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Side-by-side financial comparison of Citizens Community Bancorp Inc. (CZWI) and SUTRO BIOPHARMA, INC. (STRO). Click either name above to swap in a different company.

Citizens Community Bancorp Inc. is the larger business by last-quarter revenue ($15.8M vs $11.6M, roughly 1.4× SUTRO BIOPHARMA, INC.). On growth, Citizens Community Bancorp Inc. posted the faster year-over-year revenue change (14.9% vs -21.4%). Over the past eight quarters, Citizens Community Bancorp Inc.'s revenue compounded faster (1.9% CAGR vs -5.4%).

Glacier Bancorp, Inc. is a regional multi-bank holding company headquartered in Kalispell, Montana, United States. It is a successor corporation to the Delaware corporation originally incorporated in 1990. The company provides personal and commercial banking services from 221 locations in Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, and, Nevada.

Sutro Biopharma, Inc. is a publicly traded biotechnology company headquartered in South San Francisco, California focused on clinical-stage drug discovery, development and manufacturing. Using a proprietary cell-free protein synthesis platform, Sutro is working on oncology therapeutics using protein engineering and rational design. Founded in 2003 under the name Fundamental Applied Biology, the company name changed to Sutro Biopharma in 2009. William Newell, CEO as of 2024, joined Sutro in Ja...

CZWI vs STRO — Head-to-Head

Bigger by revenue
CZWI
CZWI
1.4× larger
CZWI
$15.8M
$11.6M
STRO
Growing faster (revenue YoY)
CZWI
CZWI
+36.2% gap
CZWI
14.9%
-21.4%
STRO
Faster 2-yr revenue CAGR
CZWI
CZWI
Annualised
CZWI
1.9%
-5.4%
STRO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CZWI
CZWI
STRO
STRO
Revenue
$15.8M
$11.6M
Net Profit
$4.3M
Gross Margin
Operating Margin
31.0%
Net Margin
27.1%
Revenue YoY
14.9%
-21.4%
Net Profit YoY
58.1%
35.4%
EPS (diluted)
$0.44

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CZWI
CZWI
STRO
STRO
Q4 25
$15.8M
$11.6M
Q3 25
$16.2M
$9.7M
Q2 25
$16.1M
$63.7M
Q1 25
$14.2M
$17.4M
Q4 24
$13.7M
$14.8M
Q3 24
$14.2M
$8.5M
Q2 24
$13.5M
$25.7M
Q1 24
$15.2M
$13.0M
Net Profit
CZWI
CZWI
STRO
STRO
Q4 25
$4.3M
Q3 25
$3.7M
$-56.9M
Q2 25
$3.3M
$-11.5M
Q1 25
$3.2M
$-76.0M
Q4 24
$2.7M
$-72.4M
Q3 24
$3.3M
$-48.8M
Q2 24
$3.7M
$-48.0M
Q1 24
$4.1M
$-58.2M
Operating Margin
CZWI
CZWI
STRO
STRO
Q4 25
31.0%
Q3 25
27.9%
-499.9%
Q2 25
25.1%
-5.2%
Q1 25
28.0%
-393.8%
Q4 24
24.5%
-440.7%
Q3 24
29.5%
-797.2%
Q2 24
35.0%
-189.4%
Q1 24
34.2%
-435.0%
Net Margin
CZWI
CZWI
STRO
STRO
Q4 25
27.1%
Q3 25
22.7%
-586.6%
Q2 25
20.3%
-18.0%
Q1 25
22.5%
-436.6%
Q4 24
19.7%
-489.2%
Q3 24
23.1%
-572.6%
Q2 24
27.2%
-186.8%
Q1 24
26.9%
-447.5%
EPS (diluted)
CZWI
CZWI
STRO
STRO
Q4 25
$0.44
Q3 25
$0.37
$-0.67
Q2 25
$0.33
$-0.14
Q1 25
$0.32
$-0.91
Q4 24
$0.28
$-27.63
Q3 24
$0.32
$-0.59
Q2 24
$0.35
$-0.59
Q1 24
$0.39
$-0.59

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CZWI
CZWI
STRO
STRO
Cash + ST InvestmentsLiquidity on hand
$118.9M
$141.4M
Total DebtLower is stronger
$51.8M
Stockholders' EquityBook value
$187.9M
$-132.5M
Total Assets
$1.8B
$173.8M
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CZWI
CZWI
STRO
STRO
Q4 25
$118.9M
$141.4M
Q3 25
$82.4M
$167.6M
Q2 25
$67.5M
$205.1M
Q1 25
$100.2M
$249.0M
Q4 24
$50.2M
$316.9M
Q3 24
$36.6M
$388.3M
Q2 24
$36.9M
$375.6M
Q1 24
$28.6M
$267.6M
Total Debt
CZWI
CZWI
STRO
STRO
Q4 25
$51.8M
Q3 25
Q2 25
Q1 25
Q4 24
$66.6M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CZWI
CZWI
STRO
STRO
Q4 25
$187.9M
$-132.5M
Q3 25
$186.8M
$-87.3M
Q2 25
$183.5M
$-32.1M
Q1 25
$180.1M
$-25.8M
Q4 24
$179.1M
$44.6M
Q3 24
$180.1M
$111.2M
Q2 24
$176.0M
$152.2M
Q1 24
$172.8M
$98.0M
Total Assets
CZWI
CZWI
STRO
STRO
Q4 25
$1.8B
$173.8M
Q3 25
$1.7B
$209.7M
Q2 25
$1.7B
$262.4M
Q1 25
$1.8B
$321.4M
Q4 24
$1.7B
$387.2M
Q3 24
$1.8B
$451.8M
Q2 24
$1.8B
$489.0M
Q1 24
$1.8B
$403.4M
Debt / Equity
CZWI
CZWI
STRO
STRO
Q4 25
0.28×
Q3 25
Q2 25
Q1 25
Q4 24
0.37×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CZWI
CZWI
STRO
STRO
Operating Cash FlowLast quarter
$11.7M
$-177.2M
Free Cash FlowOCF − Capex
$10.4M
FCF MarginFCF / Revenue
65.9%
Capex IntensityCapex / Revenue
8.3%
Cash ConversionOCF / Net Profit
2.74×
TTM Free Cash FlowTrailing 4 quarters
$17.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CZWI
CZWI
STRO
STRO
Q4 25
$11.7M
$-177.2M
Q3 25
$6.6M
$-38.2M
Q2 25
$-406.0K
$-44.7M
Q1 25
$1.6M
$-67.9M
Q4 24
$20.4M
$-71.7M
Q3 24
$3.5M
$-64.5M
Q2 24
$5.1M
$9.5M
Q1 24
$9.1M
$-64.7M
Free Cash Flow
CZWI
CZWI
STRO
STRO
Q4 25
$10.4M
Q3 25
$6.2M
Q2 25
$-632.0K
Q1 25
$1.5M
Q4 24
$19.5M
Q3 24
$3.4M
Q2 24
$4.8M
Q1 24
$8.9M
FCF Margin
CZWI
CZWI
STRO
STRO
Q4 25
65.9%
Q3 25
38.4%
Q2 25
-3.9%
Q1 25
10.7%
Q4 24
142.2%
Q3 24
23.8%
Q2 24
35.7%
Q1 24
58.9%
Capex Intensity
CZWI
CZWI
STRO
STRO
Q4 25
8.3%
Q3 25
2.4%
Q2 25
1.4%
Q1 25
0.7%
Q4 24
6.5%
Q3 24
0.9%
Q2 24
2.3%
Q1 24
1.4%
Cash Conversion
CZWI
CZWI
STRO
STRO
Q4 25
2.74×
Q3 25
1.80×
Q2 25
-0.12×
Q1 25
0.50×
Q4 24
7.55×
Q3 24
1.07×
Q2 24
1.39×
Q1 24
2.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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