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Side-by-side financial comparison of Dominion Energy (D) and Synchrony Financial (SYF). Click either name above to swap in a different company.

Synchrony Financial is the larger business by last-quarter revenue ($4.8B vs $4.2B, roughly 1.1× Dominion Energy). Synchrony Financial runs the higher net margin — 15.8% vs 13.9%, a 1.9% gap on every dollar of revenue. On growth, Dominion Energy posted the faster year-over-year revenue change (23.2% vs 3.7%). Over the past eight quarters, Dominion Energy's revenue compounded faster (9.3% CAGR vs 4.0%).

Dominion Energy, Inc., commonly referred to as Dominion, is an American energy company headquartered in Richmond, Virginia that supplies electricity in parts of Virginia, North Carolina, and South Carolina and supplies natural gas to parts of Utah, Idaho and Wyoming, West Virginia, Ohio, Pennsylvania, North Carolina, South Carolina, and Georgia. Dominion also has generation facilities in Indiana, Illinois, Connecticut, and Rhode Island.

Synchrony Financial is an American consumer financial services company with its headquarters in Stamford, Connecticut, United States. The company offers consumer financing products, including credit, promotional financing and loyalty programs, installment lending to industries and consumers through Synchrony Bank, its wholly owned online bank subsidiary.

D vs SYF — Head-to-Head

Bigger by revenue
SYF
SYF
1.1× larger
SYF
$4.8B
$4.2B
D
Growing faster (revenue YoY)
D
D
+19.5% gap
D
23.2%
3.7%
SYF
Higher net margin
SYF
SYF
1.9% more per $
SYF
15.8%
13.9%
D
Faster 2-yr revenue CAGR
D
D
Annualised
D
9.3%
4.0%
SYF

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
D
D
SYF
SYF
Revenue
$4.2B
$4.8B
Net Profit
$586.0M
$751.0M
Gross Margin
Operating Margin
18.0%
20.0%
Net Margin
13.9%
15.8%
Revenue YoY
23.2%
3.7%
Net Profit YoY
871.1%
-3.0%
EPS (diluted)
$0.66
$2.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
D
D
SYF
SYF
Q4 25
$4.2B
$4.8B
Q3 25
$4.5B
$4.7B
Q2 25
$3.7B
$4.5B
Q1 25
$4.1B
$4.5B
Q4 24
$3.4B
$4.6B
Q3 24
$3.8B
$4.6B
Q2 24
$3.5B
$4.4B
Q1 24
$3.5B
$4.4B
Net Profit
D
D
SYF
SYF
Q4 25
$586.0M
$751.0M
Q3 25
$1.0B
$1.1B
Q2 25
$760.0M
$967.0M
Q1 25
$646.0M
$757.0M
Q4 24
$-76.0M
$774.0M
Q3 24
$954.0M
$789.0M
Q2 24
$572.0M
$643.0M
Q1 24
$674.0M
$1.3B
Operating Margin
D
D
SYF
SYF
Q4 25
18.0%
20.0%
Q3 25
29.7%
30.3%
Q2 25
29.5%
27.8%
Q1 25
29.9%
22.0%
Q4 24
11.4%
21.2%
Q3 24
32.2%
22.3%
Q2 24
23.3%
19.2%
Q1 24
23.6%
38.8%
Net Margin
D
D
SYF
SYF
Q4 25
13.9%
15.8%
Q3 25
22.3%
22.8%
Q2 25
20.4%
21.4%
Q1 25
15.8%
17.0%
Q4 24
-2.2%
16.9%
Q3 24
25.2%
17.1%
Q2 24
16.6%
14.6%
Q1 24
19.1%
29.4%
EPS (diluted)
D
D
SYF
SYF
Q4 25
$0.66
$2.03
Q3 25
$1.16
$2.86
Q2 25
$0.88
$2.50
Q1 25
$0.75
$1.89
Q4 24
$-0.11
$1.92
Q3 24
$1.12
$1.94
Q2 24
$0.65
$1.55
Q1 24
$0.78
$3.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
D
D
SYF
SYF
Cash + ST InvestmentsLiquidity on hand
$250.0M
$15.0B
Total DebtLower is stronger
$44.1B
$15.2B
Stockholders' EquityBook value
$29.1B
$16.8B
Total Assets
$115.9B
$119.1B
Debt / EquityLower = less leverage
1.52×
0.91×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
D
D
SYF
SYF
Q4 25
$250.0M
$15.0B
Q3 25
$932.0M
$16.2B
Q2 25
$344.0M
$19.5B
Q1 25
$355.0M
$21.6B
Q4 24
$310.0M
$14.7B
Q3 24
$1.8B
$17.9B
Q2 24
$139.0M
$18.6B
Q1 24
$265.0M
$20.0B
Total Debt
D
D
SYF
SYF
Q4 25
$44.1B
$15.2B
Q3 25
$43.3B
$14.4B
Q2 25
$40.3B
$16.0B
Q1 25
$39.9B
$17.0B
Q4 24
$37.5B
$15.5B
Q3 24
$37.1B
$15.6B
Q2 24
$36.6B
$15.6B
Q1 24
$35.1B
$16.1B
Stockholders' Equity
D
D
SYF
SYF
Q4 25
$29.1B
$16.8B
Q3 25
$27.7B
$17.1B
Q2 25
$27.2B
$17.0B
Q1 25
$27.4B
$16.6B
Q4 24
$27.3B
$16.6B
Q3 24
$27.5B
$16.0B
Q2 24
$27.1B
$15.5B
Q1 24
$27.4B
$15.3B
Total Assets
D
D
SYF
SYF
Q4 25
$115.9B
$119.1B
Q3 25
$111.6B
$117.0B
Q2 25
$107.4B
$120.5B
Q1 25
$104.6B
$122.0B
Q4 24
$102.4B
$119.5B
Q3 24
$99.8B
$119.2B
Q2 24
$100.4B
$120.5B
Q1 24
$102.0B
$121.2B
Debt / Equity
D
D
SYF
SYF
Q4 25
1.52×
0.91×
Q3 25
1.56×
0.85×
Q2 25
1.48×
0.94×
Q1 25
1.46×
1.03×
Q4 24
1.38×
0.93×
Q3 24
1.35×
0.98×
Q2 24
1.35×
1.01×
Q1 24
1.28×
1.06×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
D
D
SYF
SYF
Operating Cash FlowLast quarter
$987.0M
$2.5B
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.68×
3.27×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
D
D
SYF
SYF
Q4 25
$987.0M
$2.5B
Q3 25
$1.9B
$2.6B
Q2 25
$1.2B
$2.6B
Q1 25
$1.2B
$2.2B
Q4 24
$641.0M
$2.4B
Q3 24
$1.5B
$2.8B
Q2 24
$856.0M
$2.5B
Q1 24
$2.0B
$2.2B
Cash Conversion
D
D
SYF
SYF
Q4 25
1.68×
3.27×
Q3 25
1.93×
2.45×
Q2 25
1.64×
2.65×
Q1 25
1.83×
2.91×
Q4 24
3.04×
Q3 24
1.61×
3.50×
Q2 24
1.50×
3.86×
Q1 24
2.94×
1.74×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

D
D

Dominion Energy Virginia$3.0B72%
Nonregulated Electricity Sales$334.0M8%
Contracted Energy$306.0M7%
Other$292.0M7%
Other Nonregulated Revenues$97.0M2%
Other Regulated Revenues$66.0M2%
Alternative Revenue Programs$50.0M1%
Transition Services Agreements$25.0M1%
Regulated Gas Transportation And Storage$10.0M0%
Related Party$5.0M0%

SYF
SYF

Segment breakdown not available.

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