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Side-by-side financial comparison of Citizens Community Bancorp Inc. (CZWI) and KESTRA MEDICAL TECHNOLOGIES, LTD. (KMTS). Click either name above to swap in a different company.

KESTRA MEDICAL TECHNOLOGIES, LTD. is the larger business by last-quarter revenue ($22.6M vs $15.8M, roughly 1.4× Citizens Community Bancorp Inc.). Citizens Community Bancorp Inc. runs the higher net margin — 27.1% vs -145.3%, a 172.4% gap on every dollar of revenue. Citizens Community Bancorp Inc. produced more free cash flow last quarter ($10.4M vs $-25.6M).

Glacier Bancorp, Inc. is a regional multi-bank holding company headquartered in Kalispell, Montana, United States. It is a successor corporation to the Delaware corporation originally incorporated in 1990. The company provides personal and commercial banking services from 221 locations in Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, and, Nevada.

Kestra Medical Technologies, Ltd. is a medical device firm that develops, manufactures and commercializes innovative minimally invasive therapeutic solutions, mainly for interventional cardiology and structural heart disease treatment. It operates across North America, Europe and key Asia-Pacific markets, serving global healthcare providers and patients.

CZWI vs KMTS — Head-to-Head

Bigger by revenue
KMTS
KMTS
1.4× larger
KMTS
$22.6M
$15.8M
CZWI
Higher net margin
CZWI
CZWI
172.4% more per $
CZWI
27.1%
-145.3%
KMTS
More free cash flow
CZWI
CZWI
$36.0M more FCF
CZWI
$10.4M
$-25.6M
KMTS

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
CZWI
CZWI
KMTS
KMTS
Revenue
$15.8M
$22.6M
Net Profit
$4.3M
$-32.8M
Gross Margin
50.6%
Operating Margin
31.0%
-140.7%
Net Margin
27.1%
-145.3%
Revenue YoY
14.9%
Net Profit YoY
58.1%
EPS (diluted)
$0.44
$-0.64

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CZWI
CZWI
KMTS
KMTS
Q4 25
$15.8M
$22.6M
Q3 25
$16.2M
$19.4M
Q2 25
$16.1M
Q1 25
$14.2M
Q4 24
$13.7M
Q3 24
$14.2M
Q2 24
$13.5M
Q1 24
$15.2M
Net Profit
CZWI
CZWI
KMTS
KMTS
Q4 25
$4.3M
$-32.8M
Q3 25
$3.7M
$-25.8M
Q2 25
$3.3M
Q1 25
$3.2M
Q4 24
$2.7M
Q3 24
$3.3M
Q2 24
$3.7M
Q1 24
$4.1M
Gross Margin
CZWI
CZWI
KMTS
KMTS
Q4 25
50.6%
Q3 25
45.7%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
CZWI
CZWI
KMTS
KMTS
Q4 25
31.0%
-140.7%
Q3 25
27.9%
-149.1%
Q2 25
25.1%
Q1 25
28.0%
Q4 24
24.5%
Q3 24
29.5%
Q2 24
35.0%
Q1 24
34.2%
Net Margin
CZWI
CZWI
KMTS
KMTS
Q4 25
27.1%
-145.3%
Q3 25
22.7%
-133.3%
Q2 25
20.3%
Q1 25
22.5%
Q4 24
19.7%
Q3 24
23.1%
Q2 24
27.2%
Q1 24
26.9%
EPS (diluted)
CZWI
CZWI
KMTS
KMTS
Q4 25
$0.44
$-0.64
Q3 25
$0.37
$-0.50
Q2 25
$0.33
Q1 25
$0.32
Q4 24
$0.28
Q3 24
$0.32
Q2 24
$0.35
Q1 24
$0.39

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CZWI
CZWI
KMTS
KMTS
Cash + ST InvestmentsLiquidity on hand
$118.9M
$175.4M
Total DebtLower is stronger
$51.8M
Stockholders' EquityBook value
$187.9M
$164.1M
Total Assets
$1.8B
$246.7M
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CZWI
CZWI
KMTS
KMTS
Q4 25
$118.9M
$175.4M
Q3 25
$82.4M
$201.2M
Q2 25
$67.5M
Q1 25
$100.2M
Q4 24
$50.2M
Q3 24
$36.6M
Q2 24
$36.9M
Q1 24
$28.6M
Total Debt
CZWI
CZWI
KMTS
KMTS
Q4 25
$51.8M
Q3 25
Q2 25
Q1 25
Q4 24
$66.6M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CZWI
CZWI
KMTS
KMTS
Q4 25
$187.9M
$164.1M
Q3 25
$186.8M
$184.2M
Q2 25
$183.5M
Q1 25
$180.1M
Q4 24
$179.1M
Q3 24
$180.1M
Q2 24
$176.0M
Q1 24
$172.8M
Total Assets
CZWI
CZWI
KMTS
KMTS
Q4 25
$1.8B
$246.7M
Q3 25
$1.7B
$266.3M
Q2 25
$1.7B
Q1 25
$1.8B
Q4 24
$1.7B
Q3 24
$1.8B
Q2 24
$1.8B
Q1 24
$1.8B
Debt / Equity
CZWI
CZWI
KMTS
KMTS
Q4 25
0.28×
Q3 25
Q2 25
Q1 25
Q4 24
0.37×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CZWI
CZWI
KMTS
KMTS
Operating Cash FlowLast quarter
$11.7M
$-18.3M
Free Cash FlowOCF − Capex
$10.4M
$-25.6M
FCF MarginFCF / Revenue
65.9%
-113.5%
Capex IntensityCapex / Revenue
8.3%
32.2%
Cash ConversionOCF / Net Profit
2.74×
TTM Free Cash FlowTrailing 4 quarters
$17.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CZWI
CZWI
KMTS
KMTS
Q4 25
$11.7M
$-18.3M
Q3 25
$6.6M
$-26.3M
Q2 25
$-406.0K
Q1 25
$1.6M
Q4 24
$20.4M
Q3 24
$3.5M
Q2 24
$5.1M
Q1 24
$9.1M
Free Cash Flow
CZWI
CZWI
KMTS
KMTS
Q4 25
$10.4M
$-25.6M
Q3 25
$6.2M
$-34.4M
Q2 25
$-632.0K
Q1 25
$1.5M
Q4 24
$19.5M
Q3 24
$3.4M
Q2 24
$4.8M
Q1 24
$8.9M
FCF Margin
CZWI
CZWI
KMTS
KMTS
Q4 25
65.9%
-113.5%
Q3 25
38.4%
-177.8%
Q2 25
-3.9%
Q1 25
10.7%
Q4 24
142.2%
Q3 24
23.8%
Q2 24
35.7%
Q1 24
58.9%
Capex Intensity
CZWI
CZWI
KMTS
KMTS
Q4 25
8.3%
32.2%
Q3 25
2.4%
42.2%
Q2 25
1.4%
Q1 25
0.7%
Q4 24
6.5%
Q3 24
0.9%
Q2 24
2.3%
Q1 24
1.4%
Cash Conversion
CZWI
CZWI
KMTS
KMTS
Q4 25
2.74×
Q3 25
1.80×
Q2 25
-0.12×
Q1 25
0.50×
Q4 24
7.55×
Q3 24
1.07×
Q2 24
1.39×
Q1 24
2.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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