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Side-by-side financial comparison of Citizens Community Bancorp Inc. (CZWI) and VisionWave Holdings, Inc. (VWAV). Click either name above to swap in a different company.

Citizens Community Bancorp Inc. is the larger business by last-quarter revenue ($15.8M vs $10.0M, roughly 1.6× VisionWave Holdings, Inc.). Citizens Community Bancorp Inc. runs the higher net margin — 27.1% vs -69.4%, a 96.5% gap on every dollar of revenue.

Glacier Bancorp, Inc. is a regional multi-bank holding company headquartered in Kalispell, Montana, United States. It is a successor corporation to the Delaware corporation originally incorporated in 1990. The company provides personal and commercial banking services from 221 locations in Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, and, Nevada.

CoMix Wave Films, Inc. is a Japanese independent animation film studio and distribution company based in Chiyoda, Tokyo, Japan. The studio is known for its anime feature films, short films, and television commercials, particularly those made by director Makoto Shinkai. It was founded in March 2007 when it split from CoMix Wave Inc., which was initially formed in 1998 from Itochu Corporation, ASATSU, and other companies. On 15 October 2024, Toho announced that they'd acquired 45 shares or 6.0...

CZWI vs VWAV — Head-to-Head

Bigger by revenue
CZWI
CZWI
1.6× larger
CZWI
$15.8M
$10.0M
VWAV
Higher net margin
CZWI
CZWI
96.5% more per $
CZWI
27.1%
-69.4%
VWAV

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CZWI
CZWI
VWAV
VWAV
Revenue
$15.8M
$10.0M
Net Profit
$4.3M
$-6.9M
Gross Margin
Operating Margin
31.0%
-65.7%
Net Margin
27.1%
-69.4%
Revenue YoY
14.9%
Net Profit YoY
58.1%
-1522.6%
EPS (diluted)
$0.44

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CZWI
CZWI
VWAV
VWAV
Q4 25
$15.8M
$10.0M
Q3 25
$16.2M
Q2 25
$16.1M
Q1 25
$14.2M
Q4 24
$13.7M
Q3 24
$14.2M
Q2 24
$13.5M
Q1 24
$15.2M
Net Profit
CZWI
CZWI
VWAV
VWAV
Q4 25
$4.3M
$-6.9M
Q3 25
$3.7M
Q2 25
$3.3M
Q1 25
$3.2M
Q4 24
$2.7M
Q3 24
$3.3M
Q2 24
$3.7M
Q1 24
$4.1M
Operating Margin
CZWI
CZWI
VWAV
VWAV
Q4 25
31.0%
-65.7%
Q3 25
27.9%
Q2 25
25.1%
Q1 25
28.0%
Q4 24
24.5%
Q3 24
29.5%
Q2 24
35.0%
Q1 24
34.2%
Net Margin
CZWI
CZWI
VWAV
VWAV
Q4 25
27.1%
-69.4%
Q3 25
22.7%
Q2 25
20.3%
Q1 25
22.5%
Q4 24
19.7%
Q3 24
23.1%
Q2 24
27.2%
Q1 24
26.9%
EPS (diluted)
CZWI
CZWI
VWAV
VWAV
Q4 25
$0.44
Q3 25
$0.37
Q2 25
$0.33
Q1 25
$0.32
Q4 24
$0.28
Q3 24
$0.32
Q2 24
$0.35
Q1 24
$0.39

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CZWI
CZWI
VWAV
VWAV
Cash + ST InvestmentsLiquidity on hand
$118.9M
$15.7K
Total DebtLower is stronger
$51.8M
Stockholders' EquityBook value
$187.9M
$3.1M
Total Assets
$1.8B
$18.4M
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CZWI
CZWI
VWAV
VWAV
Q4 25
$118.9M
$15.7K
Q3 25
$82.4M
Q2 25
$67.5M
Q1 25
$100.2M
Q4 24
$50.2M
Q3 24
$36.6M
Q2 24
$36.9M
Q1 24
$28.6M
Total Debt
CZWI
CZWI
VWAV
VWAV
Q4 25
$51.8M
Q3 25
Q2 25
Q1 25
Q4 24
$66.6M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CZWI
CZWI
VWAV
VWAV
Q4 25
$187.9M
$3.1M
Q3 25
$186.8M
Q2 25
$183.5M
Q1 25
$180.1M
Q4 24
$179.1M
Q3 24
$180.1M
Q2 24
$176.0M
Q1 24
$172.8M
Total Assets
CZWI
CZWI
VWAV
VWAV
Q4 25
$1.8B
$18.4M
Q3 25
$1.7B
Q2 25
$1.7B
Q1 25
$1.8B
Q4 24
$1.7B
Q3 24
$1.8B
Q2 24
$1.8B
Q1 24
$1.8B
Debt / Equity
CZWI
CZWI
VWAV
VWAV
Q4 25
0.28×
Q3 25
Q2 25
Q1 25
Q4 24
0.37×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CZWI
CZWI
VWAV
VWAV
Operating Cash FlowLast quarter
$11.7M
$-5.4M
Free Cash FlowOCF − Capex
$10.4M
FCF MarginFCF / Revenue
65.9%
Capex IntensityCapex / Revenue
8.3%
Cash ConversionOCF / Net Profit
2.74×
TTM Free Cash FlowTrailing 4 quarters
$17.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CZWI
CZWI
VWAV
VWAV
Q4 25
$11.7M
$-5.4M
Q3 25
$6.6M
Q2 25
$-406.0K
Q1 25
$1.6M
Q4 24
$20.4M
Q3 24
$3.5M
Q2 24
$5.1M
Q1 24
$9.1M
Free Cash Flow
CZWI
CZWI
VWAV
VWAV
Q4 25
$10.4M
Q3 25
$6.2M
Q2 25
$-632.0K
Q1 25
$1.5M
Q4 24
$19.5M
Q3 24
$3.4M
Q2 24
$4.8M
Q1 24
$8.9M
FCF Margin
CZWI
CZWI
VWAV
VWAV
Q4 25
65.9%
Q3 25
38.4%
Q2 25
-3.9%
Q1 25
10.7%
Q4 24
142.2%
Q3 24
23.8%
Q2 24
35.7%
Q1 24
58.9%
Capex Intensity
CZWI
CZWI
VWAV
VWAV
Q4 25
8.3%
Q3 25
2.4%
Q2 25
1.4%
Q1 25
0.7%
Q4 24
6.5%
Q3 24
0.9%
Q2 24
2.3%
Q1 24
1.4%
Cash Conversion
CZWI
CZWI
VWAV
VWAV
Q4 25
2.74×
Q3 25
1.80×
Q2 25
-0.12×
Q1 25
0.50×
Q4 24
7.55×
Q3 24
1.07×
Q2 24
1.39×
Q1 24
2.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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