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Side-by-side financial comparison of Citizens Community Bancorp Inc. (CZWI) and Silence Therapeutics plc (SLN). Click either name above to swap in a different company.

Citizens Community Bancorp Inc. is the larger business by last-quarter revenue ($15.8M vs $15.7M, roughly 1.0× Silence Therapeutics plc). Citizens Community Bancorp Inc. runs the higher net margin — 27.1% vs -14.7%, a 41.8% gap on every dollar of revenue.

Glacier Bancorp, Inc. is a regional multi-bank holding company headquartered in Kalispell, Montana, United States. It is a successor corporation to the Delaware corporation originally incorporated in 1990. The company provides personal and commercial banking services from 221 locations in Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, and, Nevada.

Silence Therapeutics is a London-based pharmaceutical company formed in 1994. The company has pioneered the development of short-interfering ribonucleic acid (siRNA) therapeutics for the treatment of rare diseases. Silence Therapeutics has offices in London, New Jersey, and Berlin, with its corporate headquarters located in Hammersmith, London.

CZWI vs SLN — Head-to-Head

Bigger by revenue
CZWI
CZWI
1.0× larger
CZWI
$15.8M
$15.7M
SLN
Higher net margin
CZWI
CZWI
41.8% more per $
CZWI
27.1%
-14.7%
SLN

Income Statement — Q4 FY2025 vs Q1 FY2024

Metric
CZWI
CZWI
SLN
SLN
Revenue
$15.8M
$15.7M
Net Profit
$4.3M
$-2.3M
Gross Margin
82.2%
Operating Margin
31.0%
-35.6%
Net Margin
27.1%
-14.7%
Revenue YoY
14.9%
Net Profit YoY
58.1%
EPS (diluted)
$0.44
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CZWI
CZWI
SLN
SLN
Q4 25
$15.8M
Q3 25
$16.2M
Q2 25
$16.1M
Q1 25
$14.2M
Q4 24
$13.7M
Q3 24
$14.2M
Q2 24
$13.5M
Q1 24
$15.2M
$15.7M
Net Profit
CZWI
CZWI
SLN
SLN
Q4 25
$4.3M
Q3 25
$3.7M
Q2 25
$3.3M
Q1 25
$3.2M
Q4 24
$2.7M
Q3 24
$3.3M
Q2 24
$3.7M
Q1 24
$4.1M
$-2.3M
Gross Margin
CZWI
CZWI
SLN
SLN
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
82.2%
Operating Margin
CZWI
CZWI
SLN
SLN
Q4 25
31.0%
Q3 25
27.9%
Q2 25
25.1%
Q1 25
28.0%
Q4 24
24.5%
Q3 24
29.5%
Q2 24
35.0%
Q1 24
34.2%
-35.6%
Net Margin
CZWI
CZWI
SLN
SLN
Q4 25
27.1%
Q3 25
22.7%
Q2 25
20.3%
Q1 25
22.5%
Q4 24
19.7%
Q3 24
23.1%
Q2 24
27.2%
Q1 24
26.9%
-14.7%
EPS (diluted)
CZWI
CZWI
SLN
SLN
Q4 25
$0.44
Q3 25
$0.37
Q2 25
$0.33
Q1 25
$0.32
Q4 24
$0.28
Q3 24
$0.32
Q2 24
$0.35
Q1 24
$0.39
$-0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CZWI
CZWI
SLN
SLN
Cash + ST InvestmentsLiquidity on hand
$118.9M
Total DebtLower is stronger
$51.8M
Stockholders' EquityBook value
$187.9M
$156.8M
Total Assets
$1.8B
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CZWI
CZWI
SLN
SLN
Q4 25
$118.9M
Q3 25
$82.4M
Q2 25
$67.5M
Q1 25
$100.2M
Q4 24
$50.2M
Q3 24
$36.6M
Q2 24
$36.9M
Q1 24
$28.6M
Total Debt
CZWI
CZWI
SLN
SLN
Q4 25
$51.8M
Q3 25
Q2 25
Q1 25
Q4 24
$66.6M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CZWI
CZWI
SLN
SLN
Q4 25
$187.9M
Q3 25
$186.8M
Q2 25
$183.5M
Q1 25
$180.1M
Q4 24
$179.1M
Q3 24
$180.1M
Q2 24
$176.0M
Q1 24
$172.8M
$156.8M
Total Assets
CZWI
CZWI
SLN
SLN
Q4 25
$1.8B
Q3 25
$1.7B
Q2 25
$1.7B
Q1 25
$1.8B
Q4 24
$1.7B
Q3 24
$1.8B
Q2 24
$1.8B
Q1 24
$1.8B
Debt / Equity
CZWI
CZWI
SLN
SLN
Q4 25
0.28×
Q3 25
Q2 25
Q1 25
Q4 24
0.37×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CZWI
CZWI
SLN
SLN
Operating Cash FlowLast quarter
$11.7M
$-9.1M
Free Cash FlowOCF − Capex
$10.4M
FCF MarginFCF / Revenue
65.9%
Capex IntensityCapex / Revenue
8.3%
0.0%
Cash ConversionOCF / Net Profit
2.74×
TTM Free Cash FlowTrailing 4 quarters
$17.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CZWI
CZWI
SLN
SLN
Q4 25
$11.7M
Q3 25
$6.6M
Q2 25
$-406.0K
Q1 25
$1.6M
Q4 24
$20.4M
Q3 24
$3.5M
Q2 24
$5.1M
Q1 24
$9.1M
$-9.1M
Free Cash Flow
CZWI
CZWI
SLN
SLN
Q4 25
$10.4M
Q3 25
$6.2M
Q2 25
$-632.0K
Q1 25
$1.5M
Q4 24
$19.5M
Q3 24
$3.4M
Q2 24
$4.8M
Q1 24
$8.9M
FCF Margin
CZWI
CZWI
SLN
SLN
Q4 25
65.9%
Q3 25
38.4%
Q2 25
-3.9%
Q1 25
10.7%
Q4 24
142.2%
Q3 24
23.8%
Q2 24
35.7%
Q1 24
58.9%
Capex Intensity
CZWI
CZWI
SLN
SLN
Q4 25
8.3%
Q3 25
2.4%
Q2 25
1.4%
Q1 25
0.7%
Q4 24
6.5%
Q3 24
0.9%
Q2 24
2.3%
Q1 24
1.4%
0.0%
Cash Conversion
CZWI
CZWI
SLN
SLN
Q4 25
2.74×
Q3 25
1.80×
Q2 25
-0.12×
Q1 25
0.50×
Q4 24
7.55×
Q3 24
1.07×
Q2 24
1.39×
Q1 24
2.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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