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Side-by-side financial comparison of Citizens Community Bancorp Inc. (CZWI) and Rent the Runway, Inc. (RENT). Click either name above to swap in a different company.

Citizens Community Bancorp Inc. is the larger business by last-quarter revenue ($15.8M vs $10.6M, roughly 1.5× Rent the Runway, Inc.). Rent the Runway, Inc. runs the higher net margin — 721.7% vs 27.1%, a 694.6% gap on every dollar of revenue. On growth, Citizens Community Bancorp Inc. posted the faster year-over-year revenue change (14.9% vs 10.4%). Over the past eight quarters, Citizens Community Bancorp Inc.'s revenue compounded faster (1.9% CAGR vs 1.0%).

Glacier Bancorp, Inc. is a regional multi-bank holding company headquartered in Kalispell, Montana, United States. It is a successor corporation to the Delaware corporation originally incorporated in 1990. The company provides personal and commercial banking services from 221 locations in Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, and, Nevada.

Rent the Runway is an American e-commerce platform that allows users to rent, subscribe, or buy designer apparel and accessories. It was founded in November 2009 by Jennifer Hyman and Jennifer Fleiss and is based in New York City.

CZWI vs RENT — Head-to-Head

Bigger by revenue
CZWI
CZWI
1.5× larger
CZWI
$15.8M
$10.6M
RENT
Growing faster (revenue YoY)
CZWI
CZWI
+4.5% gap
CZWI
14.9%
10.4%
RENT
Higher net margin
RENT
RENT
694.6% more per $
RENT
721.7%
27.1%
CZWI
Faster 2-yr revenue CAGR
CZWI
CZWI
Annualised
CZWI
1.9%
1.0%
RENT

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
CZWI
CZWI
RENT
RENT
Revenue
$15.8M
$10.6M
Net Profit
$4.3M
$76.5M
Gross Margin
-126.4%
Operating Margin
31.0%
-152.8%
Net Margin
27.1%
721.7%
Revenue YoY
14.9%
10.4%
Net Profit YoY
58.1%
504.8%
EPS (diluted)
$0.44
$13.65

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CZWI
CZWI
RENT
RENT
Q4 25
$15.8M
$10.6M
Q3 25
$16.2M
$11.7M
Q2 25
$16.1M
$7.6M
Q1 25
$14.2M
$11.8M
Q4 24
$13.7M
$9.6M
Q3 24
$14.2M
$10.4M
Q2 24
$13.5M
$8.9M
Q1 24
$15.2M
$10.4M
Net Profit
CZWI
CZWI
RENT
RENT
Q4 25
$4.3M
$76.5M
Q3 25
$3.7M
$-26.4M
Q2 25
$3.3M
$-26.1M
Q1 25
$3.2M
$-13.4M
Q4 24
$2.7M
$-18.9M
Q3 24
$3.3M
$-15.6M
Q2 24
$3.7M
$-22.0M
Q1 24
$4.1M
$-24.8M
Gross Margin
CZWI
CZWI
RENT
RENT
Q4 25
-126.4%
Q3 25
-92.3%
Q2 25
-168.4%
Q1 25
-71.2%
Q4 24
-122.9%
Q3 24
-98.1%
Q2 24
-131.5%
Q1 24
-93.3%
Operating Margin
CZWI
CZWI
RENT
RENT
Q4 25
31.0%
-152.8%
Q3 25
27.9%
-171.8%
Q2 25
25.1%
-259.2%
Q1 25
28.0%
-65.3%
Q4 24
24.5%
-142.7%
Q3 24
29.5%
-92.3%
Q2 24
35.0%
-185.4%
Q1 24
34.2%
-185.6%
Net Margin
CZWI
CZWI
RENT
RENT
Q4 25
27.1%
721.7%
Q3 25
22.7%
-225.6%
Q2 25
20.3%
-343.4%
Q1 25
22.5%
-113.6%
Q4 24
19.7%
-196.9%
Q3 24
23.1%
-150.0%
Q2 24
27.2%
-247.2%
Q1 24
26.9%
-238.5%
EPS (diluted)
CZWI
CZWI
RENT
RENT
Q4 25
$0.44
$13.65
Q3 25
$0.37
$-6.55
Q2 25
$0.33
$-6.58
Q1 25
$0.32
$-2.72
Q4 24
$0.28
$-4.70
Q3 24
$0.32
$-4.17
Q2 24
$0.35
$-6.03
Q1 24
$0.39
$-5.36

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CZWI
CZWI
RENT
RENT
Cash + ST InvestmentsLiquidity on hand
$118.9M
$50.7M
Total DebtLower is stronger
$51.8M
Stockholders' EquityBook value
$187.9M
$-35.1M
Total Assets
$1.8B
$231.0M
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CZWI
CZWI
RENT
RENT
Q4 25
$118.9M
$50.7M
Q3 25
$82.4M
$43.6M
Q2 25
$67.5M
$70.4M
Q1 25
$100.2M
$77.4M
Q4 24
$50.2M
$74.1M
Q3 24
$36.6M
$76.6M
Q2 24
$36.9M
$82.0M
Q1 24
$28.6M
$84.0M
Total Debt
CZWI
CZWI
RENT
RENT
Q4 25
$51.8M
Q3 25
Q2 25
$340.6M
Q1 25
$333.7M
Q4 24
$66.6M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CZWI
CZWI
RENT
RENT
Q4 25
$187.9M
$-35.1M
Q3 25
$186.8M
$-232.1M
Q2 25
$183.5M
$-207.1M
Q1 25
$180.1M
$-182.5M
Q4 24
$179.1M
$-171.2M
Q3 24
$180.1M
$-154.5M
Q2 24
$176.0M
$-141.3M
Q1 24
$172.8M
$-122.3M
Total Assets
CZWI
CZWI
RENT
RENT
Q4 25
$1.8B
$231.0M
Q3 25
$1.7B
$219.0M
Q2 25
$1.7B
$245.3M
Q1 25
$1.8B
$240.0M
Q4 24
$1.7B
$251.6M
Q3 24
$1.8B
$257.4M
Q2 24
$1.8B
$278.4M
Q1 24
$1.8B
$278.5M
Debt / Equity
CZWI
CZWI
RENT
RENT
Q4 25
0.28×
Q3 25
Q2 25
Q1 25
Q4 24
0.37×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CZWI
CZWI
RENT
RENT
Operating Cash FlowLast quarter
$11.7M
$-1.4M
Free Cash FlowOCF − Capex
$10.4M
FCF MarginFCF / Revenue
65.9%
Capex IntensityCapex / Revenue
8.3%
Cash ConversionOCF / Net Profit
2.74×
-0.02×
TTM Free Cash FlowTrailing 4 quarters
$17.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CZWI
CZWI
RENT
RENT
Q4 25
$11.7M
$-1.4M
Q3 25
$6.6M
$-10.5M
Q2 25
$-406.0K
$8.3M
Q1 25
$1.6M
$1.4M
Q4 24
$20.4M
$4.7M
Q3 24
$3.5M
$2.2M
Q2 24
$5.1M
$4.6M
Q1 24
$9.1M
$-8.0M
Free Cash Flow
CZWI
CZWI
RENT
RENT
Q4 25
$10.4M
Q3 25
$6.2M
Q2 25
$-632.0K
Q1 25
$1.5M
Q4 24
$19.5M
Q3 24
$3.4M
Q2 24
$4.8M
Q1 24
$8.9M
FCF Margin
CZWI
CZWI
RENT
RENT
Q4 25
65.9%
Q3 25
38.4%
Q2 25
-3.9%
Q1 25
10.7%
Q4 24
142.2%
Q3 24
23.8%
Q2 24
35.7%
Q1 24
58.9%
Capex Intensity
CZWI
CZWI
RENT
RENT
Q4 25
8.3%
Q3 25
2.4%
Q2 25
1.4%
Q1 25
0.7%
Q4 24
6.5%
Q3 24
0.9%
Q2 24
2.3%
Q1 24
1.4%
Cash Conversion
CZWI
CZWI
RENT
RENT
Q4 25
2.74×
-0.02×
Q3 25
1.80×
Q2 25
-0.12×
Q1 25
0.50×
Q4 24
7.55×
Q3 24
1.07×
Q2 24
1.39×
Q1 24
2.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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