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Side-by-side financial comparison of Citizens Community Bancorp Inc. (CZWI) and GEE Group Inc. (JOB). Click either name above to swap in a different company.

GEE Group Inc. is the larger business by last-quarter revenue ($20.5M vs $15.8M, roughly 1.3× Citizens Community Bancorp Inc.). Citizens Community Bancorp Inc. runs the higher net margin — 27.1% vs -0.7%, a 27.8% gap on every dollar of revenue. On growth, Citizens Community Bancorp Inc. posted the faster year-over-year revenue change (14.9% vs -21.2%). Citizens Community Bancorp Inc. produced more free cash flow last quarter ($10.4M vs $-1.2M). Over the past eight quarters, Citizens Community Bancorp Inc.'s revenue compounded faster (1.9% CAGR vs -10.5%).

Glacier Bancorp, Inc. is a regional multi-bank holding company headquartered in Kalispell, Montana, United States. It is a successor corporation to the Delaware corporation originally incorporated in 1990. The company provides personal and commercial banking services from 221 locations in Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, and, Nevada.

GEE Group Inc. is a U.S.-headquartered professional staffing and human resources solutions provider. It delivers temporary staffing, contract placement, and permanent recruitment services across core sectors including information technology, healthcare, accounting, legal, and light industrial, serving clients of all sizes across the North American market.

CZWI vs JOB — Head-to-Head

Bigger by revenue
JOB
JOB
1.3× larger
JOB
$20.5M
$15.8M
CZWI
Growing faster (revenue YoY)
CZWI
CZWI
+36.0% gap
CZWI
14.9%
-21.2%
JOB
Higher net margin
CZWI
CZWI
27.8% more per $
CZWI
27.1%
-0.7%
JOB
More free cash flow
CZWI
CZWI
$11.6M more FCF
CZWI
$10.4M
$-1.2M
JOB
Faster 2-yr revenue CAGR
CZWI
CZWI
Annualised
CZWI
1.9%
-10.5%
JOB

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CZWI
CZWI
JOB
JOB
Revenue
$15.8M
$20.5M
Net Profit
$4.3M
$-150.0K
Gross Margin
36.1%
Operating Margin
31.0%
-2.0%
Net Margin
27.1%
-0.7%
Revenue YoY
14.9%
-21.2%
Net Profit YoY
58.1%
78.3%
EPS (diluted)
$0.44
$0.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CZWI
CZWI
JOB
JOB
Q4 25
$15.8M
$20.5M
Q3 25
$16.2M
$23.5M
Q2 25
$16.1M
$24.5M
Q1 25
$14.2M
$24.5M
Q4 24
$13.7M
$24.0M
Q3 24
$14.2M
$23.7M
Q2 24
$13.5M
$27.0M
Q1 24
$15.2M
$25.6M
Net Profit
CZWI
CZWI
JOB
JOB
Q4 25
$4.3M
$-150.0K
Q3 25
$3.7M
$-513.0K
Q2 25
$3.3M
$-423.0K
Q1 25
$3.2M
$-33.1M
Q4 24
$2.7M
$-692.0K
Q3 24
$3.3M
$-2.3M
Q2 24
$3.7M
$-19.3M
Q1 24
$4.1M
$-1.0M
Gross Margin
CZWI
CZWI
JOB
JOB
Q4 25
36.1%
Q3 25
35.8%
Q2 25
35.4%
Q1 25
34.1%
Q4 24
33.0%
Q3 24
37.1%
Q2 24
34.1%
Q1 24
32.8%
Operating Margin
CZWI
CZWI
JOB
JOB
Q4 25
31.0%
-2.0%
Q3 25
27.9%
-3.3%
Q2 25
25.1%
-2.2%
Q1 25
28.0%
-94.8%
Q4 24
24.5%
-3.2%
Q3 24
29.5%
-5.8%
Q2 24
35.0%
-76.6%
Q1 24
34.2%
-7.6%
Net Margin
CZWI
CZWI
JOB
JOB
Q4 25
27.1%
-0.7%
Q3 25
22.7%
-2.2%
Q2 25
20.3%
-1.7%
Q1 25
22.5%
-135.2%
Q4 24
19.7%
-2.9%
Q3 24
23.1%
-9.5%
Q2 24
27.2%
-71.3%
Q1 24
26.9%
-3.9%
EPS (diluted)
CZWI
CZWI
JOB
JOB
Q4 25
$0.44
$0.00
Q3 25
$0.37
$-0.01
Q2 25
$0.33
$0.00
Q1 25
$0.32
$-0.30
Q4 24
$0.28
$-0.01
Q3 24
$0.32
$-0.02
Q2 24
$0.35
$-0.18
Q1 24
$0.39
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CZWI
CZWI
JOB
JOB
Cash + ST InvestmentsLiquidity on hand
$118.9M
Total DebtLower is stronger
$51.8M
Stockholders' EquityBook value
$187.9M
$50.0M
Total Assets
$1.8B
$58.9M
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CZWI
CZWI
JOB
JOB
Q4 25
$118.9M
Q3 25
$82.4M
Q2 25
$67.5M
Q1 25
$100.2M
Q4 24
$50.2M
Q3 24
$36.6M
Q2 24
$36.9M
Q1 24
$28.6M
Total Debt
CZWI
CZWI
JOB
JOB
Q4 25
$51.8M
Q3 25
Q2 25
Q1 25
Q4 24
$66.6M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CZWI
CZWI
JOB
JOB
Q4 25
$187.9M
$50.0M
Q3 25
$186.8M
$50.0M
Q2 25
$183.5M
$50.4M
Q1 25
$180.1M
$50.6M
Q4 24
$179.1M
$83.6M
Q3 24
$180.1M
$84.2M
Q2 24
$176.0M
$86.3M
Q1 24
$172.8M
$105.5M
Total Assets
CZWI
CZWI
JOB
JOB
Q4 25
$1.8B
$58.9M
Q3 25
$1.7B
$60.0M
Q2 25
$1.7B
$60.6M
Q1 25
$1.8B
$61.8M
Q4 24
$1.7B
$92.8M
Q3 24
$1.8B
$95.9M
Q2 24
$1.8B
$96.9M
Q1 24
$1.8B
$117.0M
Debt / Equity
CZWI
CZWI
JOB
JOB
Q4 25
0.28×
Q3 25
Q2 25
Q1 25
Q4 24
0.37×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CZWI
CZWI
JOB
JOB
Operating Cash FlowLast quarter
$11.7M
$-1.2M
Free Cash FlowOCF − Capex
$10.4M
$-1.2M
FCF MarginFCF / Revenue
65.9%
-5.8%
Capex IntensityCapex / Revenue
8.3%
0.0%
Cash ConversionOCF / Net Profit
2.74×
TTM Free Cash FlowTrailing 4 quarters
$17.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CZWI
CZWI
JOB
JOB
Q4 25
$11.7M
$-1.2M
Q3 25
$6.6M
$2.4M
Q2 25
$-406.0K
$-743.0K
Q1 25
$1.6M
$-24.0K
Q4 24
$20.4M
$-1.1M
Q3 24
$3.5M
$1.3M
Q2 24
$5.1M
$-1.5M
Q1 24
$9.1M
$1.3M
Free Cash Flow
CZWI
CZWI
JOB
JOB
Q4 25
$10.4M
$-1.2M
Q3 25
$6.2M
Q2 25
$-632.0K
$-755.0K
Q1 25
$1.5M
$-27.0K
Q4 24
$19.5M
$-1.1M
Q3 24
$3.4M
Q2 24
$4.8M
$-1.6M
Q1 24
$8.9M
$1.3M
FCF Margin
CZWI
CZWI
JOB
JOB
Q4 25
65.9%
-5.8%
Q3 25
38.4%
Q2 25
-3.9%
-3.1%
Q1 25
10.7%
-0.1%
Q4 24
142.2%
-4.7%
Q3 24
23.8%
Q2 24
35.7%
-5.8%
Q1 24
58.9%
5.2%
Capex Intensity
CZWI
CZWI
JOB
JOB
Q4 25
8.3%
0.0%
Q3 25
2.4%
0.0%
Q2 25
1.4%
0.0%
Q1 25
0.7%
0.0%
Q4 24
6.5%
0.0%
Q3 24
0.9%
0.0%
Q2 24
2.3%
0.1%
Q1 24
1.4%
0.0%
Cash Conversion
CZWI
CZWI
JOB
JOB
Q4 25
2.74×
Q3 25
1.80×
Q2 25
-0.12×
Q1 25
0.50×
Q4 24
7.55×
Q3 24
1.07×
Q2 24
1.39×
Q1 24
2.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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