Q1 25
28.0%
18.3%
Q4 24
24.5%
16.5%
Q3 24
29.5%
15.7%
Q2 24
35.0%
16.0%
Q1 24
34.2%
-3.4%
Net Margin
CZWI
CZWI
FEIM
FEIM
Q4 25
27.1%
10.5%
Q3 25
22.7%
4.6%
Q2 25
20.3%
16.0%
Q1 25
22.5%
81.4%
Q4 24
19.7%
16.8%
Q3 24
23.1%
16.1%
Q2 24
27.2%
16.9%
Q1 24
26.9%
0.9%
EPS (diluted)
CZWI
CZWI
FEIM
FEIM
Q4 25
$0.44
$0.18
Q3 25
$0.37
$0.07
Q2 25
$0.33
$0.33
Q1 25
$0.32
$1.60
Q4 24
$0.28
$0.28
Q3 24
$0.32
$0.25
Q2 24
$0.35
$0.28
Q1 24
$0.39
$0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CZWI
CZWI
FEIM
FEIM
Cash + ST InvestmentsLiquidity on hand
$118.9M
$3.0M
Total DebtLower is stronger
$51.8M
Stockholders' EquityBook value
$187.9M
$58.5M
Total Assets
$1.8B
$92.3M
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CZWI
CZWI
FEIM
FEIM
Q4 25
$118.9M
$3.0M
Q3 25
$82.4M
$4.5M
Q2 25
$67.5M
$4.7M
Q1 25
$100.2M
$5.5M
Q4 24
$50.2M
$9.7M
Q3 24
$36.6M
$16.2M
Q2 24
$36.9M
$18.3M
Q1 24
$28.6M
$11.7M
Total Debt
CZWI
CZWI
FEIM
FEIM
Q4 25
$51.8M
Q3 25
Q2 25
Q1 25
Q4 24
$66.6M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CZWI
CZWI
FEIM
FEIM
Q4 25
$187.9M
$58.5M
Q3 25
$186.8M
$56.3M
Q2 25
$183.5M
$55.6M
Q1 25
$180.1M
$51.8M
Q4 24
$179.1M
$36.2M
Q3 24
$180.1M
$33.2M
Q2 24
$176.0M
$39.8M
Q1 24
$172.8M
$36.7M
Total Assets
CZWI
CZWI
FEIM
FEIM
Q4 25
$1.8B
$92.3M
Q3 25
$1.7B
$93.2M
Q2 25
$1.7B
$93.7M
Q1 25
$1.8B
$86.4M
Q4 24
$1.7B
$77.8M
Q3 24
$1.8B
$84.3M
Q2 24
$1.8B
$83.3M
Q1 24
$1.8B
$77.7M
Debt / Equity
CZWI
CZWI
FEIM
FEIM
Q4 25
0.28×
Q3 25
Q2 25
Q1 25
Q4 24
0.37×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CZWI
CZWI
FEIM
FEIM
Operating Cash FlowLast quarter
$11.7M
$-523.0K
Free Cash FlowOCF − Capex
$10.4M
$-1.1M
FCF MarginFCF / Revenue
65.9%
-6.6%
Capex IntensityCapex / Revenue
8.3%
3.6%
Cash ConversionOCF / Net Profit
2.74×
-0.29×
TTM Free Cash FlowTrailing 4 quarters
$17.5M
$-5.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CZWI
CZWI
FEIM
FEIM
Q4 25
$11.7M
$-523.0K
Q3 25
$6.6M
$1.2M
Q2 25
$-406.0K
$-155.0K
Q1 25
$1.6M
$-3.6M
Q4 24
$20.4M
$3.8M
Q3 24
$3.5M
$-1.5M
Q2 24
$5.1M
$7.5M
Q1 24
$9.1M
$4.2M
Free Cash Flow
CZWI
CZWI
FEIM
FEIM
Q4 25
$10.4M
$-1.1M
Q3 25
$6.2M
$385.0K
Q2 25
$-632.0K
$-786.0K
Q1 25
$1.5M
$-4.0M
Q4 24
$19.5M
$3.3M
Q3 24
$3.4M
$-1.8M
Q2 24
$4.8M
$6.7M
Q1 24
$8.9M
$3.9M
FCF Margin
CZWI
CZWI
FEIM
FEIM
Q4 25
65.9%
-6.6%
Q3 25
38.4%
2.8%
Q2 25
-3.9%
-3.9%
Q1 25
10.7%
-20.9%
Q4 24
142.2%
20.8%
Q3 24
23.8%
-11.8%
Q2 24
35.7%
42.8%
Q1 24
58.9%
28.4%
Capex Intensity
CZWI
CZWI
FEIM
FEIM
Q4 25
8.3%
3.6%
Q3 25
2.4%
5.6%
Q2 25
1.4%
3.2%
Q1 25
0.7%
1.7%
Q4 24
6.5%
3.3%
Q3 24
0.9%
2.2%
Q2 24
2.3%
5.3%
Q1 24
1.4%
2.3%
Cash Conversion
CZWI
CZWI
FEIM
FEIM
Q4 25
2.74×
-0.29×
Q3 25
1.80×
1.83×
Q2 25
-0.12×
-0.05×
Q1 25
0.50×
-0.24×
Q4 24
7.55×
1.44×
Q3 24
1.07×
-0.60×
Q2 24
1.39×
2.85×
Q1 24
2.24×
32.36×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CZWI
CZWI

Segment breakdown not available.

FEIM
FEIM

POC Revenue$14.8M86%
POT Revenue$2.3M13%

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