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Side-by-side financial comparison of DocGo Inc. (DCGO) and SMARTFINANCIAL INC. (SMBK). Click either name above to swap in a different company.
DocGo Inc. is the larger business by last-quarter revenue ($74.9M vs $53.8M, roughly 1.4× SMARTFINANCIAL INC.). SMARTFINANCIAL INC. runs the higher net margin — 25.4% vs -190.0%, a 215.4% gap on every dollar of revenue. Over the past eight quarters, SMARTFINANCIAL INC.'s revenue compounded faster (15.4% CAGR vs -37.5%).
DocGo Inc. is a U.S.-headquartered mobile healthcare and on-demand medical service provider. It offers a range of solutions including in-home urgent care, diagnostic testing, telehealth consultations, and corporate wellness programs, serving individual patients, health systems, enterprise clients, and public sector organizations across North America.
SmartFinancial Inc. is a U.S.-based bank holding company that operates its wholly owned subsidiary SmartBank. It offers a full range of retail and commercial banking products including deposit accounts, personal and business loans, mortgage services, and wealth management solutions, primarily serving individual customers and small-to-medium enterprises across the Southeastern United States.
DCGO vs SMBK — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $74.9M | $53.8M |
| Net Profit | $-142.3M | $13.7M |
| Gross Margin | — | — |
| Operating Margin | -139.6% | — |
| Net Margin | -190.0% | 25.4% |
| Revenue YoY | -38.0% | — |
| Net Profit YoY | -1761.4% | 21.6% |
| EPS (diluted) | $-1.36 | $0.81 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $53.8M | ||
| Q4 25 | $74.9M | $53.3M | ||
| Q3 25 | $70.8M | $51.1M | ||
| Q2 25 | $80.4M | $49.2M | ||
| Q1 25 | $96.0M | $46.8M | ||
| Q4 24 | $120.8M | $46.8M | ||
| Q3 24 | $138.7M | $44.2M | ||
| Q2 24 | $164.9M | $40.4M |
| Q1 26 | — | $13.7M | ||
| Q4 25 | $-142.3M | $13.7M | ||
| Q3 25 | $-27.8M | $13.7M | ||
| Q2 25 | $-11.2M | $11.7M | ||
| Q1 25 | $-9.4M | $11.3M | ||
| Q4 24 | $-7.6M | $9.6M | ||
| Q3 24 | $5.5M | $9.1M | ||
| Q2 24 | $6.5M | $8.0M |
| Q1 26 | — | — | ||
| Q4 25 | -139.6% | 31.3% | ||
| Q3 25 | -59.3% | 33.2% | ||
| Q2 25 | -21.7% | 29.0% | ||
| Q1 25 | -14.6% | 29.0% | ||
| Q4 24 | -6.2% | 26.5% | ||
| Q3 24 | 7.3% | 24.3% | ||
| Q2 24 | 6.2% | 25.6% |
| Q1 26 | — | 25.4% | ||
| Q4 25 | -190.0% | 25.7% | ||
| Q3 25 | -39.2% | 26.8% | ||
| Q2 25 | -13.9% | 23.8% | ||
| Q1 25 | -9.8% | 24.0% | ||
| Q4 24 | -6.3% | 20.6% | ||
| Q3 24 | 4.0% | 20.7% | ||
| Q2 24 | 4.0% | 19.8% |
| Q1 26 | — | $0.81 | ||
| Q4 25 | $-1.36 | $0.81 | ||
| Q3 25 | $-0.28 | $0.81 | ||
| Q2 25 | $-0.11 | $0.69 | ||
| Q1 25 | $-0.09 | $0.67 | ||
| Q4 24 | $-0.03 | $0.57 | ||
| Q3 24 | $0.05 | $0.54 | ||
| Q2 24 | $0.06 | $0.48 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $51.0M | $346.1M |
| Total DebtLower is stronger | $235.6K | — |
| Stockholders' EquityBook value | $144.0M | $562.2M |
| Total Assets | $217.1M | $5.9B |
| Debt / EquityLower = less leverage | 0.00× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $346.1M | ||
| Q4 25 | $51.0M | $464.4M | ||
| Q3 25 | $73.4M | $557.1M | ||
| Q2 25 | $104.2M | $365.1M | ||
| Q1 25 | $79.0M | $423.0M | ||
| Q4 24 | $89.2M | $387.6M | ||
| Q3 24 | $89.5M | $192.9M | ||
| Q2 24 | $66.1M | $342.8M |
| Q1 26 | — | — | ||
| Q4 25 | $235.6K | — | ||
| Q3 25 | $249.9K | $1.3M | ||
| Q2 25 | $12.6K | $7.0M | ||
| Q1 25 | $15.1K | $7.6M | ||
| Q4 24 | $17.7K | $8.1M | ||
| Q3 24 | $47.7K | $9.0M | ||
| Q2 24 | $52.8K | $12.7M |
| Q1 26 | — | $562.2M | ||
| Q4 25 | $144.0M | $552.4M | ||
| Q3 25 | $270.5M | $538.4M | ||
| Q2 25 | $297.3M | $519.0M | ||
| Q1 25 | $309.3M | $505.8M | ||
| Q4 24 | $320.9M | $491.3M | ||
| Q3 24 | $325.2M | $489.0M | ||
| Q2 24 | $315.2M | $472.5M |
| Q1 26 | — | $5.9B | ||
| Q4 25 | $217.1M | $5.9B | ||
| Q3 25 | $353.8M | $5.8B | ||
| Q2 25 | $408.3M | $5.5B | ||
| Q1 25 | $430.8M | $5.4B | ||
| Q4 24 | $455.6M | $5.3B | ||
| Q3 24 | $493.9M | $4.9B | ||
| Q2 24 | $488.2M | $4.9B |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | 0.00× | ||
| Q2 25 | 0.00× | 0.01× | ||
| Q1 25 | 0.00× | 0.02× | ||
| Q4 24 | 0.00× | 0.02× | ||
| Q3 24 | 0.00× | 0.02× | ||
| Q2 24 | 0.00× | 0.03× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-10.5M | — |
| Free Cash FlowOCF − Capex | $-12.0M | — |
| FCF MarginFCF / Revenue | -16.0% | — |
| Capex IntensityCapex / Revenue | 2.0% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $29.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-10.5M | $61.7M | ||
| Q3 25 | $1.7M | $16.9M | ||
| Q2 25 | $33.6M | $14.0M | ||
| Q1 25 | $9.7M | $14.3M | ||
| Q4 24 | $12.7M | $52.7M | ||
| Q3 24 | $31.1M | $12.4M | ||
| Q2 24 | $36.9M | $16.5M |
| Q1 26 | — | — | ||
| Q4 25 | $-12.0M | $59.3M | ||
| Q3 25 | $782.6K | $16.6M | ||
| Q2 25 | $32.9M | $13.2M | ||
| Q1 25 | $8.2M | $13.4M | ||
| Q4 24 | $12.0M | $46.3M | ||
| Q3 24 | $30.2M | $11.3M | ||
| Q2 24 | $35.9M | $15.4M |
| Q1 26 | — | — | ||
| Q4 25 | -16.0% | 111.3% | ||
| Q3 25 | 1.1% | 32.4% | ||
| Q2 25 | 40.9% | 26.9% | ||
| Q1 25 | 8.5% | 28.5% | ||
| Q4 24 | 9.9% | 98.9% | ||
| Q3 24 | 21.8% | 25.7% | ||
| Q2 24 | 21.7% | 38.2% |
| Q1 26 | — | — | ||
| Q4 25 | 2.0% | 4.5% | ||
| Q3 25 | 1.2% | 0.6% | ||
| Q2 25 | 0.9% | 1.6% | ||
| Q1 25 | 1.5% | 2.0% | ||
| Q4 24 | 0.6% | 13.7% | ||
| Q3 24 | 0.7% | 2.4% | ||
| Q2 24 | 0.6% | 2.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.50× | ||
| Q3 25 | — | 1.23× | ||
| Q2 25 | — | 1.20× | ||
| Q1 25 | — | 1.27× | ||
| Q4 24 | — | 5.47× | ||
| Q3 24 | 5.67× | 1.36× | ||
| Q2 24 | 5.65× | 2.07× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DCGO
| Transportation Services Segment | $50.2M | 67% |
| Mobile Health Services Segment | $24.8M | 33% |
SMBK
| Net Interest Income | $45.9M | 85% |
| Noninterest Income | $7.9M | 15% |
