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Side-by-side financial comparison of Citizens Community Bancorp Inc. (CZWI) and GrabAGun Digital Holdings Inc. (PEW). Click either name above to swap in a different company.

GrabAGun Digital Holdings Inc. is the larger business by last-quarter revenue ($22.3M vs $15.8M, roughly 1.4× Citizens Community Bancorp Inc.). Citizens Community Bancorp Inc. runs the higher net margin — 27.1% vs -17.2%, a 44.3% gap on every dollar of revenue. Citizens Community Bancorp Inc. produced more free cash flow last quarter ($10.4M vs $-3.1M).

Glacier Bancorp, Inc. is a regional multi-bank holding company headquartered in Kalispell, Montana, United States. It is a successor corporation to the Delaware corporation originally incorporated in 1990. The company provides personal and commercial banking services from 221 locations in Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, and, Nevada.

GrabAGun Digital Holdings Inc operates a leading U.S. e-commerce platform selling legal firearms, ammunition, shooting accessories, and outdoor gear. It serves individual customers, licensed firearms dealers, and law enforcement across the U.S., complying with all local, state, and federal firearm sales regulations.

CZWI vs PEW — Head-to-Head

Bigger by revenue
PEW
PEW
1.4× larger
PEW
$22.3M
$15.8M
CZWI
Higher net margin
CZWI
CZWI
44.3% more per $
CZWI
27.1%
-17.2%
PEW
More free cash flow
CZWI
CZWI
$13.5M more FCF
CZWI
$10.4M
$-3.1M
PEW

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
CZWI
CZWI
PEW
PEW
Revenue
$15.8M
$22.3M
Net Profit
$4.3M
$-3.8M
Gross Margin
9.6%
Operating Margin
31.0%
-21.4%
Net Margin
27.1%
-17.2%
Revenue YoY
14.9%
Net Profit YoY
58.1%
EPS (diluted)
$0.44
$-0.14

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CZWI
CZWI
PEW
PEW
Q4 25
$15.8M
Q3 25
$16.2M
$22.3M
Q2 25
$16.1M
Q1 25
$14.2M
Q4 24
$13.7M
Q3 24
$14.2M
Q2 24
$13.5M
Q1 24
$15.2M
Net Profit
CZWI
CZWI
PEW
PEW
Q4 25
$4.3M
Q3 25
$3.7M
$-3.8M
Q2 25
$3.3M
Q1 25
$3.2M
Q4 24
$2.7M
Q3 24
$3.3M
Q2 24
$3.7M
Q1 24
$4.1M
Gross Margin
CZWI
CZWI
PEW
PEW
Q4 25
Q3 25
9.6%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
CZWI
CZWI
PEW
PEW
Q4 25
31.0%
Q3 25
27.9%
-21.4%
Q2 25
25.1%
Q1 25
28.0%
Q4 24
24.5%
Q3 24
29.5%
Q2 24
35.0%
Q1 24
34.2%
Net Margin
CZWI
CZWI
PEW
PEW
Q4 25
27.1%
Q3 25
22.7%
-17.2%
Q2 25
20.3%
Q1 25
22.5%
Q4 24
19.7%
Q3 24
23.1%
Q2 24
27.2%
Q1 24
26.9%
EPS (diluted)
CZWI
CZWI
PEW
PEW
Q4 25
$0.44
Q3 25
$0.37
$-0.14
Q2 25
$0.33
Q1 25
$0.32
Q4 24
$0.28
Q3 24
$0.32
Q2 24
$0.35
Q1 24
$0.39

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CZWI
CZWI
PEW
PEW
Cash + ST InvestmentsLiquidity on hand
$118.9M
$109.5M
Total DebtLower is stronger
$51.8M
Stockholders' EquityBook value
$187.9M
$106.6M
Total Assets
$1.8B
$119.8M
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CZWI
CZWI
PEW
PEW
Q4 25
$118.9M
Q3 25
$82.4M
$109.5M
Q2 25
$67.5M
Q1 25
$100.2M
Q4 24
$50.2M
Q3 24
$36.6M
Q2 24
$36.9M
Q1 24
$28.6M
Total Debt
CZWI
CZWI
PEW
PEW
Q4 25
$51.8M
Q3 25
Q2 25
Q1 25
Q4 24
$66.6M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CZWI
CZWI
PEW
PEW
Q4 25
$187.9M
Q3 25
$186.8M
$106.6M
Q2 25
$183.5M
Q1 25
$180.1M
Q4 24
$179.1M
Q3 24
$180.1M
Q2 24
$176.0M
Q1 24
$172.8M
Total Assets
CZWI
CZWI
PEW
PEW
Q4 25
$1.8B
Q3 25
$1.7B
$119.8M
Q2 25
$1.7B
Q1 25
$1.8B
Q4 24
$1.7B
Q3 24
$1.8B
Q2 24
$1.8B
Q1 24
$1.8B
Debt / Equity
CZWI
CZWI
PEW
PEW
Q4 25
0.28×
Q3 25
Q2 25
Q1 25
Q4 24
0.37×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CZWI
CZWI
PEW
PEW
Operating Cash FlowLast quarter
$11.7M
$-3.1M
Free Cash FlowOCF − Capex
$10.4M
$-3.1M
FCF MarginFCF / Revenue
65.9%
-13.9%
Capex IntensityCapex / Revenue
8.3%
0.2%
Cash ConversionOCF / Net Profit
2.74×
TTM Free Cash FlowTrailing 4 quarters
$17.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CZWI
CZWI
PEW
PEW
Q4 25
$11.7M
Q3 25
$6.6M
$-3.1M
Q2 25
$-406.0K
Q1 25
$1.6M
Q4 24
$20.4M
Q3 24
$3.5M
Q2 24
$5.1M
Q1 24
$9.1M
Free Cash Flow
CZWI
CZWI
PEW
PEW
Q4 25
$10.4M
Q3 25
$6.2M
$-3.1M
Q2 25
$-632.0K
Q1 25
$1.5M
Q4 24
$19.5M
Q3 24
$3.4M
Q2 24
$4.8M
Q1 24
$8.9M
FCF Margin
CZWI
CZWI
PEW
PEW
Q4 25
65.9%
Q3 25
38.4%
-13.9%
Q2 25
-3.9%
Q1 25
10.7%
Q4 24
142.2%
Q3 24
23.8%
Q2 24
35.7%
Q1 24
58.9%
Capex Intensity
CZWI
CZWI
PEW
PEW
Q4 25
8.3%
Q3 25
2.4%
0.2%
Q2 25
1.4%
Q1 25
0.7%
Q4 24
6.5%
Q3 24
0.9%
Q2 24
2.3%
Q1 24
1.4%
Cash Conversion
CZWI
CZWI
PEW
PEW
Q4 25
2.74×
Q3 25
1.80×
Q2 25
-0.12×
Q1 25
0.50×
Q4 24
7.55×
Q3 24
1.07×
Q2 24
1.39×
Q1 24
2.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CZWI
CZWI

Segment breakdown not available.

PEW
PEW

Firearm Sales$18.1M81%
Non-Firearm Sales$4.2M19%

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