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Side-by-side financial comparison of Dave Inc. (DAVE) and Proficient Auto Logistics, Inc (PAL). Click either name above to swap in a different company.

Dave Inc. is the larger business by last-quarter revenue ($163.7M vs $91.5M, roughly 1.8× Proficient Auto Logistics, Inc). Dave Inc. runs the higher net margin — 40.3% vs -1.5%, a 41.8% gap on every dollar of revenue.

Dave & Buster's Entertainment, Inc. is an American restaurant and entertainment business headquartered in Dallas. Each Dave & Buster's location has a full-service restaurant, full bar, and a video arcade, the latter of which is known as the "Million Dollar Midway". As of February 2024, the company has 158 locations in the United States, as well as two in Puerto Rico and two in Canada.

Proficient Auto Logistics, Inc. is a specialized automotive sector logistics provider. It offers tailored solutions including finished vehicle transport, auto parts storage and distribution, and supply chain support for automotive industry stakeholders, prioritizing reliable, efficient service delivery.

DAVE vs PAL — Head-to-Head

Bigger by revenue
DAVE
DAVE
1.8× larger
DAVE
$163.7M
$91.5M
PAL
Higher net margin
DAVE
DAVE
41.8% more per $
DAVE
40.3%
-1.5%
PAL

Income Statement — Q4 FY2025 vs Q3 FY2024

Metric
DAVE
DAVE
PAL
PAL
Revenue
$163.7M
$91.5M
Net Profit
$65.9M
$-1.4M
Gross Margin
Operating Margin
39.2%
-2.4%
Net Margin
40.3%
-1.5%
Revenue YoY
62.4%
Net Profit YoY
292.4%
EPS (diluted)
$4.60
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DAVE
DAVE
PAL
PAL
Q4 25
$163.7M
Q3 25
$150.7M
Q2 25
$131.8M
Q1 25
$108.0M
Q4 24
$100.8M
Q3 24
$92.5M
$91.5M
Q2 24
$80.1M
Q1 24
$73.6M
Net Profit
DAVE
DAVE
PAL
PAL
Q4 25
$65.9M
Q3 25
$92.1M
Q2 25
$9.0M
Q1 25
$28.8M
Q4 24
$16.8M
Q3 24
$466.0K
$-1.4M
Q2 24
$6.4M
Q1 24
$34.2M
Operating Margin
DAVE
DAVE
PAL
PAL
Q4 25
39.2%
Q3 25
38.8%
Q2 25
8.7%
Q1 25
31.4%
Q4 24
17.3%
Q3 24
0.9%
-2.4%
Q2 24
5.7%
Q1 24
50.9%
Net Margin
DAVE
DAVE
PAL
PAL
Q4 25
40.3%
Q3 25
61.1%
Q2 25
6.9%
Q1 25
26.7%
Q4 24
16.7%
Q3 24
0.5%
-1.5%
Q2 24
7.9%
Q1 24
46.5%
EPS (diluted)
DAVE
DAVE
PAL
PAL
Q4 25
$4.60
Q3 25
$6.34
Q2 25
$0.62
Q1 25
$1.97
Q4 24
$1.09
Q3 24
$0.03
$-0.05
Q2 24
$0.47
Q1 24
$2.60

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DAVE
DAVE
PAL
PAL
Cash + ST InvestmentsLiquidity on hand
$80.5M
$16.8M
Total DebtLower is stronger
$0
$64.0M
Stockholders' EquityBook value
$352.7M
$338.5M
Total Assets
$487.4M
$498.2M
Debt / EquityLower = less leverage
0.00×
0.19×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DAVE
DAVE
PAL
PAL
Q4 25
$80.5M
Q3 25
$49.9M
Q2 25
$61.8M
Q1 25
$47.1M
Q4 24
$49.8M
Q3 24
$35.2M
$16.8M
Q2 24
$48.7M
Q1 24
$56.6M
Total Debt
DAVE
DAVE
PAL
PAL
Q4 25
$0
Q3 25
$75.0M
Q2 25
$75.0M
Q1 25
$75.0M
Q4 24
$75.0M
Q3 24
$75.0M
$64.0M
Q2 24
$75.0M
Q1 24
$75.0M
Stockholders' Equity
DAVE
DAVE
PAL
PAL
Q4 25
$352.7M
Q3 25
$291.3M
Q2 25
$217.1M
Q1 25
$199.5M
Q4 24
$183.1M
Q3 24
$155.8M
$338.5M
Q2 24
$141.8M
Q1 24
$127.3M
Total Assets
DAVE
DAVE
PAL
PAL
Q4 25
$487.4M
Q3 25
$433.3M
Q2 25
$363.6M
Q1 25
$315.7M
Q4 24
$299.3M
Q3 24
$272.2M
$498.2M
Q2 24
$247.2M
Q1 24
$235.6M
Debt / Equity
DAVE
DAVE
PAL
PAL
Q4 25
0.00×
Q3 25
0.26×
Q2 25
0.35×
Q1 25
0.38×
Q4 24
0.41×
Q3 24
0.48×
0.19×
Q2 24
0.53×
Q1 24
0.59×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DAVE
DAVE
PAL
PAL
Operating Cash FlowLast quarter
$290.0M
Free Cash FlowOCF − Capex
$289.7M
FCF MarginFCF / Revenue
177.0%
Capex IntensityCapex / Revenue
0.2%
Cash ConversionOCF / Net Profit
4.40×
TTM Free Cash FlowTrailing 4 quarters
$486.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DAVE
DAVE
PAL
PAL
Q4 25
$290.0M
Q3 25
$83.2M
Q2 25
$68.2M
Q1 25
$45.2M
Q4 24
$125.1M
Q3 24
$37.0M
Q2 24
$28.0M
Q1 24
$18.3M
Free Cash Flow
DAVE
DAVE
PAL
PAL
Q4 25
$289.7M
Q3 25
$83.2M
Q2 25
$68.1M
Q1 25
$45.2M
Q4 24
$124.9M
Q3 24
$37.0M
Q2 24
$27.9M
Q1 24
$18.3M
FCF Margin
DAVE
DAVE
PAL
PAL
Q4 25
177.0%
Q3 25
55.2%
Q2 25
51.7%
Q1 25
41.9%
Q4 24
123.8%
Q3 24
40.0%
Q2 24
34.8%
Q1 24
24.9%
Capex Intensity
DAVE
DAVE
PAL
PAL
Q4 25
0.2%
Q3 25
0.0%
Q2 25
0.1%
Q1 25
0.0%
Q4 24
0.3%
Q3 24
0.1%
Q2 24
0.2%
Q1 24
0.0%
Cash Conversion
DAVE
DAVE
PAL
PAL
Q4 25
4.40×
Q3 25
0.90×
Q2 25
7.55×
Q1 25
1.57×
Q4 24
7.45×
Q3 24
79.47×
Q2 24
4.41×
Q1 24
0.54×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

DAVE
DAVE

Service Based Revenue$153.2M94%
Interchange Revenue Net$6.4M4%
Transaction Based Revenue Other Net$4.1M3%

PAL
PAL

Segment breakdown not available.

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